Michael Rutan - WVS Financial Senior Vice President of Operations

WVFCDelisted Stock  USD 13.89  0.00  0.00%   

President

Mr. Michael R. Rutan is Senior Vice President of Operations of the Company. He served in various increasing roles of responsibility in the Risk Management, Human Resources, and Finance functions of the PNC Financial Services Group, Inc. beginning in October 1993. Prior thereto, Mr. Rutan served as a bank examiner with the Office of Thrift Supervision . since 2012.
Age 62
Tenure 12 years
Phone412 364 1911
Webhttps://www.wvsbank.com

WVS Financial Management Efficiency

WVS Financial's management efficiency ratios could be used to measure how well WVS Financial manages its routine affairs as well as how well it operates its assets and liabilities.
WVS Financial Corp currently holds 5 M in liabilities with Debt to Equity (D/E) ratio of 9.15, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist WVS Financial until it has trouble settling it off, either with new capital or with free cash flow. So, WVS Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like WVS Financial Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for WVS to invest in growth at high rates of return. When we think about WVS Financial's use of debt, we should always consider it together with cash and equity.
WVS Financial Corp. operates as the bank holding company for West View Savings Bank that provides various banking products and services in the United States. WVS Financial Corp. was founded in 1908 and is based in Pittsburgh, Pennsylvania. WVS Financial operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 23 people. WVS Financial Corp [WVFC] is traded as part of a regulated electronic over-the-counter service offered by the NASD. WVS Financial is listed under Banking category by Fama And French industry classification.

Management Performance

WVS Financial Corp Management Team

Elected by the shareholders, the WVS Financial's board of directors comprises two types of representatives: WVS Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of WVS. The board's role is to monitor WVS Financial's management team and ensure that shareholders' interests are well served. WVS Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, WVS Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Mary MagestroJohnston, Treasurer VP
David Bursic, CEO and President Director, Member of Fin. Committee, Member of Loan Committee, CEO of West View Savings Bank and President of West View Savings Bank and Director of West View Savings Bank
Michael Rutan, Senior Vice President of Operations

WVS Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is WVS Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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Check out Your Current Watchlist to better understand how to build diversified portfolios. Also, note that the market value of any otc stock could be closely tied with the direction of predictive economic indicators such as signals in census.
Note that the WVS Financial Corp information on this page should be used as a complementary analysis to other WVS Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.

Other Consideration for investing in WVS OTC Stock

If you are still planning to invest in WVS Financial Corp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the WVS Financial's history and understand the potential risks before investing.
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