Op Bancorp Stock Performance
| OPBK Stock | USD 17.33 0.10 0.57% |
On a scale of 0 to 100, OP Bancorp holds a performance score of 20. The company owns a Beta (Systematic Risk) of 1.65, which implies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, OP Bancorp will likely underperform. Please check OP Bancorp's potential upside, rate of daily change, and the relationship between the sortino ratio and skewness , to make a quick decision on whether OP Bancorp's current price history will revert.
Risk-Adjusted Performance
20 of 100
Weak | Strong |
Solid
Compared to the overall equity markets, risk-adjusted returns on investments in OP Bancorp are ranked lower than 20 (%) of all global equities and portfolios over the last 90 days. Despite quite weak fundamental drivers, OP Bancorp disclosed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return (0.60) | Five Day Return 0.49 | Year To Date Return 57.36 | Ten Year Return 140.63 | All Time Return 41.43 |
Forward Dividend Yield 0.0275 | Payout Ratio 0.3429 | Forward Dividend Rate 0.48 | Dividend Date 2024-11-21 | Ex Dividend Date 2024-11-07 |
1 | Acquisition by Choi Brian of 4914 shares of OP Bancorp at 9.9488 subject to Rule 16b-3 | 09/06/2024 |
2 | OP Bancorp Sees Large Growth in Short Interest | 09/30/2024 |
3 | Acquisition by Shin Yong Sin of 3601 shares of OP Bancorp subject to Rule 16b-3 | 10/17/2024 |
4 | OP Bancorp GAAP EPS of 0.36 beats by 0.04, revenue of 20.75M beats by 0.4M | 10/24/2024 |
5 | OP Bancorp declares 0.12 dividend | 10/28/2024 |
| OP Bancorp dividend paid on 21st of November 2024 | 11/21/2024 |
6 | Disposition of 6861 shares by Min Kim of OP Bancorp at 9.45 subject to Rule 16b-3 | 11/27/2024 |
| Begin Period Cash Flow | 83 M |
OPBK |
OP Bancorp Relative Risk vs. Return Landscape
If you would invest 1,249 in OP Bancorp on September 1, 2024 and sell it today you would earn a total of 484.00 from holding OP Bancorp or generate 38.75% return on investment over 90 days. OP Bancorp is currently generating 0.5412% in daily expected returns and assumes 2.0533% risk (volatility on return distribution) over the 90 days horizon. In different words, 18% of stocks are less volatile than OPBK, and 90% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
OP Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for OP Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as OP Bancorp, and traders can use it to determine the average amount a OP Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2636
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | OPBK | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns |
Estimated Market Risk
| 2.05 actual daily | 18 82% of assets are more volatile |
Expected Return
| 0.54 actual daily | 10 90% of assets have higher returns |
Risk-Adjusted Return
| 0.26 actual daily | 20 80% of assets perform better |
Based on monthly moving average OP Bancorp is performing at about 20% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of OP Bancorp by adding it to a well-diversified portfolio.
OP Bancorp Fundamentals Growth
OPBK Stock prices reflect investors' perceptions of the future prospects and financial health of OP Bancorp, and OP Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on OPBK Stock performance.
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0094 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.42 % | ||||
| Current Valuation | 173.27 M | ||||
| Shares Outstanding | 14.81 M | ||||
| Price To Earning | 5.29 X | ||||
| Price To Book | 1.27 X | ||||
| Price To Sales | 3.26 X | ||||
| Revenue | 81.22 M | ||||
| Gross Profit | 91.55 M | ||||
| EBITDA | 34.83 M | ||||
| Net Income | 23.92 M | ||||
| Cash And Equivalents | 107.38 M | ||||
| Cash Per Share | 7.06 X | ||||
| Total Debt | 114.34 M | ||||
| Debt To Equity | 10.05 % | ||||
| Book Value Per Share | 13.75 X | ||||
| Cash Flow From Operations | 67.84 M | ||||
| Earnings Per Share | 1.40 X | ||||
| Market Capitalization | 256.61 M | ||||
| Total Asset | 2.15 B | ||||
| Retained Earnings | 120.86 M | ||||
About OP Bancorp Performance
By examining OP Bancorp's fundamental ratios, stakeholders can obtain critical insights into OP Bancorp's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that OP Bancorp is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.12 | 0.07 |
Things to note about OP Bancorp performance evaluation
Checking the ongoing alerts about OP Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for OP Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| OP Bancorp has a poor financial position based on the latest SEC disclosures | |
| About 57.0% of the company shares are owned by institutional investors | |
| On 21st of November 2024 OP Bancorp paid $ 0.12 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Disposition of 6861 shares by Min Kim of OP Bancorp at 9.45 subject to Rule 16b-3 |
- Analyzing OP Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether OP Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining OP Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating OP Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of OP Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of OP Bancorp's stock. These opinions can provide insight into OP Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.091 | Dividend Share 0.48 | Earnings Share 1.4 | Revenue Per Share 5.269 | Quarterly Revenue Growth 0.094 |
The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.