CFSB Bancorp Financials

CFSB Stock  USD 6.68  0.02  0.30%   
Based on the analysis of CFSB Bancorp's profitability, liquidity, and operating efficiency, CFSB Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At present, CFSB Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Current Liabilities is expected to grow to about 77.7 M, whereas Short and Long Term Debt Total is forecasted to decline to about 5.6 M. Key indicators impacting CFSB Bancorp's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.00420.0044
Notably Down
Slightly volatile
Return On Assets1.0E-41.0E-4
Notably Down
Slightly volatile
Return On Equity4.0E-44.0E-4
Notably Down
Slightly volatile
Debt Equity Ratio0.05360.0557
Sufficiently Down
Slightly volatile
Operating Income10.7 M10.2 M
Sufficiently Up
Slightly volatile
Current Ratio2.492.62
Notably Down
Slightly volatile
Investors should never underestimate CFSB Bancorp's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor CFSB Bancorp's cash flow, debt, and profitability to make informed and accurate decisions about investing in CFSB Bancorp.

Net Income

31,350

  
Understanding current and past CFSB Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of CFSB Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in CFSB Bancorp's assets may result in an increase in income on the income statement.
Please note, the presentation of CFSB Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, CFSB Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of CFSB Bancorp's management manipulating its earnings.

CFSB Bancorp Stock Summary

CFSB Bancorp competes with IF Bancorp, Home Bancorp, Commerzbank, ConnectOne Bancorp, and Lake Shore. CFSB Bancorp, Inc. focuses on operating as a holding company for Colonial Federal Savings Bank that provides various financial services to individuals and small businesses. CFSB Bancorp, Inc. operates as a subsidiary of 15 Beach, MHC. Cfsb Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 28 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS12530C1071
CUSIP12530C107
LocationMassachusetts; U.S.A
Business Address15 Beach Street,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitecolonialfed.com
Phone617 471 0750
CurrencyUSD - US Dollar

CFSB Bancorp Key Financial Ratios

CFSB Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining CFSB Bancorp's current stock value. Our valuation model uses many indicators to compare CFSB Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across CFSB Bancorp competition to find correlations between indicators driving CFSB Bancorp's intrinsic value. More Info.
CFSB Bancorp is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers . At present, CFSB Bancorp's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the CFSB Bancorp's earnings, one of the primary drivers of an investment's value.

CFSB Bancorp Systematic Risk

CFSB Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. CFSB Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was ten with a total number of output elements of fifty-one. The Beta measures systematic risk based on how returns on CFSB Bancorp correlated with the market. If Beta is less than 0 CFSB Bancorp generally moves in the opposite direction as compared to the market. If CFSB Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one CFSB Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of CFSB Bancorp is generally in the same direction as the market. If Beta > 1 CFSB Bancorp moves generally in the same direction as, but more than the movement of the benchmark.

About CFSB Bancorp Financials

What exactly are CFSB Bancorp Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include CFSB Bancorp's income statement, its balance sheet, and the statement of cash flows. Potential CFSB Bancorp investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although CFSB Bancorp investors may use each financial statement separately, they are all related. The changes in CFSB Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on CFSB Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
Today, most investors in CFSB Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various CFSB Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of CFSB Bancorp growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(12.17)

At present, CFSB Bancorp's Price Earnings To Growth Ratio is projected to drop slightly based on the last few years of reporting.

CFSB Bancorp November 30, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of CFSB Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of CFSB Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of CFSB Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing CFSB Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build CFSB Bancorp's daily price indicators and compare them against related drivers.

Complementary Tools for CFSB Stock analysis

When running CFSB Bancorp's price analysis, check to measure CFSB Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CFSB Bancorp is operating at the current time. Most of CFSB Bancorp's value examination focuses on studying past and present price action to predict the probability of CFSB Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CFSB Bancorp's price. Additionally, you may evaluate how the addition of CFSB Bancorp to your portfolios can decrease your overall portfolio volatility.
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