United Bancshares Stock Performance
| UBOH Stock | USD 41.27 0.89 2.11% |
On a scale of 0 to 100, United Bancshares holds a performance score of 10. The entity has a beta of 0.12, which indicates not very significant fluctuations relative to the market. As returns on the market increase, United Bancshares' returns are expected to increase less than the market. However, during the bear market, the loss of holding United Bancshares is expected to be smaller as well. Please check United Bancshares' sortino ratio, skewness, price action indicator, as well as the relationship between the potential upside and rate of daily change , to make a quick decision on whether United Bancshares' existing price patterns will revert.
Risk-Adjusted Performance
Fair
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in United Bancshares are ranked lower than 10 (%) of all global equities and portfolios over the last 90 days. Despite fairly unsteady basic indicators, United Bancshares demonstrated solid returns over the last few months and may actually be approaching a breakup point. ...more
United |
United Bancshares Relative Risk vs. Return Landscape
If you would invest 3,483 in United Bancshares on October 30, 2025 and sell it today you would earn a total of 644.00 from holding United Bancshares or generate 18.49% return on investment over 90 days. United Bancshares is currently generating 0.3092% in daily expected returns and assumes 2.3365% risk (volatility on return distribution) over the 90 days horizon. In different words, 20% of otc stocks are less volatile than United, and 94% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
United Bancshares Target Price Odds to finish over Current Price
The tendency of United OTC Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 41.27 | 90 days | 41.27 | about 22.63 |
Based on a normal probability distribution, the odds of United Bancshares to move above the current price in 90 days from now is about 22.63 (This United Bancshares probability density function shows the probability of United OTC Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days United Bancshares has a beta of 0.12. This usually implies as returns on the market go up, United Bancshares average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding United Bancshares will be expected to be much smaller as well. Additionally United Bancshares has an alpha of 0.2776, implying that it can generate a 0.28 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta). United Bancshares Price Density |
| Price |
Predictive Modules for United Bancshares
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as United Bancshares. Regardless of method or technology, however, to accurately forecast the otc stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the otc stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.United Bancshares Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. United Bancshares is not an exception. The market had few large corrections towards the United Bancshares' value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold United Bancshares, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of United Bancshares within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.28 | |
β | Beta against Dow Jones | 0.12 | |
σ | Overall volatility | 4.34 | |
Ir | Information ratio | 0.09 |
United Bancshares Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of United Bancshares for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for United Bancshares can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| About 23.0% of the company outstanding shares are owned by insiders |
United Bancshares Fundamentals Growth
United OTC Stock prices reflect investors' perceptions of the future prospects and financial health of United Bancshares, and United Bancshares fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United OTC Stock performance.
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0099 | |||
| Profit Margin | 0.24 % | |||
| Operating Margin | 0.27 % | |||
| Current Valuation | (2.22 M) | |||
| Shares Outstanding | 3.24 M | |||
| Price To Earning | 3.63 X | |||
| Price To Book | 0.82 X | |||
| Price To Sales | 1.37 X | |||
| Revenue | 45.64 M | |||
| EBITDA | 19.14 M | |||
| Cash And Equivalents | 103.95 M | |||
| Cash Per Share | 32.08 X | |||
| Total Debt | 19.99 M | |||
| Debt To Equity | 7.51 % | |||
| Book Value Per Share | 22.79 X | |||
| Cash Flow From Operations | 26.44 M | |||
| Earnings Per Share | 3.47 X | |||
| Total Asset | 1.09 B | |||
| Retained Earnings | 58.64 M | |||
About United Bancshares Performance
By evaluating United Bancshares' fundamental ratios, stakeholders can gain valuable insights into United Bancshares' financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if United Bancshares has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if United Bancshares has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. United Bancshares, Inc. was founded in 1904 and is headquartered in Columbus Grove, Ohio. United Bancshares operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 211 people.Things to note about United Bancshares performance evaluation
Checking the ongoing alerts about United Bancshares for important developments is a great way to find new opportunities for your next move. OTC Stock alerts and notifications screener for United Bancshares help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 23.0% of the company outstanding shares are owned by insiders |
- Analyzing United Bancshares' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Bancshares' stock is overvalued or undervalued compared to its peers.
- Examining United Bancshares' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating United Bancshares' management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Bancshares' management team can help you assess the OTC Stock's leadership.
- Pay attention to analyst opinions and ratings of United Bancshares' otc stock. These opinions can provide insight into United Bancshares' potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for United OTC Stock analysis
When running United Bancshares' price analysis, check to measure United Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bancshares is operating at the current time. Most of United Bancshares' value examination focuses on studying past and present price action to predict the probability of United Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bancshares' price. Additionally, you may evaluate how the addition of United Bancshares to your portfolios can decrease your overall portfolio volatility.
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