Pontiac Bancorp Performance

PONTDelisted Stock  USD 550.00  0.00  0.00%   
The company holds a Beta of -0.0144, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Pontiac Bancorp are expected to decrease at a much lower rate. During the bear market, Pontiac Bancorp is likely to outperform the market. At this point, Pontiac Bancorp has a negative expected return of -0.018%. Please make sure to check Pontiac Bancorp's information ratio and day median price , to decide if Pontiac Bancorp performance from the past will be repeated at some point in the near future.

Risk-Adjusted Performance

Weakest

 
Weak
 
Strong
Over the last 90 days Pontiac Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of comparatively stable basic indicators, Pontiac Bancorp is not utilizing all of its potentials. The latest stock price uproar, may contribute to short-horizon losses for the private investors. ...more
  

Pontiac Bancorp Relative Risk vs. Return Landscape

If you would invest  55,500  in Pontiac Bancorp on October 19, 2025 and sell it today you would lose (500.00) from holding Pontiac Bancorp or give up 0.9% of portfolio value over 90 days. Pontiac Bancorp is currently does not generate positive expected returns and assumes 0.1274% risk (volatility on return distribution) over the 90 days horizon. In different words, 1% of pink sheets are less volatile than Pontiac, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days Pontiac Bancorp is expected to under-perform the market. But the company apears to be less risky and when comparing its historical volatility, the company is 5.45 times less risky than the market. the firm trades about -0.14 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.13 of returns per unit of risk over similar time horizon.

Pontiac Bancorp Market Risk Analysis

Today, many novice investors tend to focus exclusively on investment returns with little concern for Pontiac Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Pontiac Bancorp, and traders can use it to determine the average amount a Pontiac Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.

Sharpe Ratio = -0.1414

High ReturnsBest Equity
Good Returns
Average Returns
Small Returns
CashSmall RiskAverage RiskHigh RiskHuge Risk
Negative ReturnsPONT
Based on monthly moving average Pontiac Bancorp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Pontiac Bancorp by adding Pontiac Bancorp to a well-diversified portfolio.

Pontiac Bancorp Fundamentals Growth

Pontiac Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Pontiac Bancorp, and Pontiac Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Pontiac Pink Sheet performance.

About Pontiac Bancorp Performance

Assessing Pontiac Bancorp's fundamental ratios provides investors with valuable insights into Pontiac Bancorp's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Pontiac Bancorp is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Pontiac Bancorp, Inc. provides various financial services to individuals and businesses in Livingston county, Grundy county, Tazewell County, McLean County, and their surrounding communities. The company was founded in 1947 and is based in Pontiac, Illinois. Pontiac Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange.

Things to note about Pontiac Bancorp performance evaluation

Checking the ongoing alerts about Pontiac Bancorp for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Pontiac Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Pontiac Bancorp is not yet fully synchronised with the market data
Pontiac Bancorp generated a negative expected return over the last 90 days
Pontiac Bancorp has a very high chance of going through financial distress in the upcoming years
Evaluating Pontiac Bancorp's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Pontiac Bancorp's pink sheet performance include:
  • Analyzing Pontiac Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Pontiac Bancorp's stock is overvalued or undervalued compared to its peers.
  • Examining Pontiac Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Pontiac Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Pontiac Bancorp's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Pontiac Bancorp's pink sheet. These opinions can provide insight into Pontiac Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Pontiac Bancorp's pink sheet performance is not an exact science, and many factors can impact Pontiac Bancorp's pink sheet market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.
Check out Your Equity Center to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in employment.
You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.

Other Consideration for investing in Pontiac Pink Sheet

If you are still planning to invest in Pontiac Bancorp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Pontiac Bancorp's history and understand the potential risks before investing.
Idea Optimizer
Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio
Pair Correlation
Compare performance and examine fundamental relationship between any two equity instruments
Analyst Advice
Analyst recommendations and target price estimates broken down by several categories
Volatility Analysis
Get historical volatility and risk analysis based on latest market data
Performance Analysis
Check effects of mean-variance optimization against your current asset allocation
Global Correlations
Find global opportunities by holding instruments from different markets
Odds Of Bankruptcy
Get analysis of equity chance of financial distress in the next 2 years
Portfolio Anywhere
Track or share privately all of your investments from the convenience of any device
Transaction History
View history of all your transactions and understand their impact on performance