Enova Interest Coverage from 2010 to 2026

ENVA Stock  USD 165.10  5.84  3.67%   
Enova International's Interest Coverage is increasing over the years with stable fluctuation. Interest Coverage is expected to dwindle to 2.48. From 2010 to 2026 Enova International Interest Coverage quarterly data regression line had arithmetic mean of  3.29 and r-squared of  0.01. View All Fundamentals
 
Interest Coverage  
First Reported
2010-12-31
Previous Quarter
3.92
Current Value
2.48
Quarterly Volatility
1.91906194
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Enova International financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Enova International's main balance sheet or income statement drivers, such as Depreciation And Amortization of 23.6 M, Interest Expense of 121.7 M or Selling General Administrative of 124.6 M, as well as many indicators such as Price To Sales Ratio of 1.28, Dividend Yield of 0.14 or PTB Ratio of 2.36. Enova financial statements analysis is a perfect complement when working with Enova International Valuation or Volatility modules.
  
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Check out the analysis of Enova International Correlation against competitors.
For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.
Analyzing Enova International's Interest Coverage over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Interest Coverage has evolved provides context for assessing Enova International's current valuation and future prospects.

Latest Enova International's Interest Coverage Growth Pattern

Below is the plot of the Interest Coverage of Enova International over the last few years. It is Enova International's Interest Coverage historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Enova International's overall financial position and show how it may be relating to other accounts over time.
Interest Coverage10 Years Trend
Pretty Stable
   Interest Coverage   
       Timeline  

Enova Interest Coverage Regression Statistics

Arithmetic Mean3.29
Geometric Mean2.50
Coefficient Of Variation58.42
Mean Deviation1.54
Median3.28
Standard Deviation1.92
Sample Variance3.68
Range6.9756
R-Value0.11
Mean Square Error3.88
R-Squared0.01
Significance0.66
Slope0.04
Total Sum of Squares58.92

Enova Interest Coverage History

2026 2.48
2025 3.92
2024 4.36
2023 2.17
2022 3.31
2021 5.4
2020 4.13

About Enova International Financial Statements

Enova International stakeholders use historical fundamental indicators, such as Enova International's Interest Coverage, to determine how well the company is positioned to perform in the future. Although Enova International investors may analyze each financial statement separately, they are all interrelated. For example, changes in Enova International's assets and liabilities are reflected in the revenues and expenses on Enova International's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Enova International. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Interest Coverage 3.92  2.48 

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When determining whether Enova International offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Enova International's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Enova International Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Enova International Stock:
Check out the analysis of Enova International Correlation against competitors.
For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Enova International. Projected growth potential of Enova fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Enova International assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.304
Earnings Share
11.51
Revenue Per Share
59.237
Quarterly Revenue Growth
0.229
Return On Assets
0.0526
Understanding Enova International requires distinguishing between market price and book value, where the latter reflects Enova's accounting equity. The concept of intrinsic value—what Enova International's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Enova International's price substantially above or below its fundamental value.
It's important to distinguish between Enova International's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Enova International should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Enova International's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.