Live Operating Margin from 2010 to 2026

LOB Stock  USD 41.04  0.71  1.70%   
Live Oak's Operating Profit Margin is decreasing over the years with slightly volatile fluctuation. Overall, Operating Profit Margin is expected to go to 0.28 this year.
Check Live Oak financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Live Oak's main balance sheet or income statement drivers, such as Depreciation And Amortization of 14 M, Interest Expense of 483.1 M or Selling General Administrative of 253.7 M, as well as many indicators such as Price To Sales Ratio of 1.44, Dividend Yield of 0.0033 or PTB Ratio of 1.2. Live financial statements analysis is a perfect complement when working with Live Oak Valuation or Volatility modules.
  
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Check out the analysis of Live Oak Correlation against competitors.
Analyzing Live Oak's Operating Margin over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Operating Margin has evolved provides context for assessing Live Oak's current valuation and future prospects.

Latest Live Oak's Operating Margin Growth Pattern

Below is the plot of the Operating Profit Margin of Live Oak Bancshares over the last few years. It is Live Oak's Operating Profit Margin historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Live Oak's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 0.44 %10 Years Trend
Slightly volatile
   Operating Profit Margin   
       Timeline  

Live Operating Margin Regression Statistics

Arithmetic Mean0.26
Geometric Mean0.22
Coefficient Of Variation52.50
Mean Deviation0.12
Median0.27
Standard Deviation0.14
Sample Variance0.02
Range0.4024
R-Value(0.37)
Mean Square Error0.02
R-Squared0.13
Significance0.15
Slope(0.01)
Total Sum of Squares0.30

Live Operating Margin History

2026 0.28
2025 0.15
2024 0.096
2023 0.11
2022 0.41
2021 0.42
2020 0.13

About Live Oak Financial Statements

Live Oak stakeholders use historical fundamental indicators, such as Live Oak's Operating Margin, to determine how well the company is positioned to perform in the future. Although Live Oak investors may analyze each financial statement separately, they are all interrelated. For example, changes in Live Oak's assets and liabilities are reflected in the revenues and expenses on Live Oak's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Live Oak Bancshares. Please read more on our technical analysis and fundamental analysis pages.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina. Live Oak operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 891 people.

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When determining whether Live Oak Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Live Oak's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Live Oak Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Live Oak Bancshares Stock:
Check out the analysis of Live Oak Correlation against competitors.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Live Oak. Expected growth trajectory for Live significantly influences the price investors are willing to assign. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Live Oak assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
3.479
Dividend Share
0.12
Earnings Share
2.23
Revenue Per Share
10.52
Quarterly Revenue Growth
0.617
Investors evaluate Live Oak Bancshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Live Oak's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Live Oak's market price to deviate significantly from intrinsic value.
Understanding that Live Oak's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Live Oak represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, Live Oak's market price signifies the transaction level at which participants voluntarily complete trades.