Habersham Bancorp Stock Performance
| HABC Stock | USD 0.02 0.00 0.00% |
The company retains a Market Volatility (i.e., Beta) of 0.0, which attests to not very significant fluctuations relative to the market. the returns on MARKET and Habersham Bancorp are completely uncorrelated.
Risk-Adjusted Performance
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Over the last 90 days Habersham Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of rather sound fundamental drivers, Habersham Bancorp is not utilizing all of its potentials. The latest stock price tumult, may contribute to shorter-term losses for the shareholders. ...more
Habersham |
Habersham Bancorp Relative Risk vs. Return Landscape
If you would invest 1.90 in Habersham Bancorp on October 15, 2025 and sell it today you would earn a total of 0.00 from holding Habersham Bancorp or generate 0.0% return on investment over 90 days. Habersham Bancorp is currently does not generate positive expected returns and assumes 0.0% risk (volatility on return distribution) over the 90 days horizon. In different words, 0% of pink sheets are less volatile than Habersham, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
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Habersham Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Habersham Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Habersham Bancorp, and traders can use it to determine the average amount a Habersham Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0
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Based on monthly moving average Habersham Bancorp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Habersham Bancorp by adding Habersham Bancorp to a well-diversified portfolio.
Habersham Bancorp Fundamentals Growth
Habersham Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Habersham Bancorp, and Habersham Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Habersham Pink Sheet performance.
| Return On Equity | -1.06 | |||
| Return On Asset | -0.0528 | |||
| Operating Margin | (2.05) % | |||
| Current Valuation | 25.17 M | |||
| Shares Outstanding | 2.82 M | |||
| Price To Earning | 0.01 X | |||
| Price To Book | 0 X | |||
| Revenue | (1.23 M) | |||
| Cash And Equivalents | 28.64 M | |||
| Cash Per Share | 10.16 X | |||
| Total Debt | 21 M | |||
| Book Value Per Share | 2.04 X | |||
| Cash Flow From Operations | (2.61 M) | |||
| Earnings Per Share | (8.32) X | |||
| Total Asset | 456.02 M | |||
About Habersham Bancorp Performance
By analyzing Habersham Bancorp's fundamental ratios, stakeholders can gain valuable insights into Habersham Bancorp's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Habersham Bancorp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Habersham Bancorp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Previously, the company, operated as the bank holding company for Habersham Bank that provided commercial banking services to businesses and individuals in Habersham, White, Cherokee, Warren, Stephens, Forsyth, and Hall Counties in Georgia. Habersham Bancorp was founded in 1904 and is based in Cornelia, Georgia. Habersham Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 104 people.Things to note about Habersham Bancorp performance evaluation
Checking the ongoing alerts about Habersham Bancorp for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Habersham Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Habersham Bancorp generated a negative expected return over the last 90 days | |
| Habersham Bancorp has some characteristics of a very speculative penny stock | |
| Net Loss for the year was (26.13 M) with loss before overhead, payroll, taxes, and interest of (1.23 M). | |
| Habersham Bancorp currently holds about 28.64 M in cash with (2.61 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 10.16, which can makes it an attractive takeover target, given it will continue generating positive cash flow. |
- Analyzing Habersham Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Habersham Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining Habersham Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Habersham Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Habersham Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Habersham Bancorp's pink sheet. These opinions can provide insight into Habersham Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Habersham Pink Sheet analysis
When running Habersham Bancorp's price analysis, check to measure Habersham Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Habersham Bancorp is operating at the current time. Most of Habersham Bancorp's value examination focuses on studying past and present price action to predict the probability of Habersham Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Habersham Bancorp's price. Additionally, you may evaluate how the addition of Habersham Bancorp to your portfolios can decrease your overall portfolio volatility.
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