Moderate Balanced Allocation Fund Manager Performance Evaluation

SBMCX Fund  USD 12.09  0.01  0.08%   
The fund secures a Beta (Market Risk) of 0.8, which conveys possible diversification benefits within a given portfolio. As returns on the market increase, Moderate Balanced's returns are expected to increase less than the market. However, during the bear market, the loss of holding Moderate Balanced is expected to be smaller as well.

Risk-Adjusted Performance

Good

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in Moderate Balanced Allocation are ranked lower than 11 (%) of all funds and portfolios of funds over the last 90 days. In spite of fairly weak fundamental indicators, Moderate Balanced may actually be approaching a critical reversion point that can send shares even higher in March 2026.
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Moderate Balanced Relative Risk vs. Return Landscape

If you would invest  1,095  in Moderate Balanced Allocation on November 1, 2025 and sell it today you would earn a total of  114.00  from holding Moderate Balanced Allocation or generate 10.41% return on investment over 90 days. Moderate Balanced Allocation is currently producing 0.172% returns and takes up 1.2021% volatility of returns over 90 trading days. Put another way, 10% of traded mutual funds are less volatile than Moderate, and 97% of all traded equity instruments are likely to generate higher returns over the next 90 trading days.
  Expected Return   
       Risk  
Assuming the 90 days horizon Moderate Balanced is expected to generate 1.6 times more return on investment than the market. However, the company is 1.6 times more volatile than its market benchmark. It trades about 0.14 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.08 per unit of risk.

Moderate Balanced Current Valuation

Undervalued
Today
12.09
Please note that Moderate Balanced's price fluctuation is very steady at this time. At this time, the fund appears to be undervalued. Moderate Balanced secures a last-minute Real Value of $12.97 per share. The latest price of the fund is $12.09. We determine the value of Moderate Balanced from analyzing fund fundamentals and technical indicators as well as its Probability Of Bankruptcy. In general, we recommend acquiring undervalued mutual funds and dropping overvalued mutual funds since, at some point, mutual fund prices and their ongoing real values will merge together.
Since Moderate Balanced is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Moderate Mutual Fund. However, Moderate Balanced's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  12.09 Real  12.97 Hype  12.09 Naive  12.32
The intrinsic value of Moderate Balanced's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Moderate Balanced's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
12.97
Real Value
14.16
Upside
Estimating the potential upside or downside of Moderate Balanced Allocation helps investors to forecast how Moderate mutual fund's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Moderate Balanced more accurately as focusing exclusively on Moderate Balanced's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
11.9212.0612.19
Details
Hype
Prediction
LowEstimatedHigh
10.9012.0913.28
Details
Naive
Forecast
LowNext ValueHigh
11.1312.3213.52
Details
Below is the normalized historical share price chart for Moderate Balanced Allocation extending back to December 29, 2017. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Moderate Balanced stands at 12.09, as last reported on the 30th of January, with the highest price reaching 12.09 and the lowest price hitting 12.09 during the day.
 
Covid
 
Interest Hikes

Moderate Balanced Target Price Odds to finish over Current Price

The tendency of Moderate Mutual Fund price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 12.09 90 days 12.09 
about 14.2
Based on a normal probability distribution, the odds of Moderate Balanced to move above the current price in 90 days from now is about 14.2 (This Moderate Balanced Allocation probability density function shows the probability of Moderate Mutual Fund to fall within a particular range of prices over 90 days) .
Assuming the 90 days horizon Moderate Balanced has a beta of 0.8. This usually implies as returns on the market go up, Moderate Balanced average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Moderate Balanced Allocation will be expected to be much smaller as well. Additionally Moderate Balanced Allocation has an alpha of 0.0987, implying that it can generate a 0.0987 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   Moderate Balanced Price Density   
       Price  

Predictive Modules for Moderate Balanced

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Moderate Balanced. Regardless of method or technology, however, to accurately forecast the mutual fund market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the mutual fund market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Moderate Balanced's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
10.9012.0913.28
Details
Intrinsic
Valuation
LowRealHigh
11.7812.9714.16
Details
Naive
Forecast
LowNextHigh
11.1312.3213.52
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
11.9212.0612.19
Details

Moderate Balanced Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Moderate Balanced is not an exception. The market had few large corrections towards the Moderate Balanced's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Moderate Balanced Allocation, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Moderate Balanced within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.1
β
Beta against Dow Jones0.80
σ
Overall volatility
0.56
Ir
Information ratio 0.08

Moderate Balanced Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Moderate Balanced for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Moderate Balanced can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
The fund maintains about 16.07% of its assets in cash

Moderate Balanced Fundamentals Growth

Moderate Mutual Fund prices reflect investors' perceptions of the future prospects and financial health of Moderate Balanced, and Moderate Balanced fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Moderate Mutual Fund performance.

About Moderate Balanced Performance

Evaluating Moderate Balanced's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if Moderate Balanced has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Moderate Balanced has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
The Portfolios main investment strategy is to invest in other Saratoga Advantage Trust mutual funds andor unaffiliated registered investment companies and exchange-traded funds . It will invest in equity, fixed income and alternative instruments through its investments in the underlying funds.

Things to note about Moderate Balanced performance evaluation

Checking the ongoing alerts about Moderate Balanced for important developments is a great way to find new opportunities for your next move. Mutual Fund alerts and notifications screener for Moderate Balanced help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
The fund maintains about 16.07% of its assets in cash
Evaluating Moderate Balanced's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Moderate Balanced's mutual fund performance include:
  • Analyzing Moderate Balanced's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Moderate Balanced's stock is overvalued or undervalued compared to its peers.
  • Examining Moderate Balanced's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Moderate Balanced's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Moderate Balanced's management team can help you assess the Mutual Fund's leadership.
  • Pay attention to analyst opinions and ratings of Moderate Balanced's mutual fund. These opinions can provide insight into Moderate Balanced's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Moderate Balanced's mutual fund performance is not an exact science, and many factors can impact Moderate Balanced's mutual fund market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Other Information on Investing in Moderate Mutual Fund

Moderate Balanced financial ratios help investors to determine whether Moderate Mutual Fund is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Moderate with respect to the benefits of owning Moderate Balanced security.
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