Citizens Bancorp Stock Performance
| CZBC Stock | USD 10.11 0.13 1.27% |
Citizens Bancorp has a performance score of 2 on a scale of 0 to 100. The firm shows a Beta (market volatility) of -0.0539, which signifies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Citizens Bancorp are expected to decrease at a much lower rate. During the bear market, Citizens Bancorp is likely to outperform the market. Citizens Bancorp right now shows a risk of 1.6%. Please confirm Citizens Bancorp treynor ratio, expected short fall, day typical price, as well as the relationship between the potential upside and daily balance of power , to decide if Citizens Bancorp will be following its price patterns.
Risk-Adjusted Performance
Weak
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Compared to the overall equity markets, risk-adjusted returns on investments in Citizens Bancorp are ranked lower than 2 (%) of all global equities and portfolios over the last 90 days. In spite of rather sound fundamental drivers, Citizens Bancorp is not utilizing all of its potentials. The current stock price tumult, may contribute to shorter-term losses for the shareholders. ...more
Citizens |
Citizens Bancorp Relative Risk vs. Return Landscape
If you would invest 985.00 in Citizens Bancorp on October 16, 2025 and sell it today you would earn a total of 26.00 from holding Citizens Bancorp or generate 2.64% return on investment over 90 days. Citizens Bancorp is currently generating 0.0552% in daily expected returns and assumes 1.5952% risk (volatility on return distribution) over the 90 days horizon. In different words, 14% of pink sheets are less volatile than Citizens, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Citizens Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Citizens Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Citizens Bancorp, and traders can use it to determine the average amount a Citizens Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0346
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Based on monthly moving average Citizens Bancorp is performing at about 2% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Citizens Bancorp by adding it to a well-diversified portfolio.
Citizens Bancorp Fundamentals Growth
Citizens Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Citizens Bancorp, and Citizens Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Citizens Pink Sheet performance.
| Return On Equity | 0.0959 | |||
| Return On Asset | 0.007 | |||
| Profit Margin | 0.23 % | |||
| Operating Margin | 0.32 % | |||
| Current Valuation | (7.95 M) | |||
| Shares Outstanding | 5.4 M | |||
| Price To Earning | 10.87 X | |||
| Price To Sales | 1.91 X | |||
| Revenue | 32.49 M | |||
| Cash And Equivalents | 121.03 M | |||
| Cash Per Share | 19.88 X | |||
| Total Debt | 40.48 M | |||
| Book Value Per Share | 9.12 X | |||
| Cash Flow From Operations | 12.55 M | |||
| Earnings Per Share | 1.60 X | |||
| Total Asset | 362.01 M | |||
| Retained Earnings | 21.05 M | |||
About Citizens Bancorp Performance
By analyzing Citizens Bancorp's fundamental ratios, stakeholders can gain valuable insights into Citizens Bancorp's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Citizens Bancorp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Citizens Bancorp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Citizens Bancorp operates as the holding company for Citizens Bank that provides various banking products and services to individuals and businesses. Citizens Bancorp was founded in 1957 and is headquartered in Corvallis, Oregon. Citizens Bancorp is traded on OTC Exchange in the United States.Things to note about Citizens Bancorp performance evaluation
Checking the ongoing alerts about Citizens Bancorp for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Citizens Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.Evaluating Citizens Bancorp's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Citizens Bancorp's pink sheet performance include:- Analyzing Citizens Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Citizens Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining Citizens Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Citizens Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Citizens Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Citizens Bancorp's pink sheet. These opinions can provide insight into Citizens Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Citizens Pink Sheet analysis
When running Citizens Bancorp's price analysis, check to measure Citizens Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Bancorp is operating at the current time. Most of Citizens Bancorp's value examination focuses on studying past and present price action to predict the probability of Citizens Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Bancorp's price. Additionally, you may evaluate how the addition of Citizens Bancorp to your portfolios can decrease your overall portfolio volatility.
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