United Net Borrowings from 2010 to 2024

UBSI Stock  USD 42.49  0.38  0.89%   
United Bankshares' Net Borrowings is increasing with slightly volatile movements from year to year. Net Borrowings is estimated to finish at about 1.7 B this year. Net Borrowings is the difference between the amount of new debt United Bankshares has taken on and the amount of debt it has paid off during a given period. View All Fundamentals
 
Net Borrowings  
First Reported
2011-03-31
Previous Quarter
599.1 M
Current Value
-593.4 M
Quarterly Volatility
322.8 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check United Bankshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Bankshares' main balance sheet or income statement drivers, such as Interest Expense of 505.5 M, Other Operating Expenses of 413.8 M or Operating Income of 227.2 M, as well as many indicators such as Price To Sales Ratio of 3.51, Dividend Yield of 0.0416 or PTB Ratio of 1.82. United financial statements analysis is a perfect complement when working with United Bankshares Valuation or Volatility modules.
  
Check out the analysis of United Bankshares Correlation against competitors.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.

Latest United Bankshares' Net Borrowings Growth Pattern

Below is the plot of the Net Borrowings of United Bankshares over the last few years. It is the difference between the amount of new debt a company has taken on and the amount of debt it has paid off during a given period. United Bankshares' Net Borrowings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in United Bankshares' overall financial position and show how it may be relating to other accounts over time.
Net Borrowings10 Years Trend
Slightly volatile
   Net Borrowings   
       Timeline  

United Net Borrowings Regression Statistics

Arithmetic Mean218,854,854
Geometric Mean202,490,325
Coefficient Of Variation384.07
Mean Deviation588,773,672
Median18,740,000
Standard Deviation840,547,519
Sample Variance706520.1T
Range3.3B
R-Value0.49
Mean Square Error578648T
R-Squared0.24
Significance0.06
Slope91,979,380
Total Sum of Squares9891281.9T

United Net Borrowings History

20241.7 B
20231.6 B
20221.4 B
2021-138 M
2020-1.6 B
2019363.3 M
201818.7 M

About United Bankshares Financial Statements

Investors use fundamental indicators, such as United Bankshares' Net Borrowings, to determine how well the company is positioned to perform in the future. Although United Bankshares' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Borrowings1.6 B1.7 B

Currently Active Assets on Macroaxis

When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:
Check out the analysis of United Bankshares Correlation against competitors.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.01)
Dividend Share
1.48
Earnings Share
2.65
Revenue Per Share
7.498
Quarterly Revenue Growth
(0)
The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.