Civista Bancshares Stock Performance
| CIVB Stock | USD 19.77 0.27 1.35% |
The firm shows a Beta (market volatility) of 0.72, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Civista Bancshares' returns are expected to increase less than the market. However, during the bear market, the loss of holding Civista Bancshares is expected to be smaller as well. At this point, Civista Bancshares has a negative expected return of -0.2%. Please make sure to confirm Civista Bancshares' treynor ratio, kurtosis, as well as the relationship between the Kurtosis and day median price , to decide if Civista Bancshares performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Civista Bancshares has generated negative risk-adjusted returns adding no value to investors with long positions. Despite latest fragile performance, the Stock's basic indicators remain strong and the current disturbance on Wall Street may also be a sign of long term gains for the company investors. ...more
Actual Historical Performance (%)
One Day Return (1.35) | Five Day Return (5.59) | Year To Date Return (3.04) | Ten Year Return 79.89 | All Time Return 409.54 |
Forward Dividend Yield 0.0344 | Payout Ratio | Last Split Factor 4:1 | Forward Dividend Rate 0.68 | Dividend Date 2025-02-18 |
1 | Associated Banc-Corp Repositions Balance Sheet, to Incur a Loss in Q4 | 12/05/2024 |
2 | Insider Trading | 12/06/2024 |
3 | Acquisition by Ian Whinnem of 1000 shares of Civista Bancshares at 22.3 subject to Rule 16b-3 | 12/13/2024 |
4 | Acquisition by Harry Singer of tradable shares of Civista Bancshares subject to Rule 16b-3 | 01/17/2025 |
5 | Civista Bancshares, Inc. Raises Dividend to 0.17 Per Share | 01/24/2025 |
6 | Civista Bancshares, Inc. Announces Fourth-Quarter 2024 Financial Results of 0.63 per Common Share and Full-Year 2024 Financial Results of 2.01 per Common Share | 01/30/2025 |
7 | Q4 2024 Civista Bancshares Inc Earnings Call Transcript | 01/31/2025 |
8 | This is Why Civista Bancshares is a Great Dividend Stock | 02/05/2025 |
9 | Civista Bancshares is a Top Dividend Stock Right Now Should You Buy | 02/21/2025 |
10 | Acquisition by Dennis Shaffer of 4262 shares of Civista Bancshares subject to Rule 16b-3 | 03/05/2025 |
| Begin Period Cash Flow | 43.4 M |
Civista |
Civista Bancshares Relative Risk vs. Return Landscape
If you would invest 2,243 in Civista Bancshares on December 6, 2024 and sell it today you would lose (266.00) from holding Civista Bancshares or give up 11.86% of portfolio value over 90 days. Civista Bancshares is currently does not generate positive expected returns and assumes 1.9109% risk (volatility on return distribution) over the 90 days horizon. In different words, 17% of stocks are less volatile than Civista, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Civista Bancshares Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Civista Bancshares' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Civista Bancshares, and traders can use it to determine the average amount a Civista Bancshares' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1023
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | CIVB |
Estimated Market Risk
| 1.91 actual daily | 17 83% of assets are more volatile |
Expected Return
| -0.2 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.1 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Civista Bancshares is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Civista Bancshares by adding Civista Bancshares to a well-diversified portfolio.
Civista Bancshares Fundamentals Growth
Civista Stock prices reflect investors' perceptions of the future prospects and financial health of Civista Bancshares, and Civista Bancshares fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Civista Stock performance.
| Return On Equity | 0.0833 | ||||
| Return On Asset | 0.008 | ||||
| Profit Margin | 0.21 % | ||||
| Operating Margin | 0.29 % | ||||
| Current Valuation | 697.41 M | ||||
| Shares Outstanding | 15.74 M | ||||
| Price To Earning | 10.64 X | ||||
| Price To Book | 0.80 X | ||||
| Price To Sales | 2.09 X | ||||
| Revenue | 158.22 M | ||||
| Gross Profit | 149.09 M | ||||
| EBITDA | (6 K) | ||||
| Net Income | 42.96 M | ||||
| Cash And Equivalents | 245.39 M | ||||
| Cash Per Share | 15.91 X | ||||
| Total Debt | 454.19 M | ||||
| Debt To Equity | 9.51 % | ||||
| Book Value Per Share | 24.69 X | ||||
| Cash Flow From Operations | 62.7 M | ||||
| Earnings Per Share | 2.01 X | ||||
| Market Capitalization | 311.14 M | ||||
| Total Asset | 3.86 B | ||||
| Retained Earnings | 183.79 M | ||||
About Civista Bancshares Performance
By analyzing Civista Bancshares' fundamental ratios, stakeholders can gain valuable insights into Civista Bancshares' financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Civista Bancshares has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Civista Bancshares has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.11 |
Things to note about Civista Bancshares performance evaluation
Checking the ongoing alerts about Civista Bancshares for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Civista Bancshares help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Civista Bancshares generated a negative expected return over the last 90 days | |
| About 56.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from finance.yahoo.com: Civista Bancshares is a Top Dividend Stock Right Now Should You Buy |
- Analyzing Civista Bancshares' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Civista Bancshares' stock is overvalued or undervalued compared to its peers.
- Examining Civista Bancshares' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Civista Bancshares' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Civista Bancshares' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Civista Bancshares' stock. These opinions can provide insight into Civista Bancshares' potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Civista Stock analysis
When running Civista Bancshares' price analysis, check to measure Civista Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Civista Bancshares is operating at the current time. Most of Civista Bancshares' value examination focuses on studying past and present price action to predict the probability of Civista Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Civista Bancshares' price. Additionally, you may evaluate how the addition of Civista Bancshares to your portfolios can decrease your overall portfolio volatility.
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