Southern Net Borrowings from 2010 to 2024

SSBK Stock  USD 37.42  0.58  1.53%   
Southern States Net Borrowings yearly trend continues to be quite stable with very little volatility. Net Borrowings may rise above about 95.2 M this year. Net Borrowings is the difference between the amount of new debt Southern States Bancshares has taken on and the amount of debt it has paid off during a given period. View All Fundamentals
 
Net Borrowings  
First Reported
2010-12-31
Previous Quarter
90.7 M
Current Value
95.2 M
Quarterly Volatility
39.9 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Southern States financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Southern States' main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.8 M, Interest Expense of 54.8 M or Total Revenue of 65.8 M, as well as many indicators such as Price To Sales Ratio of 3.58, Dividend Yield of 0.0151 or PTB Ratio of 1.36. Southern financial statements analysis is a perfect complement when working with Southern States Valuation or Volatility modules.
  
Check out the analysis of Southern States Correlation against competitors.

Latest Southern States' Net Borrowings Growth Pattern

Below is the plot of the Net Borrowings of Southern States Bancshares over the last few years. It is the difference between the amount of new debt a company has taken on and the amount of debt it has paid off during a given period. Southern States' Net Borrowings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Southern States' overall financial position and show how it may be relating to other accounts over time.
Net Borrowings10 Years Trend
Slightly volatile
   Net Borrowings   
       Timeline  

Southern Net Borrowings Regression Statistics

Arithmetic Mean14,007,043
Geometric Mean12,193,818
Coefficient Of Variation284.74
Mean Deviation31,946,751
Median(9,009,684)
Standard Deviation39,883,769
Sample Variance1590.7T
Range104.2M
R-Value0.77
Mean Square Error698.2T
R-Squared0.59
Significance0.0008
Slope6,864,225
Total Sum of Squares22270T

Southern Net Borrowings History

202495.2 M
202390.7 M
202278.8 M
2021-4.9 M
202030.9 M
2019484 K

About Southern States Financial Statements

Southern States investors utilize fundamental indicators, such as Net Borrowings, to predict how Southern Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Borrowings90.7 M95.2 M

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When determining whether Southern States Banc is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Southern Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Southern States Bancshares Stock. Highlighted below are key reports to facilitate an investment decision about Southern States Bancshares Stock:
Check out the analysis of Southern States Correlation against competitors.
You can also try the Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern States. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern States listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.037
Dividend Share
0.36
Earnings Share
3.51
Revenue Per Share
9.586
Quarterly Revenue Growth
0.372
The market value of Southern States Banc is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern States' value that differs from its market value or its book value, called intrinsic value, which is Southern States' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern States' market value can be influenced by many factors that don't directly affect Southern States' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern States' value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern States is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern States' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.