Pathfinder Bancorp Stock Probability of Future Stock Price Finishing Under 8.57

PBHC Stock  USD 17.44  0.41  2.30%   
Pathfinder Bancorp's future price is the expected price of Pathfinder Bancorp instrument. It is based on its current growth rate as well as the projected cash flow expected by the investors. This tool provides a mechanism to make assumptions about the upside potential and downside risk of Pathfinder Bancorp performance during a given time horizon utilizing its historical volatility. Check out Pathfinder Bancorp Backtesting, Pathfinder Bancorp Valuation, Pathfinder Bancorp Correlation, Pathfinder Bancorp Hype Analysis, Pathfinder Bancorp Volatility, Pathfinder Bancorp History as well as Pathfinder Bancorp Performance.
For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.
  
At present, Pathfinder Bancorp's Price To Operating Cash Flows Ratio is projected to slightly decrease based on the last few years of reporting. The current year's Price To Book Ratio is expected to grow to 1.23, whereas Price To Sales Ratio is forecasted to decline to 1.95. Please specify Pathfinder Bancorp's target price for which you would like Pathfinder Bancorp odds to be computed.

Pathfinder Bancorp Target Price Odds to finish below 8.57

The tendency of Pathfinder Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to drop to $ 8.57  or more in 90 days
 17.44 90 days 8.57 
near 1
Based on a normal probability distribution, the odds of Pathfinder Bancorp to drop to $ 8.57  or more in 90 days from now is near 1 (This Pathfinder Bancorp probability density function shows the probability of Pathfinder Stock to fall within a particular range of prices over 90 days) . Probability of Pathfinder Bancorp price to stay between $ 8.57  and its current price of $17.44 at the end of the 90-day period is about 72.76 .
Given the investment horizon of 90 days Pathfinder Bancorp has a beta of 0.0642 indicating as returns on the market go up, Pathfinder Bancorp average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Pathfinder Bancorp will be expected to be much smaller as well. Additionally Pathfinder Bancorp has an alpha of 0.144, implying that it can generate a 0.14 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   Pathfinder Bancorp Price Density   
       Price  

Predictive Modules for Pathfinder Bancorp

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Pathfinder Bancorp. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
14.7117.4420.17
Details
Intrinsic
Valuation
LowRealHigh
14.6117.3420.07
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Pathfinder Bancorp. Your research has to be compared to or analyzed against Pathfinder Bancorp's peers to derive any actionable benefits. When done correctly, Pathfinder Bancorp's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Pathfinder Bancorp.

Pathfinder Bancorp Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Pathfinder Bancorp is not an exception. The market had few large corrections towards the Pathfinder Bancorp's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Pathfinder Bancorp, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Pathfinder Bancorp within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.14
β
Beta against Dow Jones0.06
σ
Overall volatility
0.89
Ir
Information ratio 0.02

Pathfinder Bancorp Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Pathfinder Bancorp for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Pathfinder Bancorp can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
About 27.0% of the company outstanding shares are owned by corporate insiders
On 8th of November 2024 Pathfinder Bancorp paid $ 0.1 per share dividend to its current shareholders
Latest headline from thelincolnianonline.com: Eric Allyn Sells 8,169 Shares of Pathfinder Bancorp, Inc. Stock

Pathfinder Bancorp Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Pathfinder Stock often depends not only on the future outlook of the current and potential Pathfinder Bancorp's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Pathfinder Bancorp's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares OutstandingM
Cash And Short Term Investments48.7 M

Pathfinder Bancorp Technical Analysis

Pathfinder Bancorp's future price can be derived by breaking down and analyzing its technical indicators over time. Pathfinder Stock technical analysis helps investors analyze different prices and returns patterns as well as diagnose historical swings to determine the real value of Pathfinder Bancorp. In general, you should focus on analyzing Pathfinder Stock price patterns and their correlations with different microeconomic environments and drivers.

Pathfinder Bancorp Predictive Forecast Models

Pathfinder Bancorp's time-series forecasting models is one of many Pathfinder Bancorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models are widely used for non-stationary data. Non-stationary data are called the data whose statistical properties, e.g., the mean and standard deviation, are not constant over time, but instead, these metrics vary over time. This non-stationary Pathfinder Bancorp's historical data is usually called time series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

Things to note about Pathfinder Bancorp

Checking the ongoing alerts about Pathfinder Bancorp for important developments is a great way to find new opportunities for your next move. Our stock alerts and notifications screener for Pathfinder Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
About 27.0% of the company outstanding shares are owned by corporate insiders
On 8th of November 2024 Pathfinder Bancorp paid $ 0.1 per share dividend to its current shareholders
Latest headline from thelincolnianonline.com: Eric Allyn Sells 8,169 Shares of Pathfinder Bancorp, Inc. Stock
When determining whether Pathfinder Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pathfinder Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pathfinder Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pathfinder Bancorp Stock:
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pathfinder Bancorp. If investors know Pathfinder will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pathfinder Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0)
Dividend Share
0.39
Earnings Share
0.32
Revenue Per Share
5.834
Quarterly Revenue Growth
(0.57)
The market value of Pathfinder Bancorp is measured differently than its book value, which is the value of Pathfinder that is recorded on the company's balance sheet. Investors also form their own opinion of Pathfinder Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Pathfinder Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pathfinder Bancorp's market value can be influenced by many factors that don't directly affect Pathfinder Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pathfinder Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pathfinder Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pathfinder Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.