Ballston Spa Bancorp Stock Performance
| BSPA Stock | USD 67.50 0.00 0.00% |
The firm shows a Beta (market volatility) of -0.0169, which signifies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Ballston Spa are expected to decrease at a much lower rate. During the bear market, Ballston Spa is likely to outperform the market. At this point, Ballston Spa Bancorp has a negative expected return of -0.0555%. Please make sure to confirm Ballston Spa's potential upside, and the relationship between the jensen alpha and rate of daily change , to decide if Ballston Spa Bancorp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days Ballston Spa Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite somewhat strong basic indicators, Ballston Spa is not utilizing all of its potentials. The newest stock price disturbance, may contribute to short-term losses for the investors. ...more
Ballston |
Ballston Spa Relative Risk vs. Return Landscape
If you would invest 7,125 in Ballston Spa Bancorp on October 1, 2025 and sell it today you would lose (375.00) from holding Ballston Spa Bancorp or give up 5.26% of portfolio value over 90 days. Ballston Spa Bancorp is currently does not generate positive expected returns and assumes 2.4719% risk (volatility on return distribution) over the 90 days horizon. In different words, 22% of pink sheets are less volatile than Ballston, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Ballston Spa Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Ballston Spa's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Ballston Spa Bancorp, and traders can use it to determine the average amount a Ballston Spa's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0225
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | ||||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | BSPA |
Based on monthly moving average Ballston Spa is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Ballston Spa by adding Ballston Spa to a well-diversified portfolio.
Ballston Spa Fundamentals Growth
Ballston Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Ballston Spa, and Ballston Spa fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Ballston Pink Sheet performance.
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0074 | |||
| Profit Margin | 0.23 % | |||
| Operating Margin | 0.30 % | |||
| Current Valuation | 61.81 M | |||
| Price To Earning | 8.73 X | |||
| Price To Sales | 0.91 X | |||
| Revenue | 24.58 M | |||
| Cash And Equivalents | 9.95 M | |||
| Cash Per Share | 13.39 X | |||
| Total Debt | 22.91 M | |||
| Book Value Per Share | 67.92 X | |||
| Cash Flow From Operations | 7.48 M | |||
| Earnings Per Share | 6.97 X | |||
About Ballston Spa Performance
By analyzing Ballston Spa's fundamental ratios, stakeholders can gain valuable insights into Ballston Spa's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Ballston Spa has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Ballston Spa has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Ballston Spa Bancorp, Inc. operates as a holding company for Ballston Spa National Bank that provides a range of banking, financing, fiduciary, brokerage, and other financial services to corporate, municipal, and individual customers in the United States. The company was founded in 1838 and is based in Ballston Spa, New York. Ballston Spa operates under BanksRegional classification in the United States and is traded on OTC Exchange.Things to note about Ballston Spa Bancorp performance evaluation
Checking the ongoing alerts about Ballston Spa for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Ballston Spa Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Ballston Spa Bancorp generated a negative expected return over the last 90 days |
- Analyzing Ballston Spa's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Ballston Spa's stock is overvalued or undervalued compared to its peers.
- Examining Ballston Spa's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Ballston Spa's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Ballston Spa's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Ballston Spa's pink sheet. These opinions can provide insight into Ballston Spa's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Ballston Pink Sheet analysis
When running Ballston Spa's price analysis, check to measure Ballston Spa's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ballston Spa is operating at the current time. Most of Ballston Spa's value examination focuses on studying past and present price action to predict the probability of Ballston Spa's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ballston Spa's price. Additionally, you may evaluate how the addition of Ballston Spa to your portfolios can decrease your overall portfolio volatility.
| Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities | |
| Portfolio Analyzer Portfolio analysis module that provides access to portfolio diagnostics and optimization engine | |
| Fundamental Analysis View fundamental data based on most recent published financial statements | |
| Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios | |
| Portfolio Optimization Compute new portfolio that will generate highest expected return given your specified tolerance for risk | |
| Premium Stories Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope | |
| Alpha Finder Use alpha and beta coefficients to find investment opportunities after accounting for the risk | |
| Price Ceiling Movement Calculate and plot Price Ceiling Movement for different equity instruments |