Bank of Georgia Financials

BGEO Stock   4,635  75.00  1.64%   
We suggest to use Bank of Georgia fundamental analysis to see if markets are presently undervaluing or overvaluing the company. Put another way, you can use it to find out if Bank of Georgia is indeed mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We are able to interpolate and collect twenty-eight available fundamental indicators for Bank of Georgia, which can be compared to its peers. The stock experiences a large bullish trend. Check odds of Bank of Georgia to be traded at 5098.5 in 90 days. Key indicators impacting Bank of Georgia's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Income1.8 B1.7 B
Sufficiently Up
Slightly volatile
  
Understanding current and past Bank of Georgia Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bank of Georgia's financial statements are interrelated, with each one affecting the others. For example, an increase in Bank of Georgia's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Bank of Georgia's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Bank of Georgia. Check Bank of Georgia's Beneish M Score to see the likelihood of Bank of Georgia's management manipulating its earnings.

Bank of Georgia Stock Summary

Bank of Georgia competes with Telecom Italia, Spirent Communications, Aeorema Communications, Cairo Communication, and Allianz Technology. Bank of Georgia is entity of United Kingdom. It is traded as Stock on LSE exchange.
Specialization
Financial Services, Banks - Regional
InstrumentUK Stock View All
ExchangeLondon Exchange
ISINGB00BF4HYT85
Business Address29 Farm Street,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitebankofgeorgiagroup.com
Phone44 20 3178 4052
You should never invest in Bank of Georgia without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Bank Stock, because this is throwing your money away. Analyzing the key information contained in Bank of Georgia's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Bank of Georgia Key Financial Ratios

There are many critical financial ratios that Bank of Georgia's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Bank of Georgia reports annually and quarterly.

Bank of Georgia Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets18.6B22.0B23.4B28.9B31.8B33.3B
Net Debt2.4B1.0B2.5B9.2M(4.8B)(4.6B)
Cash3.8B4.0B3.5B6.0B4.8B5.1B
Other Assets12.4B14.9B16.7B17.4B(5.2B)(4.9B)
Other Current Assets12.3B14.6B16.7B(176.8M)(203.3M)(193.2M)
Total Liab16.4B19.5B20.3B24.7B26.7B28.1B
Total Current Assets3.8B4.0B3.5B6.4B3.1B2.2B
Other Current Liab(37.9M)(62.4M)(110.9M)(99.5M)(309.2M)(293.7M)
Retained Earnings1.7B1.9B2.6B3.8B4.5B4.7B
Intangible Assets106.3M125.8M144.3M149.4M167.9M93.6M
Other Liab52.4M65.9M147.7M183.3M165.0M122.6M
Accounts Payable27.4M42.3M33.5M35.2M46.8M43.4M
Long Term Debt2.1B2.1B2.6B2.3B2.6B1.9B
Net Receivables3.5M2.4M3.7M86.9M186.9M196.2M
Net Tangible Assets2.0B2.4B2.9B4.0B4.7B2.4B
Inventory19.5M16.3M11.5M(10.1M)(9.0M)(8.6M)
Capital Surpluse106.1M480.6M492.1M526.6M605.6M372.1M

Bank of Georgia Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense647.7M817.8M897.1M1.1B1.1B1.2B
Operating Income554.1M315.1M798.6M2.7B1.7B1.8B
Ebit554.1M315.1M798.6M2.7B(106.7M)(101.4M)
Ebitda632.2M398.1M892.2M2.8B18.0M17.1M
Income Before Tax556.4M316.5M801.9M1.6B1.7B1.7B
Net Income497.7M293.6M723.8M1.4B1.4B1.5B
Income Tax Expense56.5M21.6M74.8M190.7M259.0M271.9M
Total Revenue1.1B1.1B1.4B2.4B2.4B2.5B
Gross Profit1.1B1.1B1.4B2.4B2.4B2.5B
Minority Interest9.5M11.4M(3.3M)(4.5M)(6.1M)(5.7M)
Cost Of Revenue41K(6.0M)14.2M38.5M44.3M46.5M
Tax Provision56.5M21.6M74.8M190.7M259.0M271.9M
Net Interest Income798.8M777.6M953.9M1.2B1.6B955.3M
Interest Income1.5B1.6B1.9B2.3B2.7B1.8B

Bank of Georgia Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash937.8M(182.7M)(450.4M)2.1B(483.0M)(458.9M)
Free Cash Flow578.2M951.3M(134.7M)4.6B1.1B628.4M
Depreciation78.1M82.9M93.6M111.1M88.9M55.8M
Other Non Cash Items703.7M1.1B(854.5M)3.2B1.2B1.3B
Dividends Paid124.1M2.2M72.0M196.9M398.2M418.1M
Capital Expenditures125.5M108.3M97.6M121.7M155.4M119.6M
Net Income497.7M293.6M723.8M1.4B1.4B1.5B
End Period Cash Flow2.2B2.0B1.5B3.6B3.1B3.3B
Investments184.2M(673.3M)(86.8M)(1.8B)(858.4M)(815.5M)
Change To Netincome471.5M183.3M280.4M242.3M278.6M283.3M

Bank Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bank of Georgia's current stock value. Our valuation model uses many indicators to compare Bank of Georgia value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bank of Georgia competition to find correlations between indicators driving Bank of Georgia's intrinsic value. More Info.
Bank of Georgia is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.15  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bank of Georgia is roughly  6.85 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Bank of Georgia's earnings, one of the primary drivers of an investment's value.

Bank of Georgia Systematic Risk

Bank of Georgia's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bank of Georgia volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourty-two with a total number of output elements of nineteen. The Beta measures systematic risk based on how returns on Bank of Georgia correlated with the market. If Beta is less than 0 Bank of Georgia generally moves in the opposite direction as compared to the market. If Bank of Georgia Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bank of Georgia is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bank of Georgia is generally in the same direction as the market. If Beta > 1 Bank of Georgia moves generally in the same direction as, but more than the movement of the benchmark.

Bank of Georgia Total Assets Over Time

Bank of Georgia December 13, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bank of Georgia help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bank of Georgia. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bank of Georgia based on widely used predictive technical indicators. In general, we focus on analyzing Bank Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bank of Georgia's daily price indicators and compare them against related drivers.

Additional Tools for Bank Stock Analysis

When running Bank of Georgia's price analysis, check to measure Bank of Georgia's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank of Georgia is operating at the current time. Most of Bank of Georgia's value examination focuses on studying past and present price action to predict the probability of Bank of Georgia's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank of Georgia's price. Additionally, you may evaluate how the addition of Bank of Georgia to your portfolios can decrease your overall portfolio volatility.