Terme Bancorp Stock Performance
| TMEB Stock | USD 0.0001 0.00 0.00% |
The entity has a beta of 0.0, which indicates not very significant fluctuations relative to the market. the returns on MARKET and Terme Bancorp are completely uncorrelated.
Risk-Adjusted Performance
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Over the last 90 days Terme Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite somewhat strong technical and fundamental indicators, Terme Bancorp is not utilizing all of its potentials. The current stock price disturbance, may contribute to short-term losses for the investors. ...more
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Terme Bancorp Relative Risk vs. Return Landscape
If you would invest 0.01 in Terme Bancorp on September 28, 2025 and sell it today you would earn a total of 0.00 from holding Terme Bancorp or generate 0.0% return on investment over 90 days. Terme Bancorp is currently does not generate positive expected returns and assumes 0.0% risk (volatility on return distribution) over the 90 days horizon. In different words, 0% of pink sheets are less volatile than Terme, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
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Terme Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Terme Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Terme Bancorp, and traders can use it to determine the average amount a Terme Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0
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Based on monthly moving average Terme Bancorp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Terme Bancorp by adding Terme Bancorp to a well-diversified portfolio.
Terme Bancorp Fundamentals Growth
Terme Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Terme Bancorp, and Terme Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Terme Pink Sheet performance.
| Return On Asset | -0.0777 | |||
| Operating Margin | 2.85 % | |||
| Current Valuation | 44.46 M | |||
| Shares Outstanding | 3.19 M | |||
| Revenue | (4.14 M) | |||
| Cash And Equivalents | 9.65 M | |||
| Cash Per Share | 3.40 X | |||
| Total Debt | 30.24 M | |||
| Book Value Per Share | (7.67) X | |||
| Cash Flow From Operations | (5.93 M) | |||
| Earnings Per Share | (4.13) X | |||
| Total Asset | 79.13 M | |||
| Retained Earnings | (2.05 M) | |||
About Terme Bancorp Performance
By analyzing Terme Bancorp's fundamental ratios, stakeholders can gain valuable insights into Terme Bancorp's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Terme Bancorp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Terme Bancorp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Terme Bancorp, Inc. is a holding company, which through its subsidiaries, provides financial services which includes mortgage brokerage, and global electronic money services to consumers by offering general-purpose reloadable cards. Terme Bancorp, Inc. was incorporated in 1987 and is based in Chicago, Illinois. Terme Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange.Things to note about Terme Bancorp performance evaluation
Checking the ongoing alerts about Terme Bancorp for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Terme Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Terme Bancorp generated a negative expected return over the last 90 days | |
| Terme Bancorp has some characteristics of a very speculative penny stock | |
| Net Loss for the year was (11.71 M) with loss before overhead, payroll, taxes, and interest of (4.14 M). | |
| Terme Bancorp currently holds about 9.65 M in cash with (5.93 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.4, which can makes it an attractive takeover target, given it will continue generating positive cash flow. |
- Analyzing Terme Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Terme Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining Terme Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Terme Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Terme Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Terme Bancorp's pink sheet. These opinions can provide insight into Terme Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Terme Pink Sheet analysis
When running Terme Bancorp's price analysis, check to measure Terme Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Terme Bancorp is operating at the current time. Most of Terme Bancorp's value examination focuses on studying past and present price action to predict the probability of Terme Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Terme Bancorp's price. Additionally, you may evaluate how the addition of Terme Bancorp to your portfolios can decrease your overall portfolio volatility.
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