Compare HMN to First, Community, First, Great, Oconee, Cullman

Comparing HMN to First, Community, First, Great, Oconee, Cullman can provide valuable insights into potential diversification opportunities when combining these positions into a portfolio. By using this module, you can analyze the advantages of specified entities, assessing both technical and fundamental indicators across various peers. Please use the input box below to enter the symbols for specific investments you'd like to analyze. Check out your portfolio center.

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Correlation Matrix

Typically, diversification allows investors to combine positions across different asset classes to reduce overall portfolio risk. Correlation between positions in your portfolio represents the degree of relationship between the price movements of corresponding instruments. A correlation of about +1.0 implies that the prices move in tandem. A correlation of -1.0 means that prices move in opposite directions. A correlation of close to zero suggests that the price movements of assets are uncorrelated.

	HMNF	FNWB	CWBC	FFNW	GSBC	OFED	CULL
HMNF		0.12	0.23	-0.03	0.35	-0.34	-0.5	HMNF
FNWB	0.12		0.53	0.29	0.1	0.46	-0.11	FNWB
CWBC	0.23	0.53		-0.18	0.67	0.28	-0.23	CWBC
FFNW	-0.03	0.29	-0.18		-0.18	0.08	0.01	FFNW
GSBC	0.35	0.1	0.67	-0.18		-0.36	-0.24	GSBC
OFED	-0.34	0.46	0.28	0.08	-0.36		0.36	OFED
CULL	-0.5	-0.11	-0.23	0.01	-0.24	0.36		CULL
	HMNF	FNWB	CWBC	FFNW	GSBC	OFED	CULL

Click cells to compare fundamentals

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High positive correlations

GSBC	+ 0.67	CWBC
CWBC	+ 0.53	FNWB
OFED	+ 0.46	FNWB
CULL	+ 0.36	OFED
GSBC	+ 0.35	HMNF
FFNW	+ 0.29	FNWB

High negative correlations

CULL	- 0.5	HMNF
OFED	- 0.36	GSBC
OFED	- 0.34	HMNF
CULL	- 0.24	GSBC
CULL	- 0.23	CWBC
GSBC	- 0.18	FFNW

Risk-Adjusted Indicators

There is a big difference between a company's stock performing well and the company itself doing well as a business compared to the competition. There are so many exceptions to the norm that investors cannot definitively determine what's good or bad unless they analyze multiple risk-adjusted performance indicators across the competitive landscape. These indicators are quantitative in nature and help investors forecast volatility and risk-adjusted expected returns across various positions.

	Mean Deviation	Jensen Alpha	Sortino Ratio	Treynor Ratio	Semi Deviation	Expected Shortfall	Potential Upside	Value @Risk	Maximum Drawdown
HMNF	1.88	0.44	0.12	(1.02)	1.85	(2.37)	4.29	(3.19)	13.15
FNWB	1.60	0.07	0.02	0.23	1.70	(1.81)	4.11	(2.82)	14.21
CWBC	1.07	0.04	0.06	0.15	1.07	(1.19)	2.64	(2.16)	9.14
FFNW	0.63	(0.01)	(0.12)	0.08	0.76	(0.68)	1.65	(1.13)	4.32
GSBC	1.62	(0.07)	0.05	0.09	1.72	(1.78)	3.56	(3.32)	19.09
OFED	2.13	(0.22)	0.00	1.42	0.00	0.00	3.48	(5.28)	12.66
CULL	0.51	(0.10)	0.00	0.95	0.00	0.00	1.18	(1.64)	4.73

Cross Equities Net Income Analysis

Compare HMN Financial, First Northwest Bancorp, and Community West Bancshares Net Income Over Time

Select Fundamental

	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
FNWB	1000	(2 M)	2.3 M	2.7 M	(5.1 M)	(5.1 M)	4 M	5.1 M	7.1 M	9 M	10.3 M	15.4 M	15.6 M	2.3 M	2.2 M
CWBC	1.1 M	(10.5 M)	3.2 M	9 M	7 M	2.9 M	5.2 M	4.9 M	7.4 M	8 M	8.2 M	13.1 M	13.4 M	25.5 M	26.8 M
FFNW	7.5 M	4.2 M	2.7 M	24.5 M	10.7 M	9.2 M	8.9 M	8.5 M	14.9 M	10.4 M	8.6 M	12.2 M	13.2 M	6.3 M	3.9 M
GSBC	(3.7 M)	30.3 M	48.7 M	33.7 M	43.5 M	46.5 M	45.3 M	51.6 M	67.1 M	73.6 M	59.3 M	74.6 M	75.9 M	67.8 M	71.2 M

HMN Financial, First Northwest Bancorp, and Community West Bancshares Net Income description

Net income is one of the most important fundamental items in finance. It plays a large role in entities financial statement analysis. It represents the amount of money remaining after all of organizations operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.

Competitive Analysis

Better Than Average

Worse Than Peers

View Performance Chart

	HMNF	FNWB	CWBC	FFNW	GSBC	OFED	CULL
	2.13 27.99 HMN	2.98 11.40 First	2.88 21.82 Community	1.07 22.71 First	2.59 64.24 Great	2.89 15.10 Oconee	3.86 9.71 Cullman
Market Volatility (90 Days Market Risk)	Very steady	Not too volatile	Very steady	Very steady	Very steady	Very steady	Very steady
Market Performance (90 Days Performance)	Modest	Insignificant	OK	Weak	Modest	Very Weak	Very Weak
Odds of Financial Distress (Probability Of Bankruptcy)	Dangerous	Average	Very Low	Low	Very Low	Dangerous	Dangerous
Current Valuation (Equity Enterprise Value)	Over Valued	Under Valued	Over Valued	Over Valued	Over Valued	Over Valued	Over Valued
Buy or Sell Advice (Average Analysts Consensus)	Not Available	Hold	Buy	Buy	Hold	Not Available	Not Available
Trade Advice (90 Days Macroaxis Advice)	Not Rated	Strong Buy	Strong Hold	Strong Buy	Buy	Not Rated	Not Rated
Net Asset	1.11 B	2.2 B	2.44 B	1.51 B	5.81 B	544.79 M	411.64 M
Profit Margin	0.14 %	(0.18) %	0.07 %	0.03 %	0.28 %	0.24 %	0.23 %
EBITDA	8.55 M	4.29 M	(8.94 M)	7.86 M	34.22 M	7.8 M	5.05 M
Operating Margin	0.21 %	(0.21) %	0.25 %	(0.10) %	0.39 %	0.31 %	0.24 %
Current Valuation	119.15 M	352.1 M	466.74 M	225.58 M	1.18 B	119.17 M	91.51 M
Price To Book	1.13 X	0.63 X	1.14 X	1.31 X	1.23 X	2.02 X	0.75 X
Retained Earnings	142.28 M	107.35 M	210.55 M	96.21 M	569.87 M	82.79 M	59.34 M
Five Year Return	5.76 %	N/A	1.98 %	2.57 %	2.42 %	1.63 %	N/A
Beta	0.21	0.89	0.86	0.55	0.64	0.31	0.16
Number Of Employees	153	270	356	142	914	79	57
Shares Outstanding	4.46 M	8.82 M	18.95 M	9.23 M	11.67 M	5.61 M	7.25 M
Cash Flow From Operations	7.68 M	17.59 M	27.85 M	4.17 M	80.7 M	5.71 M	5.86 M
Annual Yield	0.01 %	0.02 %	0.02 %	0.02 %	0.02 %	0.03 %	0.01 %
Total Debt	13.51 M	320.94 M	158.86 M	127.81 M	101.96 M	9 M	35 M
Return On Equity	0.0493	-0.0589	0.0244	0.0067	0.11	0.0535	0.0362
Z Score	N/A	N/A	N/A	N/A	N/A	5.35	N/A
Return On Asset	0.0047	-0.0042	0.0022	7.0E-4	0.0102	0.0073	0.0087
Number Of Shares Shorted	6.01 K	9.58 K	226.76 K	135.17 K	123.72 K	6.04 K	3.83 K
Book Value Per Share	25.35 X	18.36 X	19.19 X	17.40 X	52.40 X	13.12 X	14.51 X
Total Asset	1.11 B	2.2 B	2.44 B	1.51 B	5.81 B	544.79 M	411.64 M
Debt To Equity	8.24 %	4.32 %	9.03 %	4.74 %	0.06 %	4.69 %	N/A
Short Ratio	1.03 X	0.27 X	7.53 X	2.89 X	7.42 X	1.76 X	1.33 X
Target Price	27.0	11.0	22.5	22.83	62.33	N/A	N/A
Last Dividend Paid	0.34	0.28	0.48	0.39	1.6	0.4	0.12
Shares Owned By Institutions	58.00 %	53.99 %	49.59 %	54.13 %	44.49 %	0.95 %	12.50 %
Market Capitalization	124.97 M	100.53 M	413.39 M	209.61 M	749.99 M	75.84 M	70.37 M
Price To Earning	12.92 X	10.77 X	15.26 X	17.35 X	13.75 X	30.85 X	7.56 X
Price To Earnings To Growth	N/A	N/A	N/A	1.96 X	2.62 X	N/A	N/A
Price To Sales	3.27 X	1.98 X	4.34 X	5.64 X	3.49 X	7.43 X	4.59 X
Net Income	6 M	2.13 M	25.54 M	6.3 M	67.8 M	4.1 M	3.95 M
Earnings Per Share	1.19 X	(1.04) X	0.55 X	0.12 X	5.08 X	0.73 X	0.50 X
Shares Owned By Insiders	18.48 %	20.23 %	13.60 %	13.65 %	26.63 %	78.48 %	27.30 %
Revenue	43.48 M	64.13 M	57.52 M	78.16 M	46.29 M	16.61 M	16.89 M
Cash And Equivalents	18.64 M	103.66 M	102.28 M	43.53 M	189.01 M	10.98 M	24.78 M
Cash Per Share	4.31 X	10.39 X	11.69 X	4.82 X	15.44 X	1.96 X	3.35 X
Gross Profit	40.07 M	78.66 M	49.98 M	52 M	227.57 M	16.96 M	16.32 M
Day Typical Price	28.42	11.31	21.63	22.68	63.73	15.25	9.84
Accumulation Distribution	0.0524	0.0228	0.0293	0.007	0.0244	0.0289	0.0386
Market Facilitation Index	1.54	0.26	0.64	0.16	1.57	0.45	0.39
Daily Balance Of Power	(0.40)	1.269231	0.9531	1.5	1.031847	(1.00)	(1.00)
Period Momentum Indicator	(0.61)	0.33	0.61	0.24	1.62	(0.45)	(0.39)
Rate Of Daily Change	0.98	1.03	1.03	1.01	1.03	0.97	0.96
Day Median Price	28.63	11.27	21.53	22.67	63.48	15.33	9.91
Price Action Indicator	(0.95)	0.29	0.59	0.16	1.57	(0.45)	(0.39)
Relative Strength Index	47.23	45.25	62.43	47.69	63.27	49.22	50.03
Coefficient Of Variation	615.04	1394.07	788.33	2280.77	1153.79	(1,239)	(751.28)
Mean Deviation	1.88	1.6	1.07	0.6276	1.62	2.13	0.5088
Jensen Alpha	0.4398	0.0708	0.0397	(0.01)	(0.07)	(0.22)	(0.10)
Total Risk Alpha	0.0027	(0.20)	(0.06)	(0.10)	(0.19)	(0.70)	(0.25)
Sortino Ratio	0.1172	0.017	0.056	(0.12)	0.048	N/A	N/A
Downside Variance	5.41	3.46	1.8	0.6711	3.82	N/A	N/A
Standard Deviation	2.48	2.26	1.62	0.8315	2.59	2.89	0.8111
Kurtosis	0.431	4.85	5.47	0.4603	12.42	0.8168	3.57
Potential Upside	4.29	4.11	2.64	1.65	3.56	3.48	1.18
Treynor Ratio	(1.02)	0.2255	0.1515	0.0801	0.0916	1.42	0.949
Maximum Drawdown	13.15	14.21	9.14	4.32	19.09	12.66	4.73
Variance	6.15	5.13	2.64	0.6914	6.72	8.38	0.6579
Market Risk Adjusted Performance	(1.01)	0.2355	0.1615	0.0901	0.1016	1.43	0.959
Risk Adjusted Performance	0.1316	0.0616	0.1026	0.0344	0.0735	(0.05)	(0.10)
Skewness	0.0226	1.45	1.35	0.131	2.41	(0.0003)	(0.55)
Semi Deviation	1.85	1.7	1.07	0.7567	1.72	N/A	N/A
Information Ratio	0.1099	0.014	0.0463	(0.11)	0.0362	(0.13)	(0.29)
Value At Risk	(3.19)	(2.82)	(2.16)	(1.13)	(3.32)	(5.28)	(1.64)
Expected Short fall	(2.37)	(1.81)	(1.19)	(0.68)	(1.78)	N/A	N/A
Downside Deviation	2.32	1.86	1.34	0.8192	1.95	N/A	N/A
Semi Variance	3.43	2.89	1.16	0.5726	2.96	N/A	N/A

Market Neutrality

One of the main advantages of trading using market-neutral strategies is that every trade hedges away some risk. Because there are two separate transactions required, even if one position performs unexpectedly, the other equity can make up some of the losses.

Please note, the success of pairs trading depends heavily on the modeling and forecasting of the spread time series. However, in general, pair trading minimizes risk from directional movements in the market unless the strategy's equities are perfectly correlated. For example, if an entire industry or sector drops because of unexpected headlines, the first equity's short position will appreciate offsetting losses from the drop in the long position's value.

Five steps to successful analysis of competition

Competitive analysis is the process of researching and evaluating the competitive landscape of a business entity. It provides an understanding of the company's strengths, weaknesses, opportunities, and threats (SWOT) in relation to its competition. The competition analysis typically involves several steps, including:

Identifying the key players in the market: This involves identifying the major competitors across the sector or industry, both direct and indirect, as well as new entrants and disruptive technologies.
Assessing the strengths and weaknesses of each competitor: This involves evaluating each competitor's strengths and weaknesses in areas such as product offerings, market share, brand recognition, financial performance, and distribution channels.
Understanding the competitive environment: This involves evaluating the regulatory environment, economic conditions, and other factors that may impact the competitive landscape.
Identifying opportunities and threats: This involves using the information gathered during the analysis to identify opportunities and threats and developing a strategy to address them.
Evaluating the competitive landscape: This involves understanding the competitive dynamics of the market, such as pricing, marketing, and distribution strategies, as well as analyzing the competitive advantage of each competitor.

Competitive analysis is an essential tool for businesses to stay ahead of the competition and can be used to inform decision-making and strategy development. By understanding the competitive landscape and staying informed about the activities of competitors, a company can make more informed decisions and improve its overall performance.

Trending Themes

If you are a self-driven investor, you will appreciate our idea-generating investing themes. Our themes help you align your investments inspirations with your core values and are essential building blocks of your portfolios. A typical investing theme is an unweighted collection of up to 20 funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of equities with common characteristics such as industry and growth potential, volatility, or market segment.

	Entertainment Invested over 90 shares	Go
	Macroaxis Index Invested few shares	Go
	Hedge Favorites Invested over 60 shares	Go
	Banking Invested over 20 shares	Go
	Investor Favorites Invested over 40 shares	Go
	Social Domain Invested few shares	Go
	Automobiles and Trucks Invested over 50 shares	Go
	Chemicals Invested over 30 shares	Go
	Manufacturing Invested over 30 shares	Go

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Note that this page's information should be used as a complementary analysis to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.

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Price To Sales Ratio	Dividend Yield
Ptb Ratio	Days Sales Outstanding
Book Value Per Share	Free Cash Flow Yield
Invested Capital	Operating Cash Flow Per Share
Average Payables	Stock Based Compensation To Revenue
Capex To Depreciation	Pb Ratio
Ev To Sales	Free Cash Flow Per Share
Roic	Inventory Turnover
Net Income Per Share	Days Of Inventory On Hand
Payables Turnover	Sales General And Administrative To Revenue
Average Inventory	Research And Ddevelopement To Revenue
Capex To Revenue	Cash Per Share
Pocfratio	Interest Coverage
Payout Ratio	Capex To Operating Cash Flow
Pfcf Ratio	Days Payables Outstanding
Net Current Asset Value	Income Quality
Roe	Tangible Asset Value
Ev To Operating Cash Flow	Pe Ratio
Return On Tangible Assets	Ev To Free Cash Flow
Earnings Yield	Intangibles To Total Assets
Net Debt To E B I T D A	Current Ratio
Tangible Book Value Per Share	Receivables Turnover
Graham Number	Shareholders Equity Per Share
Debt To Equity	Capex Per Share
Graham Net Net	Average Receivables
Revenue Per Share	Interest Debt Per Share
Debt To Assets	Enterprise Value Over E B I T D A
Short Term Coverage Ratios	Price Earnings Ratio
Price Book Value Ratio	Price Earnings To Growth Ratio
Days Of Payables Outstanding	Dividend Payout Ratio
Price To Operating Cash Flows Ratio	Price To Free Cash Flows Ratio
Pretax Profit Margin	Ebt Per Ebit
Operating Profit Margin	Effective Tax Rate
Company Equity Multiplier	Long Term Debt To Capitalization
Total Debt To Capitalization	Return On Capital Employed
Debt Equity Ratio	Ebit Per Revenue
Quick Ratio	Dividend Paid And Capex Coverage Ratio
Net Income Per E B T	Cash Ratio
Operating Cash Flow Sales Ratio	Days Of Inventory Outstanding
Days Of Sales Outstanding	Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios	Price To Book Ratio
Fixed Asset Turnover	Capital Expenditure Coverage Ratio
Price Cash Flow Ratio	Enterprise Value Multiple
Debt Ratio	Cash Flow To Debt Ratio
Price Sales Ratio	Return On Assets
Asset Turnover	Net Profit Margin
Gross Profit Margin	Price Fair Value
Return On Equity