Heartland Financial USA Performance
| HTLFPDelisted Preferred Stock | USD 25.05 0.20 0.79% |
The company retains a Market Volatility (i.e., Beta) of -0.0602, which attests to not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Heartland Financial are expected to decrease at a much lower rate. During the bear market, Heartland Financial is likely to outperform the market. Heartland Financial USA right now retains a risk of 0.0%. Please check out Heartland Financial coefficient of variation, semi variance, price action indicator, as well as the relationship between the treynor ratio and daily balance of power , to decide if Heartland Financial will be following its current trending patterns.
Risk-Adjusted Performance
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Over the last 90 days Heartland Financial USA has generated negative risk-adjusted returns adding no value to investors with long positions. Even with relatively invariable technical and fundamental indicators, Heartland Financial is not utilizing all of its potentials. The recent stock price agitation, may contribute to short-term losses for the retail investors. ...more
| Begin Period Cash Flow | 259.8 M | |
| Price Earnings Ratio | 5.4016 |
Heartland |
Heartland Financial Relative Risk vs. Return Landscape
If you would invest (100.00) in Heartland Financial USA on October 21, 2025 and sell it today you would earn a total of 100.00 from holding Heartland Financial USA or generate -100.0% return on investment over 90 days. Heartland Financial USA is currently producing negative expected returns and takes up 0.0% volatility of returns over 90 trading days. Put another way, 0% of traded preferred stocks are less volatile than Heartland, and 99% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
| Risk |
Heartland Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Heartland Financial's investment risk. Standard deviation is the most common way to measure market volatility of preferred stocks, such as Heartland Financial USA, and traders can use it to determine the average amount a Heartland Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0
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Based on monthly moving average Heartland Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Heartland Financial by adding Heartland Financial to a well-diversified portfolio.
Heartland Financial Fundamentals Growth
Heartland Preferred Stock prices reflect investors' perceptions of the future prospects and financial health of Heartland Financial, and Heartland Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Heartland Preferred Stock performance.
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0107 | ||||
| Profit Margin | 0.30 % | ||||
| Operating Margin | 0.40 % | ||||
| Current Valuation | 1.27 B | ||||
| Price To Earning | 5.29 X | ||||
| Revenue | 727.55 M | ||||
| EBITDA | 312.85 M | ||||
| Cash And Equivalents | 406.86 M | ||||
| Cash Per Share | 9.59 X | ||||
| Total Debt | 371.75 M | ||||
| Book Value Per Share | 38.25 X | ||||
| Cash Flow From Operations | 153.15 M | ||||
| Earnings Per Share | 4.77 X | ||||
| Total Asset | 20.24 B | ||||
About Heartland Financial Performance
Assessing Heartland Financial's fundamental ratios provides investors with valuable insights into Heartland Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Heartland Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Heartland Financial USA, Inc., a multi-bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Dubuque, Iowa. Heartland Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2087 people.Things to note about Heartland Financial USA performance evaluation
Checking the ongoing alerts about Heartland Financial for important developments is a great way to find new opportunities for your next move. Preferred Stock alerts and notifications screener for Heartland Financial USA help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Heartland Financial is not yet fully synchronised with the market data | |
| Heartland Financial has a very high chance of going through financial distress in the upcoming years |
- Analyzing Heartland Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Heartland Financial's stock is overvalued or undervalued compared to its peers.
- Examining Heartland Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Heartland Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Heartland Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Heartland Financial's preferred stock. These opinions can provide insight into Heartland Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price. You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Other Consideration for investing in Heartland Preferred Stock
If you are still planning to invest in Heartland Financial USA check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Heartland Financial's history and understand the potential risks before investing.
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