Norwood Net Debt To E B I T D A from 2010 to 2024

NWFL Stock  USD 30.51  0.68  2.28%   
Norwood Financial Net Debt To EBITDA yearly trend continues to be quite stable with very little volatility. Net Debt To EBITDA may rise above 4.08 this year. Net Debt To EBITDA is a leverage ratio that indicates a company's ability to pay off its incurred debt. It compares a company's net debt (total debt minus cash) to its Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA). View All Fundamentals
 
Net Debt To EBITDA  
First Reported
2010-12-31
Previous Quarter
2.12846147
Current Value
4.08
Quarterly Volatility
3.12700434
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Norwood Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Norwood Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 889.2 K, Interest Expense of 35.1 M or Selling General Administrative of 25.8 M, as well as many indicators such as Price To Sales Ratio of 5.15, Dividend Yield of 0.0247 or PTB Ratio of 1.64. Norwood financial statements analysis is a perfect complement when working with Norwood Financial Valuation or Volatility modules.
  
Check out the analysis of Norwood Financial Correlation against competitors.

Latest Norwood Financial's Net Debt To E B I T D A Growth Pattern

Below is the plot of the Net Debt To E B I T D A of Norwood Financial Corp over the last few years. It is a leverage ratio that indicates a company's ability to pay off its incurred debt. It compares a company's net debt (total debt minus cash) to its Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA). Norwood Financial's Net Debt To EBITDA historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Norwood Financial's overall financial position and show how it may be relating to other accounts over time.
Net Debt To E B I T D A10 Years Trend
Slightly volatile
   Net Debt To E B I T D A   
       Timeline  

Norwood Net Debt To E B I T D A Regression Statistics

Arithmetic Mean3.57
Geometric Mean3.28
Coefficient Of Variation87.62
Mean Deviation2.21
Median3.90
Standard Deviation3.13
Sample Variance9.78
Range13.8606
R-Value(0.39)
Mean Square Error8.92
R-Squared0.15
Significance0.15
Slope(0.27)
Total Sum of Squares136.89

Norwood Net Debt To E B I T D A History

2024 4.08
2023 2.13
2022 1.33
2021 -3.57
2020 -0.3
2019 5.76
2018 5.05

About Norwood Financial Financial Statements

Norwood Financial investors utilize fundamental indicators, such as Net Debt To E B I T D A, to predict how Norwood Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Debt To EBITDA 2.13  4.08 

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When determining whether Norwood Financial Corp is a strong investment it is important to analyze Norwood Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Norwood Financial's future performance. For an informed investment choice regarding Norwood Stock, refer to the following important reports:
Check out the analysis of Norwood Financial Correlation against competitors.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Norwood Financial. If investors know Norwood will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Norwood Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.06)
Dividend Share
1.2
Earnings Share
1.59
Revenue Per Share
7.741
Quarterly Revenue Growth
0.025
The market value of Norwood Financial Corp is measured differently than its book value, which is the value of Norwood that is recorded on the company's balance sheet. Investors also form their own opinion of Norwood Financial's value that differs from its market value or its book value, called intrinsic value, which is Norwood Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Norwood Financial's market value can be influenced by many factors that don't directly affect Norwood Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Norwood Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Norwood Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Norwood Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.