California First National Stock Performance
| CFNB Stock | USD 23.00 0.90 4.07% |
On a scale of 0 to 100, California First holds a performance score of 14. The firm shows a Beta (market volatility) of 0.15, which signifies not very significant fluctuations relative to the market. As returns on the market increase, California First's returns are expected to increase less than the market. However, during the bear market, the loss of holding California First is expected to be smaller as well. Please check California First's downside variance, rate of daily change, and the relationship between the maximum drawdown and skewness , to make a quick decision on whether California First's price patterns will revert.
Risk-Adjusted Performance
Solid
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in California First National are ranked lower than 14 (%) of all global equities and portfolios over the last 90 days. Despite somewhat unfluctuating basic indicators, California First sustained solid returns over the last few months and may actually be approaching a breakup point. ...more
| Begin Period Cash Flow | 37 M | |
| Total Cashflows From Investing Activities | 19.3 M |
California |
California First Relative Risk vs. Return Landscape
If you would invest 2,000 in California First National on September 26, 2025 and sell it today you would earn a total of 300.00 from holding California First National or generate 15.0% return on investment over 90 days. California First National is currently generating 0.2294% in daily expected returns and assumes 1.2202% risk (volatility on return distribution) over the 90 days horizon. In different words, 10% of otc stocks are less volatile than California, and 96% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
California First Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for California First's investment risk. Standard deviation is the most common way to measure market volatility of otc stocks, such as California First National, and traders can use it to determine the average amount a California First's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.188
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Based on monthly moving average California First is performing at about 14% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of California First by adding it to a well-diversified portfolio.
California First Fundamentals Growth
California OTC Stock prices reflect investors' perceptions of the future prospects and financial health of California First, and California First fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on California OTC Stock performance.
| Return On Equity | -0.0573 | |||
| Return On Asset | -0.0551 | |||
| Operating Margin | 1.16 % | |||
| Current Valuation | 168.77 M | |||
| Shares Outstanding | 9.7 M | |||
| Price To Earning | 15.40 X | |||
| Price To Book | 0.78 X | |||
| Price To Sales | 7.60 X | |||
| Revenue | (15.97 M) | |||
| EBITDA | 16.95 M | |||
| Cash And Equivalents | 53.81 M | |||
| Cash Per Share | 5.23 X | |||
| Total Debt | 515 K | |||
| Debt To Equity | 0.03 % | |||
| Book Value Per Share | 20.60 X | |||
| Cash Flow From Operations | 3.27 M | |||
| Earnings Per Share | 2.93 X | |||
| Total Asset | 216.52 M | |||
| Retained Earnings | 222.81 M | |||
About California First Performance
By analyzing California First's fundamental ratios, stakeholders can gain valuable insights into California First's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if California First has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if California First has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
California First Leasing Corporation provides loans and lease financing for universities, businesses, and other commercial or non-profit organizations. California First Leasing Corporation was founded in 1977 and is based in Newport Beach, California. California First operates under Credit Services classification in the United States and is traded on OTC Exchange.Things to note about California First National performance evaluation
Checking the ongoing alerts about California First for important developments is a great way to find new opportunities for your next move. OTC Stock alerts and notifications screener for California First National help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Net Loss for the year was (12.66 M) with loss before overhead, payroll, taxes, and interest of (15.75 M). | |
| About 82.0% of the company shares are held by company insiders |
- Analyzing California First's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether California First's stock is overvalued or undervalued compared to its peers.
- Examining California First's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating California First's management team can have a significant impact on its success or failure. Reviewing the track record and experience of California First's management team can help you assess the OTC Stock's leadership.
- Pay attention to analyst opinions and ratings of California First's otc stock. These opinions can provide insight into California First's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for California OTC Stock analysis
When running California First's price analysis, check to measure California First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy California First is operating at the current time. Most of California First's value examination focuses on studying past and present price action to predict the probability of California First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move California First's price. Additionally, you may evaluate how the addition of California First to your portfolios can decrease your overall portfolio volatility.
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