First Net Interest Income from 2010 to 2026

BUSE Stock  USD 26.54  0.01  0.04%   
First Busey's Net Interest Income is increasing over the years with slightly volatile fluctuation. Net Interest Income is expected to dwindle to about 278.4 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
152.6 M
Current Value
154.3 M
Quarterly Volatility
22.2 M
 
Covid
 
Interest Hikes
Check First Busey financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Busey's main balance sheet or income statement drivers, such as Depreciation And Amortization of 24.8 M, Interest Expense of 340.5 M or Selling General Administrative of 343.4 M, as well as many indicators such as Price To Sales Ratio of 3.17, Dividend Yield of 0.0285 or PTB Ratio of 0.82. First financial statements analysis is a perfect complement when working with First Busey Valuation or Volatility modules.
  
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Analyzing First Busey's Net Interest Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Interest Income has evolved provides context for assessing First Busey's current valuation and future prospects.

Latest First Busey's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of First Busey Corp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. First Busey's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Busey's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

First Net Interest Income Regression Statistics

Arithmetic Mean219,897,545
Geometric Mean198,637,881
Coefficient Of Variation43.46
Mean Deviation85,913,454
Median241,406,000
Standard Deviation95,565,734
Sample Variance9132.8T
Range258.2M
R-Value0.93
Mean Square Error1337.9T
R-Squared0.86
Slope17,577,308
Total Sum of Squares146125T

First Net Interest Income History

2026278.4 M
2025370 M
2024321.8 M
2023333.5 M
2022323.4 M
2021270.7 M
2020282.9 M

About First Busey Financial Statements

First Busey stakeholders use historical fundamental indicators, such as First Busey's Net Interest Income, to determine how well the company is positioned to perform in the future. Although First Busey investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Busey's assets and liabilities are reflected in the revenues and expenses on First Busey's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Busey Corp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income370 M278.4 M

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When determining whether First Busey Corp is a strong investment it is important to analyze First Busey's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Busey's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out the analysis of First Busey Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Busey. Projected growth potential of First fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Busey data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.286
Dividend Share
1
Earnings Share
1.47
Revenue Per Share
7.924
Quarterly Revenue Growth
0.712
Investors evaluate First Busey Corp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Busey's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause First Busey's market price to deviate significantly from intrinsic value.
It's important to distinguish between First Busey's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding First Busey should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, First Busey's market price signifies the transaction level at which participants voluntarily complete trades.