NBT Operating Income from 2010 to 2026

NBTB Stock  USD 46.22  0.16  0.35%   
NBT Bancorp's Operating Income is increasing over the years with slightly volatile fluctuation. Overall, Operating Income is expected to go to about 230.4 M this year. Operating Income is earnings before interest and taxes (EBIT), representing the amount of profit NBT Bancorp generates from its operations. View All Fundamentals
 
Operating Income  
First Reported
1991-03-31
Previous Quarter
71.8 M
Current Value
69.7 M
Quarterly Volatility
15.9 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check NBT Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among NBT Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 33.2 M, Interest Expense of 219.9 M or Selling General Administrative of 308.6 M, as well as many indicators such as Price To Sales Ratio of 2.04, Dividend Yield of 0.0341 or PTB Ratio of 1.87. NBT financial statements analysis is a perfect complement when working with NBT Bancorp Valuation or Volatility modules.
  
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Check out the analysis of NBT Bancorp Correlation against competitors.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.
Analyzing NBT Bancorp's Operating Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Operating Income has evolved provides context for assessing NBT Bancorp's current valuation and future prospects.

Latest NBT Bancorp's Operating Income Growth Pattern

Below is the plot of the Operating Income of NBT Bancorp over the last few years. Operating Income is the amount of profit realized from NBT Bancorp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of NBT Bancorp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. It is earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations. NBT Bancorp's Operating Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in NBT Bancorp's overall financial position and show how it may be relating to other accounts over time.
Operating Income10 Years Trend
Slightly volatile
   Operating Income   
       Timeline  

NBT Operating Income Regression Statistics

Arithmetic Mean137,470,365
Geometric Mean118,340,542
Coefficient Of Variation41.47
Mean Deviation43,756,547
Median133,087,000
Standard Deviation57,008,595
Sample Variance3250T
Range220.1M
R-Value0.94
Mean Square Error425.9T
R-Squared0.88
Slope10,573,158
Total Sum of Squares51999.7T

NBT Operating Income History

2026230.4 M
2025219.4 M
2024179.5 M
2023153.5 M
2022196.2 M
2021199.9 M
2020133.1 M

About NBT Bancorp Financial Statements

NBT Bancorp stakeholders use historical fundamental indicators, such as NBT Bancorp's Operating Income, to determine how well the company is positioned to perform in the future. Although NBT Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in NBT Bancorp's assets and liabilities are reflected in the revenues and expenses on NBT Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in NBT Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Operating Income219.4 M230.4 M

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When determining whether NBT Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NBT Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nbt Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nbt Bancorp Stock:
Check out the analysis of NBT Bancorp Correlation against competitors.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NBT Bancorp. Anticipated expansion of NBT directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive NBT Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.395
Dividend Share
1.42
Earnings Share
3.33
Revenue Per Share
13.388
Quarterly Revenue Growth
0.24
The market value of NBT Bancorp is measured differently than its book value, which is the value of NBT that is recorded on the company's balance sheet. Investors also form their own opinion of NBT Bancorp's value that differs from its market value or its book value, called intrinsic value, which is NBT Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NBT Bancorp's market value can be influenced by many factors that don't directly affect NBT Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between NBT Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding NBT Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, NBT Bancorp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.