Craig Hepner - Ottawa Savings Director

OTTWDelisted Stock  USD 12.85  0.00  0.00%   

Director

Craig M. Hepner is the Independent Director of Ottawa Savings Bancorp Inc. He has served as Executive Vice President and Chief Operating Officer of the Company and the Bank since December 2014. Mr. Hepner served as President and Chief Executive Officer of Twin Oaks Savings Bank from January 2001 until the Banks acquisition of Twin Oaks Savings Bank in December 2014 since 2014.
Age 58
Tenure 10 years
Phone815 433 2525
Webhttps://www.myosb.bank
Hepner has extensive ties to the Bank’s and the Company’s market area, as well as valuable leadership experience that he brings to the Board of Directors. In addition, Mr. Hepner is a former director of Twin Oaks Savings Bank and provides the Board with valuable insight regarding the markets in which Twin Oaks Savings Bank formerly operated.

Ottawa Savings Management Efficiency

Ottawa Savings' management efficiency ratios could be used to measure how well Ottawa Savings manages its routine affairs as well as how well it operates its assets and liabilities.
Ottawa Savings Bancorp currently holds 16.52 M in liabilities with Debt to Equity (D/E) ratio of 8.44, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Ottawa Savings until it has trouble settling it off, either with new capital or with free cash flow. So, Ottawa Savings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Ottawa Savings Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Ottawa to invest in growth at high rates of return. When we think about Ottawa Savings' use of debt, we should always consider it together with cash and equity.

Similar Executives

Found 1 records

DIRECTOR Age

Susan BallardLake Shore Bancorp
60
Ottawa Bancorp, Inc. operates as the bank holding company for OSB Community Bank, a savings bank that provides various financial services to individual and corporate customers in Illinois. Ottawa Bancorp, Inc. was founded in 1871 and is based in Ottawa, Illinois. Ottawa Saving operates under BanksRegional classification in the United States and is traded on OTC Exchange. Ottawa Savings Bancorp [OTTW] is traded as part of a regulated electronic over-the-counter service offered by the NASD. Ottawa Savings is listed under Banking category by Fama And French industry classification.

Management Performance

Ottawa Savings Bancorp Leadership Team

Elected by the shareholders, the Ottawa Savings' board of directors comprises two types of representatives: Ottawa Savings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Ottawa. The board's role is to monitor Ottawa Savings' management team and ensure that shareholders' interests are well served. Ottawa Savings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Ottawa Savings' outside directors are responsible for providing unbiased perspectives on the board's policies.
Marc Kingry, CFO, CFO of Ottawa Savings Bank and CFO of Ottawa Savings Bancorp Mhc
Craig Hepner, COO, Executive VP, Director, Member of Asset-Liability Committee, Member of Investment Committee, COO of Ottawa Savings Bank and Executive VP of Ottawa Savings Bank
Laurie Duffell, Co Sec
Tracie Steider, Chief Officer
Mark Stoudt, Ex VP

Ottawa Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Ottawa Savings a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
Check out Your Equity Center to better understand how to build diversified portfolios. Also, note that the market value of any otc stock could be closely tied with the direction of predictive economic indicators such as signals in estimate.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.

Other Consideration for investing in Ottawa OTC Stock

If you are still planning to invest in Ottawa Savings Bancorp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Ottawa Savings' history and understand the potential risks before investing.
Insider Screener
Find insiders across different sectors to evaluate their impact on performance
Headlines Timeline
Stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity
Aroon Oscillator
Analyze current equity momentum using Aroon Oscillator and other momentum ratios
Idea Breakdown
Analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes
Transaction History
View history of all your transactions and understand their impact on performance
Investing Opportunities
Build portfolios using our predefined set of ideas and optimize them against your investing preferences
Crypto Correlations
Use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins
Piotroski F Score
Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals
Portfolio Comparator
Compare the composition, asset allocations and performance of any two portfolios in your account