Westamerica Net Interest Income from 2010 to 2026

WABC Stock  USD 53.31  0.67  1.27%   
Westamerica Bancorporation's Net Interest Income is increasing over the years with slightly volatile fluctuation. Net Interest Income is expected to dwindle to about 196.9 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
54.3 M
Current Value
53.6 M
Quarterly Volatility
12 M
 
Covid
 
Interest Hikes
Check Westamerica Bancorporation financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Westamerica Bancorporation's main balance sheet or income statement drivers, such as Interest Expense of 25.8 M, Other Operating Expenses of 140.7 M or Operating Income of 101.4 M, as well as many indicators such as Price To Sales Ratio of 3.92, Dividend Yield of 0.0342 or PTB Ratio of 1.21. Westamerica financial statements analysis is a perfect complement when working with Westamerica Bancorporation Valuation or Volatility modules.
  
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Check out the analysis of Westamerica Bancorporation Correlation against competitors.
For information on how to trade Westamerica Stock refer to our How to Trade Westamerica Stock guide.
Analyzing Westamerica Bancorporation's Net Interest Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Interest Income has evolved provides context for assessing Westamerica Bancorporation's current valuation and future prospects.

Latest Westamerica Bancorporation's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Westamerica Bancorporation over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Westamerica Bancorporation's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Westamerica Bancorporation's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Westamerica Net Interest Income Regression Statistics

Arithmetic Mean173,268,064
Geometric Mean166,557,653
Coefficient Of Variation31.19
Mean Deviation43,369,149
Median149,764,000
Standard Deviation54,038,498
Sample Variance2920.2T
Range156.2M
R-Value0.81
Mean Square Error1054.7T
R-Squared0.66
Significance0.000072
Slope8,702,839
Total Sum of Squares46722.5T

Westamerica Net Interest Income History

2026196.9 M
2025288.2 M
2024250.6 M
2023279.5 M
2022219.8 M
2021171.5 M
2020164 M

About Westamerica Bancorporation Financial Statements

Westamerica Bancorporation stakeholders use historical fundamental indicators, such as Westamerica Bancorporation's Net Interest Income, to determine how well the company is positioned to perform in the future. Although Westamerica Bancorporation investors may analyze each financial statement separately, they are all interrelated. For example, changes in Westamerica Bancorporation's assets and liabilities are reflected in the revenues and expenses on Westamerica Bancorporation's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Westamerica Bancorporation. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income288.2 M196.9 M

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When determining whether Westamerica Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Westamerica Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Westamerica Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Westamerica Bancorporation Stock:
Check out the analysis of Westamerica Bancorporation Correlation against competitors.
For information on how to trade Westamerica Stock refer to our How to Trade Westamerica Stock guide.
You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
Will Regional Banks sector continue expanding? Could Westamerica diversify its offerings? Factors like these will boost the valuation of Westamerica Bancorporation. Anticipated expansion of Westamerica directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Westamerica Bancorporation data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.06)
Dividend Share
1.82
Earnings Share
4.52
Revenue Per Share
10.065
Quarterly Revenue Growth
(0.09)
Westamerica Bancorporation's market price often diverges from its book value, the accounting figure shown on Westamerica's balance sheet. Smart investors calculate Westamerica Bancorporation's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Westamerica Bancorporation's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Westamerica Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Westamerica Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Westamerica Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.