Business First Bancshares Stock Probability Of Bankruptcy

Name: Business First Next Fiscal Year End
Start: 2025-01-28
End: 2025-01-28
Location: Business First Bancshares

BFST Stock

USD 28.72 0.12 0.42%

Business First's odds of distress is less than 5% at this time. It is unlikely to undergo any financial hardship in the next 24 months. Probability of financial unrest prediction helps decision makers evaluate Business First's chance of financial distress in relation to its going-concern outlook and evaluation. All items used in analyzing the odds of distress are taken from the Business balance sheet, as well as cash flow and income statements available from the company's most recent filings. Check out Business First Piotroski F Score and Business First Altman Z Score analysis.

Market Cap is likely to gain to about 649.1 M in 2024. Enterprise Value is likely to gain to about 1.1 B in 2024

Business First Bancshares Company probability of financial unrest Analysis

Business First's Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.

Probability Of Bankruptcy

Normalized

Z-Score

More About Probability Of Bankruptcy | All Equity Analysis

Current Business First Probability Of Bankruptcy

Less than 5%

Most of Business First's fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Business First Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Our calculation of Business First probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting Business First odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of Business First Bancshares financial health.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Business First. If investors know Business will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Business First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.14)

Dividend Share

0.56

Earnings Share

2.32

Revenue Per Share

9.916

Quarterly Revenue Growth

0.018

The market value of Business First Bancshares is measured differently than its book value, which is the value of Business that is recorded on the company's balance sheet. Investors also form their own opinion of Business First's value that differs from its market value or its book value, called intrinsic value, which is Business First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Business First's market value can be influenced by many factors that don't directly affect Business First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Business First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Business First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Business First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Business Probability Of Bankruptcy Driver Correlations

Understanding the fundamental principles of building solid financial models for Business First is extremely important. It helps to project a fair market value of Business Stock properly, considering its historical fundamentals such as Probability Of Bankruptcy. Since Business First's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Business First's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Business First's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Total Liab	Total Current Assets	Common Stock	Net Tangible Assets	Accounts Payable	Long Term Debt	Net Receivables	Short Term Investments	Long Term Investments	Short Long Term Debt	Short Term Debt	Property Plant Equipment	Current Deferred Revenue	Good Will	Capital Surpluse	Intangible Assets	Earning Assets	Long Term Debt Total	Net Invested Capital	Capital Stock
Total Assets		0.99	0.87	0.98	1.0	0.41	0.89	0.9	-0.6	0.9	-0.64	0.89	0.54	-0.65	0.68	0.99	0.23	0.9	0.9	0.9	0.78	0.97	0.91	0.88
Total Stockholder Equity	0.99		0.86	0.98	0.99	0.45	0.9	0.9	-0.64	0.9	-0.68	0.87	0.52	-0.67	0.69	0.98	0.2	0.91	0.91	0.89	0.8	0.96	0.9	0.87
Net Debt	0.87	0.86		0.93	0.87	0.18	0.67	0.67	-0.39	0.99	-0.41	0.67	0.12	-0.51	0.76	0.8	0.2	0.73	0.72	0.69	0.53	0.95	0.89	0.98
Retained Earnings	0.98	0.98	0.93		0.98	0.32	0.82	0.83	-0.54	0.96	-0.58	0.82	0.4	-0.61	0.78	0.95	0.21	0.84	0.85	0.82	0.7	0.99	0.91	0.93
Total Liab	1.0	0.99	0.87	0.98		0.41	0.89	0.89	-0.59	0.9	-0.64	0.89	0.54	-0.65	0.68	0.99	0.23	0.9	0.9	0.9	0.77	0.97	0.91	0.88
Total Current Assets	0.41	0.45	0.18	0.32	0.41		0.54	0.5	-0.72	0.24	-0.81	0.5	0.31	-0.77	-0.02	0.39	-0.36	0.52	0.47	0.53	0.49	0.33	0.27	0.18
Common Stock	0.89	0.9	0.67	0.82	0.89	0.54		1.0	-0.67	0.71	-0.71	0.95	0.63	-0.67	0.39	0.91	0.17	0.97	0.99	0.96	0.89	0.82	0.9	0.68
Net Tangible Assets	0.9	0.9	0.67	0.83	0.89	0.5	1.0		-0.66	0.72	-0.71	0.95	0.62	-0.65	0.44	0.91	0.17	0.96	0.99	0.95	0.89	0.83	0.9	0.68
Accounts Payable	-0.6	-0.64	-0.39	-0.54	-0.59	-0.72	-0.67	-0.66		-0.46	0.76	-0.63	-0.42	0.92	-0.26	-0.62	0.31	-0.63	-0.61	-0.58	-0.59	-0.49	-0.47	-0.37
Long Term Debt	0.9	0.9	0.99	0.96	0.9	0.24	0.71	0.72	-0.46		-0.49	0.68	0.18	-0.56	0.8	0.83	0.16	0.76	0.76	0.71	0.58	0.96	0.89	0.98
Net Receivables	-0.64	-0.68	-0.41	-0.58	-0.64	-0.81	-0.71	-0.71	0.76	-0.49		-0.63	-0.44	0.71	-0.31	-0.65	0.37	-0.71	-0.68	-0.65	-0.66	-0.55	-0.52	-0.41
Short Term Investments	0.89	0.87	0.67	0.82	0.89	0.5	0.95	0.95	-0.63	0.68	-0.63		0.58	-0.68	0.35	0.9	0.2	0.9	0.92	0.95	0.82	0.84	0.86	0.65
Long Term Investments	0.54	0.52	0.12	0.4	0.54	0.31	0.63	0.62	-0.42	0.18	-0.44	0.58		-0.32	0.09	0.64	0.17	0.52	0.57	0.58	0.55	0.34	0.38	0.23
Short Long Term Debt	-0.65	-0.67	-0.51	-0.61	-0.65	-0.77	-0.67	-0.65	0.92	-0.56	0.71	-0.68	-0.32		-0.32	-0.63	0.33	-0.61	-0.61	-0.6	-0.51	-0.59	-0.54	-0.49
Short Term Debt	0.68	0.69	0.76	0.78	0.68	-0.02	0.39	0.44	-0.26	0.8	-0.31	0.35	0.09	-0.32		0.63	0.19	0.48	0.49	0.38	0.43	0.73	0.61	0.75
Property Plant Equipment	0.99	0.98	0.8	0.95	0.99	0.39	0.91	0.91	-0.62	0.83	-0.65	0.9	0.64	-0.63	0.63		0.24	0.89	0.9	0.9	0.8	0.93	0.87	0.81
Current Deferred Revenue	0.23	0.2	0.2	0.21	0.23	-0.36	0.17	0.17	0.31	0.16	0.37	0.2	0.17	0.33	0.19	0.24		0.28	0.22	0.34	0.38	0.27	0.25	0.21
Good Will	0.9	0.91	0.73	0.84	0.9	0.52	0.97	0.96	-0.63	0.76	-0.71	0.9	0.52	-0.61	0.48	0.89	0.28		0.98	0.97	0.95	0.85	0.91	0.73
Capital Surpluse	0.9	0.91	0.72	0.85	0.9	0.47	0.99	0.99	-0.61	0.76	-0.68	0.92	0.57	-0.61	0.49	0.9	0.22	0.98		0.95	0.91	0.85	0.94	0.74
Intangible Assets	0.9	0.89	0.69	0.82	0.9	0.53	0.96	0.95	-0.58	0.71	-0.65	0.95	0.58	-0.6	0.38	0.9	0.34	0.97	0.95		0.92	0.85	0.87	0.68
Earning Assets	0.78	0.8	0.53	0.7	0.77	0.49	0.89	0.89	-0.59	0.58	-0.66	0.82	0.55	-0.51	0.43	0.8	0.38	0.95	0.91	0.92		0.71	0.77	0.53
Long Term Debt Total	0.97	0.96	0.95	0.99	0.97	0.33	0.82	0.83	-0.49	0.96	-0.55	0.84	0.34	-0.59	0.73	0.93	0.27	0.85	0.85	0.85	0.71		0.92	0.93
Net Invested Capital	0.91	0.9	0.89	0.91	0.91	0.27	0.9	0.9	-0.47	0.89	-0.52	0.86	0.38	-0.54	0.61	0.87	0.25	0.91	0.94	0.87	0.77	0.92		0.89
Capital Stock	0.88	0.87	0.98	0.93	0.88	0.18	0.68	0.68	-0.37	0.98	-0.41	0.65	0.23	-0.49	0.75	0.81	0.21	0.73	0.74	0.68	0.53	0.93	0.89

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The Probability of Bankruptcy SHOULD NOT be confused with the actual chance of a company to file for chapter 7, 11, 12, or 13 bankruptcy protection. Macroaxis simply defines Financial Distress as an operational condition where a company is having difficulty meeting its current financial obligations towards its creditors or delivering on the expectations of its investors. Macroaxis derives these conditions daily from both public financial statements as well as analysis of stock prices reacting to market conditions or economic downturns, including short-term and long-term historical volatility. Other factors taken into account include analysis of liquidity, revenue patterns, R&D expenses, and commitments, as well as public headlines and social sentiment.

Competition

Predict Business First

Based on the latest financial disclosure, Business First Bancshares has a Probability Of Bankruptcy of 5.0%. This is 89.99% lower than that of the Banks sector and significantly higher than that of the Financials industry. The probability of bankruptcy for all United States stocks is 87.45% higher than that of the company.

Business Probability Of Bankruptcy Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Business First's direct or indirect competition against its Probability Of Bankruptcy to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Business First could also be used in its relative valuation, which is a method of valuing Business First by comparing valuation metrics of similar companies.

Business First is currently under evaluation in probability of bankruptcy category among its peers.

Business First Main Bankruptcy Drivers

	2019	2020	2021	2022	2023	2024 (projected)
Return On Assets	0.0105	0.007209	0.011	0.009057	0.0108	0.005668
Net Debt	28.6M	(65.0M)	100.1M	373.1M	390.1M	409.6M
Total Current Liabilities	1.4M	1.5M	7.5M	2.1M	4.8B	5.0B
Non Current Liabilities Total	118M	79.1M	168.4M	2.1M	5.9B	6.2B
Total Assets	2.3B	4.2B	4.7B	6.0B	6.6B	6.9B
Total Current Assets	375.6M	813.6M	1.1B	1.1B	377.2M	692.9M
Total Cash From Operating Activities	24.4M	29.3M	56.4M	69.6M	92.4M	97.0M

Business First ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Business First's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Business First's managers, analysts, and investors.

Environmental

Governance

Social

Business Fundamentals

	Return On Equity	0.0989
	Return On Asset	0.0096
	Profit Margin	0.26 %
	Operating Margin	0.35 %
	Current Valuation	1.02 B
	Shares Outstanding	29.54 M
	Shares Owned By Insiders	5.25 %
	Shares Owned By Institutions	44.21 %
	Number Of Shares Shorted	216.16 K
	Price To Earning	10.67 X
	Price To Book	1.35 X
	Price To Sales	3.40 X
	Revenue	245.83 M
	Gross Profit	218 M
	EBITDA	95.26 M
	Net Income	71.04 M
	Cash And Equivalents	163.81 M
	Cash Per Share	6.53 X
	Total Debt	616.19 M
	Debt To Equity	7.39 %
	Book Value Per Share	24.59 X
	Cash Flow From Operations	92.43 M
	Short Ratio	2.22 X
	Earnings Per Share	2.32 X
	Target Price	32.38
	Number Of Employees	751
	Beta	0.97
	Market Capitalization	848.43 M
	Total Asset	6.58 B
	Retained Earnings	216.12 M
	Annual Yield	0.02 %
	Net Asset	6.58 B
	Last Dividend Paid	0.56

About Business First Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Business First Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Business First using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Business First Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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Additional Tools for Business Stock Analysis

When running Business First's price analysis, check to measure Business First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Business First is operating at the current time. Most of Business First's value examination focuses on studying past and present price action to predict the probability of Business First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Business First's price. Additionally, you may evaluate how the addition of Business First to your portfolios can decrease your overall portfolio volatility.

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Business First Bancshares Stock Probability Of Bankruptcy

Business First Bancshares Company probability of financial unrest Analysis

Probability Of Bankruptcy

Normalized

Z-Score

Current Business First Probability Of Bankruptcy

Business Probability Of Bankruptcy Driver Correlations

Business Probability Of Bankruptcy Peer Comparison

Business First Main Bankruptcy Drivers

Business First ESG Sustainability

Business Fundamentals

About Business First Fundamental Analysis

Thematic Opportunities

Explore Investment Opportunities

Additional Tools for Business Stock Analysis

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