Independent Bank Stock Alpha and Beta Analysis

INDB Stock  USD 82.84  1.34  1.59%   
This module allows you to check different measures of market premium (i.e., alpha and beta) for all equities such as Independent Bank. It also helps investors analyze the systematic and unsystematic risks associated with investing in Independent Bank over a specified time horizon. Remember, high Independent Bank's alpha is almost always a sign of good performance; however, a high beta will depend on investors' risk tolerance level and may signal increased volatility and potential future overvaluation. Key technical indicators related to Independent Bank's market risk premium analysis include:
Beta
0.96
Alpha
0.22
Risk
1.62
Sharpe Ratio
0.22
Expected Return
0.35
Please note that although Independent Bank alpha is a measure of relative return and represented here as a single number, it indicates the percentage above or below your selected benchmark (i.e., Dow Jones Industrial index.) So in this particular case, Independent Bank did 0.22  better than the index. Remember, a high alpha is always good. Beta, on the other hand, measures the volatility (or risk) of an investment. It is an indication of Independent Bank stock's relative risk over its benchmark. Independent Bank has a beta of 0.96  . Independent Bank returns are very sensitive to returns on the market. As the market goes up or down, Independent Bank is expected to follow. At present, Independent Bank's Book Value Per Share is projected to increase significantly based on the last few years of reporting. The current year's Tangible Book Value Per Share is expected to grow to 49.72, whereas Enterprise Value Over EBITDA is forecasted to decline to 10.34.

Enterprise Value

2.64 Billion

Alpha is a measure of relative performance on a risk-adjusted basis, while beta measures volatility against the benchmark. The goal is to know if an investor is being compensated for the volatility risk taken. The return on investment might be better than its reference but still not compensate for the assumption of the risk.
Check out Independent Bank Analysis, Independent Bank Valuation, Independent Bank Correlation, Independent Bank Hype Analysis, Independent Bank Volatility, Independent Bank Price History and analyze Independent Bank Performance.
For information on how to trade Independent Stock refer to our How to Trade Independent Stock guide.

Independent Bank Market Premiums

Investors always prefer to have the highest possible return on investment, coupled with the lowest possible volatility. Independent Bank market risk premium is the additional return an investor will receive from holding Independent Bank long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in Independent Bank. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Alpha and beta are two of the key measurements used to evaluate Independent Bank's performance over market.
α0.22   β0.96

Independent Bank expected buy-and-hold returns

Although buy-and-hold investment strategy may not appeal to all investors, it may be used as a good measure of Independent Bank's Buy-and-hold return. Our buy-and-hold chart shows how Independent Bank performed over your current time horizon against a typical interest-earning bank account and a selected benchmark.

Independent Bank Market Price Analysis

Market price analysis indicators help investors to evaluate how Independent Bank stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading Independent Bank shares will generate the highest return on investment. By understating and applying Independent Bank stock market price indicators, traders can identify Independent Bank position entry and exit signals to maximize returns.

Independent Bank Return and Market Media

The median price of Independent Bank for the period between Fri, Nov 14, 2025 and Thu, Feb 12, 2026 is 75.12 with a coefficient of variation of 6.62. The daily time series for the period is distributed with a sample standard deviation of 4.98, arithmetic mean of 75.26, and mean deviation of 3.77. The Stock received a lot of media exposure during the period.
 Price Growth (%)  
       Timeline  
1
Independent Bank Corp. INDB Stock Holdings Boosted by Envestnet Asset Management Inc.
11/19/2025
2
Disposition of 2000 shares by Nadeau Gerard F of Independent Bank at 74.1132 subject to Rule 16b-3
12/03/2025
3
Independent Bank Corporation Announces the Adoption of its 2026 Share Repurchase Plan
12/16/2025
 
Independent Bank dividend paid on 7th of January 2026
01/07/2026
4
Seeking Clues to Independent Bank Corp. Q4 Earnings A Peek Into Wall Street Projections for Key Metrics
01/21/2026
5
Independent Bank Earnings Call Transcript
01/23/2026
6
Disposition of tradable shares by Maureen Gaffney of Independent Bank at 69.3375 subject to Rule 16b-3
01/27/2026
7
SouthStates Q4 Earnings Call Our Top 5 Analyst Questions
01/29/2026
8
Independent Bank Sets New 1-Year High Heres Why
02/03/2026
9
Disposition of 523 shares by Abelli Donna L of Independent Bank at 85.0 subject to Rule 16b-3
02/04/2026
10
Disposition of 32268 shares by Ansin Ken S of Independent Bank subject to Rule 16b-3
02/05/2026
11
Mass Layoffs Hit Employees Pizza Chain Closes MA Schools Among Best In World Business Week
02/06/2026
12
Disposition of 1988 shares by Morrissey John J of Independent Bank at 85.7 subject to Rule 16b-3
02/09/2026
13
Why Analysts See A Subtle Shift In The Story At Independent Bank
02/10/2026

About Independent Bank Beta and Alpha

For many years both, Alpha and Beta indicators are used by professional money managers as critical performance measurement tools across virtually all financial instruments including Independent or other stocks. Alpha measures the amount that position in Independent Bank has returned in comparison to a selected market index or another relevant benchmark. In other words, Alpha is the excess return on an investment relative to the performance of your selected benchmark. Beta, on the other hand, measures the relative risk of your investment.
 2023 2024 2025 2026 (projected)
Dividend Yield0.03370.03530.03230.0192
Price To Sales Ratio3.192.83.12.26

Independent Bank Upcoming Company Events

As portrayed in its financial statements, the presentation of Independent Bank's financial position is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Independent Bank's leadership is honest, while the outside auditors are strict and uncompromising. Whatever the case, investors should always follow all of Independent Bank's public filing events to personally review all filings and be reasonable and skeptical to interpret all of the financial statements of Independent Bank. Please utilize our Beneish M Score to check the likelihood of Independent Bank's management manipulating its earnings.
18th of April 2024
Upcoming Quarterly Report
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18th of July 2024
Next Financial Report
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31st of March 2024
Next Fiscal Quarter End
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16th of January 2025
Next Fiscal Year End
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31st of December 2023
Last Quarter Report
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31st of December 2023
Last Financial Announcement
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Align your risk with return expectations

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When determining whether Independent Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Independent Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Independent Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Independent Bank Stock:
Independent Bank technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of Independent Bank technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of Independent Bank trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...