George Apostolou - HCI Independent Director

HCI Stock  USD 116.71  0.70  0.60%   

Director

Mr. George Apostolou is Independent Director of HCI Group, Inc. Born in ErithriAttikis, Greece, Mr. Apostolou moved to the United States in 1971 and earned his State of Florida Contractors License in 1983. In 1987, he established George Apostolou Construction Corporation and has since built more than 200 commercial buildings, including government services buildings, churches, office buildings and retail centers. George Apostolou Construction Corporation is not affiliated with HCI Group, Inc. In addition to contracting, Mr. Apostolou was involved in the development and investment of many commercial projects and now owns more than 20 properties in the Tampa Bay area. Since 2013, Mr. Apostolou has served on the board of directors of First Home Bank in Seminole, Florida and since 2014 has served as a director of the banks holding company, First Home Bancorp, Inc. Mr. Apostolou brings considerable business, management and real estate experience to the Board of Directors. We expect Mr. Apostolous business and management experience will enhance oversight of the companys business performance. Moreover, real estate experience has become increasingly important to the company as it makes and considers significant real estate investments. since 2007.
Age 68
Tenure 17 years
Address 3802 Coconut Palm Drive, Tampa, FL, United States, 33619
Phone813 849 9500
Webhttps://hcigroup.com
Apostolou moved to the United States in 1971 and earned his State of Florida Contractors License in 1983. In 1987, he established George Apostolou Construction Corporationration and has since built more than 200 commercial buildings, including government services buildings, churches, office buildings and retail centers. George Apostolou Construction Corporationration is not affiliated with HCI Group, Inc. In addition to contracting, Mr. Apostolou was involved in the development and investment of many commercial projects and now owns more than 20 properties in the Tampa Bay area.

HCI Management Efficiency

The company has Return on Asset of 0.079 % which means that on every $100 spent on assets, it made $0.079 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.4308 %, implying that it generated $0.4308 on every 100 dollars invested. HCI's management efficiency ratios could be used to measure how well HCI manages its routine affairs as well as how well it operates its assets and liabilities. As of now, HCI's Return On Tangible Assets are decreasing as compared to previous years. The HCI's current Return On Capital Employed is estimated to increase to 0.32, while Return On Equity is projected to decrease to 0.17. As of now, HCI's Other Current Assets are increasing as compared to previous years. The HCI's current Return On Tangible Assets is estimated to increase to 0.06, while Other Assets are forecasted to increase to (307 M).
HCI Group has 209.9 M in debt with debt to equity (D/E) ratio of 0.64, which is OK given its current industry classification. HCI Group has a current ratio of 0.82, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for HCI to invest in growth at high rates of return.

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HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida. Homeowners Choice operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 513 people. HCI Group (HCI) is traded on New York Stock Exchange in USA. It is located in 3802 Coconut Palm Drive, Tampa, FL, United States, 33619 and employs 547 people. HCI is listed under Property & Casualty Insurance category by Fama And French industry classification.

Management Performance

HCI Group Leadership Team

Elected by the shareholders, the HCI's board of directors comprises two types of representatives: HCI inside directors who are chosen from within the company, and outside directors, selected externally and held independent of HCI. The board's role is to monitor HCI's management team and ensure that shareholders' interests are well served. HCI's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, HCI's outside directors are responsible for providing unbiased perspectives on the board's policies.
Wayne Burks, Independent Director
Andrew Graham, Vice President, General Counsel, Corporate Secretary
Loreen Spencer, Independent Director
Lauren Valiente, Director
James Macchiarola, Independent Director
James CPA, Chief Officer
Harish Patel, Independent Director
Sue Watts, Independent Director
Gregory Politis, Co-Founder, Independent Director and Member of Governance and Nominating Committee
Peter Politis, Director
Pareshbhai Patel, Chairman, Founder
Sanjay Madhu, Independent Director
Kevin Mitchell, Senior Relations
Andrew JD, General VP
George Apostolou, Independent Director
Karin Coleman, Executive Vice President and President, HCPCI
Rachel Esq, Investor Officer
Eric Hoffman, Independent Director
Anthony Saravanos, Director, Division President — Real Estate
James Harmsworth, Chief Financial Officer
Paresh Patel, Chairman of the Board, Chief Executive Officer

HCI Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is HCI a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether HCI Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of HCI's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hci Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hci Group Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HCI Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HCI. If investors know HCI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HCI listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
16.123
Dividend Share
1.6
Earnings Share
12.04
Revenue Per Share
78.183
Quarterly Revenue Growth
0.48
The market value of HCI Group is measured differently than its book value, which is the value of HCI that is recorded on the company's balance sheet. Investors also form their own opinion of HCI's value that differs from its market value or its book value, called intrinsic value, which is HCI's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HCI's market value can be influenced by many factors that don't directly affect HCI's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HCI's value and its price as these two are different measures arrived at by different means. Investors typically determine if HCI is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HCI's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.