Bank First National Stock Fundamentals
| BFC Stock | USD 104.62 0.00 0.00% |
Bank First National fundamentals help investors to digest information that contributes to Bank First's financial success or failures. It also enables traders to predict the movement of Bank Stock. The fundamental analysis module provides a way to measure Bank First's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Bank First stock.
At present, Bank First's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling General Administrative is expected to grow to about 42.4 M, whereas Operating Income is forecasted to decline to about 32.3 M. Bank | Select Account or Indicator |
Bank First National Company Operating Margin Analysis
Bank First's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current Bank First Operating Margin | 0.55 % |
Most of Bank First's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Bank First National is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Bank Operating Margin Historical Pattern
Today, most investors in Bank First Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Bank First's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Bank First operating margin as a starting point in their analysis.
Bank First Operating Margin |
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A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
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Bank Pretax Profit Margin
Pretax Profit Margin |
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Based on the recorded statements, Bank First National has an Operating Margin of 0.5466%. This is 97.04% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 109.92% lower than that of the firm.
Bank First National Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Bank First's current stock value. Our valuation model uses many indicators to compare Bank First value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bank First competition to find correlations between indicators driving Bank First's intrinsic value. More Info.Bank First National is rated third in return on equity category among its peers. It is number one stock in return on asset category among its peers reporting about 0.14 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bank First National is roughly 6.94 . At present, Bank First's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Bank First's earnings, one of the primary drivers of an investment's value.Bank Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Bank First's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Bank First could also be used in its relative valuation, which is a method of valuing Bank First by comparing valuation metrics of similar companies.Bank First is currently under evaluation in operating margin category among its peers.
Bank First Current Valuation Drivers
We derive many important indicators used in calculating different scores of Bank First from analyzing Bank First's financial statements. These drivers represent accounts that assess Bank First's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Bank First's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 477.5M | 482.3M | 550.6M | 746.7M | 881.6M | 925.7M | |
| Enterprise Value | 492.8M | 481.9M | 279.2M | 652.8M | 685.5M | 719.8M |
Bank First ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Bank First's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Bank First's managers, analysts, and investors.Environmental | Governance | Social |
Bank Fundamentals
| Return On Equity | 0.14 | |||
| Return On Asset | 0.0198 | |||
| Profit Margin | 0.45 % | |||
| Operating Margin | 0.55 % | |||
| Current Valuation | 992.58 M | |||
| Shares Outstanding | 10.01 M | |||
| Shares Owned By Insiders | 10.02 % | |||
| Shares Owned By Institutions | 30.90 % | |||
| Number Of Shares Shorted | 182.32 K | |||
| Price To Earning | 17.56 X | |||
| Price To Book | 1.64 X | |||
| Price To Sales | 5.70 X | |||
| Revenue | 179.01 M | |||
| Gross Profit | 121.73 M | |||
| EBITDA | 107.19 M | |||
| Net Income | 74.51 M | |||
| Cash And Equivalents | 144.91 M | |||
| Cash Per Share | 16.05 X | |||
| Total Debt | 51.39 M | |||
| Debt To Equity | 9.07 % | |||
| Book Value Per Share | 62.82 X | |||
| Cash Flow From Operations | 58.08 M | |||
| Short Ratio | 13.07 X | |||
| Earnings Per Share | 8.14 X | |||
| Target Price | 104.5 | |||
| Number Of Employees | 364 | |||
| Beta | 0.3 | |||
| Market Capitalization | 1.05 B | |||
| Total Asset | 4.22 B | |||
| Retained Earnings | 348 M | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 1.23 % | |||
| Net Asset | 4.22 B | |||
| Last Dividend Paid | 1.4 |
About Bank First Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Bank First National's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Bank First using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Bank First National based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 179 M | 188 M | |
| Cost Of Revenue | -355.5 K | -337.7 K | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.23 | 0.21 | |
| Capex To Revenue | 0.08 | 0.11 | |
| Revenue Per Share | 17.60 | 18.48 | |
| Ebit Per Revenue | 0.31 | 0.30 |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Bank First National offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank First's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank First National Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank First National Stock:Check out Bank First Piotroski F Score and Bank First Altman Z Score analysis. You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank First. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.158 | Dividend Share 1.4 | Earnings Share 8.14 | Revenue Per Share 18.208 | Quarterly Revenue Growth 0.037 |
The market value of Bank First National is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank First's value that differs from its market value or its book value, called intrinsic value, which is Bank First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank First's market value can be influenced by many factors that don't directly affect Bank First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.