Penns Net Interest Income from 2010 to 2024

PWOD Stock  USD 32.28  0.51  1.61%   
Penns Woods' Net Interest Income is increasing over the years with slightly volatile fluctuation. Net Interest Income is expected to dwindle to about 52.1 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
13.1 M
Current Value
13.8 M
Quarterly Volatility
995.6 K
 
Covid
Check Penns Woods financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Penns Woods' main balance sheet or income statement drivers, such as Depreciation And Amortization of 3.1 M, Interest Expense of 38.5 M or Selling General Administrative of 13.9 M, as well as many indicators such as Price To Sales Ratio of 2.4, Dividend Yield of 0.0329 or PTB Ratio of 0.79. Penns financial statements analysis is a perfect complement when working with Penns Woods Valuation or Volatility modules.
  
Check out the analysis of Penns Woods Correlation against competitors.

Latest Penns Woods' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Penns Woods Bancorp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Penns Woods' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Penns Woods' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Penns Net Interest Income Regression Statistics

Arithmetic Mean45,547,484
Geometric Mean45,255,102
Coefficient Of Variation11.98
Mean Deviation4,693,716
Median43,336,000
Standard Deviation5,457,315
Sample Variance29.8T
Range15.6M
R-Value0.90
Mean Square Error6.2T
R-Squared0.81
Slope1,096,453
Total Sum of Squares417T

Penns Net Interest Income History

202452.1 M
202354.4 M
202256 M
202148.5 M
202047.2 M
201949.1 M
201846.7 M

About Penns Woods Financial Statements

Penns Woods stakeholders use historical fundamental indicators, such as Penns Woods' Net Interest Income, to determine how well the company is positioned to perform in the future. Although Penns Woods investors may analyze each financial statement separately, they are all interrelated. For example, changes in Penns Woods' assets and liabilities are reflected in the revenues and expenses on Penns Woods' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Penns Woods Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income54.4 M52.1 M

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When determining whether Penns Woods Bancorp is a strong investment it is important to analyze Penns Woods' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Penns Woods' future performance. For an informed investment choice regarding Penns Stock, refer to the following important reports:
Check out the analysis of Penns Woods Correlation against competitors.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Penns Woods. If investors know Penns will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Penns Woods listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.053
Dividend Share
1.28
Earnings Share
2.64
Revenue Per Share
9.122
Quarterly Revenue Growth
0.21
The market value of Penns Woods Bancorp is measured differently than its book value, which is the value of Penns that is recorded on the company's balance sheet. Investors also form their own opinion of Penns Woods' value that differs from its market value or its book value, called intrinsic value, which is Penns Woods' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Penns Woods' market value can be influenced by many factors that don't directly affect Penns Woods' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Penns Woods' value and its price as these two are different measures arrived at by different means. Investors typically determine if Penns Woods is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Penns Woods' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.