Temenos Group (Switzerland) Performance
| TEMN Stock | CHF 56.35 1.05 1.83% |
The entity has a beta of 0.23, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Temenos Group's returns are expected to increase less than the market. However, during the bear market, the loss of holding Temenos Group is expected to be smaller as well. At this point, Temenos Group AG has a negative expected return of -0.0342%. Please make sure to validate Temenos Group's total risk alpha, maximum drawdown, skewness, as well as the relationship between the treynor ratio and potential upside , to decide if Temenos Group AG performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
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Over the last 90 days Temenos Group AG has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of fairly stable basic indicators, Temenos Group is not utilizing all of its potentials. The latest stock price fuss, may contribute to near-short-term losses for the sophisticated investors. ...more
| Begin Period Cash Flow | 110.2 M | |
| Total Cashflows From Investing Activities | -131.5 M |
Temenos |
Temenos Group Relative Risk vs. Return Landscape
If you would invest 5,810 in Temenos Group AG on August 28, 2024 and sell it today you would lose (175.00) from holding Temenos Group AG or give up 3.01% of portfolio value over 90 days. Temenos Group AG is generating negative expected returns and assumes 1.6182% volatility on return distribution over the 90 days horizon. Simply put, 14% of stocks are less volatile than Temenos, and 99% of all equity instruments are likely to generate higher returns than the company over the next 90 trading days. Expected Return |
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Temenos Group Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Temenos Group's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Temenos Group AG, and traders can use it to determine the average amount a Temenos Group's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0211
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Estimated Market Risk
| 1.62 actual daily | 14 86% of assets are more volatile |
Expected Return
| -0.03 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.02 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Temenos Group is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Temenos Group by adding Temenos Group to a well-diversified portfolio.
Temenos Group Fundamentals Growth
Temenos Stock prices reflect investors' perceptions of the future prospects and financial health of Temenos Group, and Temenos Group fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Temenos Stock performance.
| Return On Equity | 0.32 | |||
| Return On Asset | 0.059 | |||
| Profit Margin | 0.15 % | |||
| Operating Margin | 0.21 % | |||
| Current Valuation | 4.63 B | |||
| Shares Outstanding | 71.77 M | |||
| Price To Earning | 67.86 X | |||
| Price To Book | 8.55 X | |||
| Price To Sales | 3.81 X | |||
| Revenue | 967 M | |||
| EBITDA | 384.98 M | |||
| Cash And Equivalents | 87.28 M | |||
| Cash Per Share | 1.24 X | |||
| Total Debt | 748.85 M | |||
| Debt To Equity | 207.40 % | |||
| Book Value Per Share | 6.81 X | |||
| Cash Flow From Operations | 460.13 M | |||
| Earnings Per Share | 2.17 X | |||
| Total Asset | 2.23 B | |||
About Temenos Group Performance
Evaluating Temenos Group's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if Temenos Group has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Temenos Group has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
Temenos AG, together with its subsidiaries, develops, markets, and sells integrated banking software systems primarily to banking and other financial institutions worldwide. Temenos AG was founded in 1993 and is headquartered in Geneva, Switzerland. TEMENOS N operates under Software - Infrastructure classification in Switzerland and is traded on Switzerland Exchange. It employs 5352 people.Things to note about Temenos Group AG performance evaluation
Checking the ongoing alerts about Temenos Group for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Temenos Group AG help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Temenos Group AG generated a negative expected return over the last 90 days | |
| Temenos Group AG has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations | |
| Temenos Group AG has accumulated 748.85 M in total debt with debt to equity ratio (D/E) of 207.4, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Temenos Group AG has a current ratio of 0.81, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Temenos Group until it has trouble settling it off, either with new capital or with free cash flow. So, Temenos Group's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Temenos Group AG sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Temenos to invest in growth at high rates of return. When we think about Temenos Group's use of debt, we should always consider it together with cash and equity. | |
| About 61.0% of Temenos Group shares are owned by institutional investors |
- Analyzing Temenos Group's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Temenos Group's stock is overvalued or undervalued compared to its peers.
- Examining Temenos Group's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Temenos Group's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Temenos Group's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Temenos Group's stock. These opinions can provide insight into Temenos Group's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Temenos Stock Analysis
When running Temenos Group's price analysis, check to measure Temenos Group's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Temenos Group is operating at the current time. Most of Temenos Group's value examination focuses on studying past and present price action to predict the probability of Temenos Group's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Temenos Group's price. Additionally, you may evaluate how the addition of Temenos Group to your portfolios can decrease your overall portfolio volatility.