Bankwell Financial Group Stock Probability Of Bankruptcy

BWFG Stock  USD 31.01  0.36  1.15%   
Bankwell Financial's odds of distress is less than 5% at the present time. It is unlikely to undergo any financial straits in the next 24 months. Bankwell Financial's Chance of financial distress is determined by interpolating and adjusting Bankwell Altman Z Score to account for off-balance-sheet items and missing or unfiled public information. All items used in analyzing the odds of distress are taken from the Bankwell balance sheet, as well as cash flow and income statements available from the company's most recent filings. Check out Bankwell Financial Piotroski F Score and Bankwell Financial Altman Z Score analysis.
  
The Bankwell Financial's current Enterprise Value is estimated to increase to about 124.3 M, while Market Cap is projected to decrease to roughly 138.1 M.

Bankwell Financial Group Company chance of financial distress Analysis

Bankwell Financial's Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.

Probability Of Bankruptcy

 = 

Normalized

Z-Score

More About Probability Of Bankruptcy | All Equity Analysis

Current Bankwell Financial Probability Of Bankruptcy

    
  Less than 5%  
Most of Bankwell Financial's fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Bankwell Financial Group is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Our calculation of Bankwell Financial probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting Bankwell Financial odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of Bankwell Financial Group financial health.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bankwell Financial. If investors know Bankwell will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bankwell Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.71)
Dividend Share
0.8
Earnings Share
1.17
Revenue Per Share
8.35
Quarterly Revenue Growth
(0.31)
The market value of Bankwell Financial is measured differently than its book value, which is the value of Bankwell that is recorded on the company's balance sheet. Investors also form their own opinion of Bankwell Financial's value that differs from its market value or its book value, called intrinsic value, which is Bankwell Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bankwell Financial's market value can be influenced by many factors that don't directly affect Bankwell Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bankwell Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bankwell Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bankwell Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Bankwell Probability Of Bankruptcy Driver Correlations

Understanding the fundamental principles of building solid financial models for Bankwell Financial is extremely important. It helps to project a fair market value of Bankwell Stock properly, considering its historical fundamentals such as Probability Of Bankruptcy. Since Bankwell Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Bankwell Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Bankwell Financial's interrelated accounts and indicators.
0.99-0.570.980.970.79-0.070.69-0.70.190.88-0.150.850.380.9-0.61-0.620.70.860.70.35-0.72-0.61
0.99-0.470.960.960.780.010.74-0.670.230.83-0.160.870.380.87-0.62-0.530.680.820.730.34-0.71-0.62
-0.57-0.47-0.61-0.54-0.230.5-0.160.290.24-0.620.11-0.44-0.3-0.590.250.92-0.36-0.56-0.07-0.030.370.25
0.980.96-0.610.980.78-0.230.55-0.730.070.93-0.290.80.410.91-0.67-0.670.680.920.660.4-0.77-0.67
0.970.96-0.540.980.87-0.160.55-0.80.10.95-0.340.750.460.88-0.69-0.640.640.950.660.5-0.8-0.69
0.790.78-0.230.780.870.080.41-0.890.080.85-0.390.50.520.67-0.64-0.410.430.880.610.68-0.73-0.64
-0.070.010.5-0.23-0.160.080.450.170.4-0.350.460.06-0.16-0.160.220.550.0-0.340.36-0.130.260.22
0.690.74-0.160.550.550.410.45-0.270.460.320.320.860.170.65-0.08-0.110.570.290.590.06-0.14-0.08
-0.7-0.670.29-0.73-0.8-0.890.17-0.27-0.05-0.80.42-0.46-0.39-0.650.520.45-0.37-0.86-0.4-0.780.610.52
0.190.230.240.070.10.080.40.46-0.05-0.170.320.28-0.560.06-0.050.290.43-0.120.450.090.03-0.05
0.880.83-0.620.930.950.85-0.350.32-0.8-0.17-0.460.60.620.82-0.68-0.750.50.990.480.51-0.81-0.68
-0.15-0.160.11-0.29-0.34-0.390.460.320.420.32-0.460.18-0.44-0.080.550.360.2-0.50.1-0.630.520.55
0.850.87-0.440.80.750.50.060.86-0.460.280.60.180.230.9-0.23-0.360.790.560.650.13-0.33-0.23
0.380.38-0.30.410.460.52-0.160.17-0.39-0.560.62-0.440.230.42-0.24-0.510.040.59-0.030.36-0.37-0.24
0.90.87-0.590.910.880.67-0.160.65-0.650.060.82-0.080.90.42-0.35-0.580.770.790.620.37-0.49-0.35
-0.61-0.620.25-0.67-0.69-0.640.22-0.080.52-0.05-0.680.55-0.23-0.24-0.350.42-0.26-0.72-0.53-0.440.971.0
-0.62-0.530.92-0.67-0.64-0.410.55-0.110.450.29-0.750.36-0.36-0.51-0.580.42-0.29-0.71-0.05-0.250.530.42
0.70.68-0.360.680.640.430.00.57-0.370.430.50.20.790.040.77-0.26-0.290.480.760.17-0.34-0.26
0.860.82-0.560.920.950.88-0.340.29-0.86-0.120.99-0.50.560.590.79-0.72-0.710.480.480.59-0.84-0.72
0.70.73-0.070.660.660.610.360.59-0.40.450.480.10.65-0.030.62-0.53-0.050.760.480.22-0.54-0.53
0.350.34-0.030.40.50.68-0.130.06-0.780.090.51-0.630.130.360.37-0.44-0.250.170.590.22-0.45-0.44
-0.72-0.710.37-0.77-0.8-0.730.26-0.140.610.03-0.810.52-0.33-0.37-0.490.970.53-0.34-0.84-0.54-0.450.97
-0.61-0.620.25-0.67-0.69-0.640.22-0.080.52-0.05-0.680.55-0.23-0.24-0.351.00.42-0.26-0.72-0.53-0.440.97
Click cells to compare fundamentals
The Probability of Bankruptcy SHOULD NOT be confused with the actual chance of a company to file for chapter 7, 11, 12, or 13 bankruptcy protection. Macroaxis simply defines Financial Distress as an operational condition where a company is having difficulty meeting its current financial obligations towards its creditors or delivering on the expectations of its investors. Macroaxis derives these conditions daily from both public financial statements as well as analysis of stock prices reacting to market conditions or economic downturns, including short-term and long-term historical volatility. Other factors taken into account include analysis of liquidity, revenue patterns, R&D expenses, and commitments, as well as public headlines and social sentiment.
Competition

Based on the latest financial disclosure, Bankwell Financial Group has a Probability Of Bankruptcy of 5.0%. This is 89.99% lower than that of the Banks sector and significantly higher than that of the Financials industry. The probability of bankruptcy for all United States stocks is 87.45% higher than that of the company.

Bankwell Probability Of Bankruptcy Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Bankwell Financial's direct or indirect competition against its Probability Of Bankruptcy to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Bankwell Financial could also be used in its relative valuation, which is a method of valuing Bankwell Financial by comparing valuation metrics of similar companies.
5.00100.00100.00100.00100%
Bankwell Financial is currently under evaluation in probability of bankruptcy category among its peers.

Bankwell Financial Main Bankruptcy Drivers

202020212022202320242025 (projected)
Return On Assets0.0096780.002620.01080.01150.01140.0103
Asset Turnover0.02560.02990.03010.03090.03550.041
Net Debt(205.1M)(207.2M)(186.0M)(108.3M)(97.5M)(92.6M)
Total Current Liabilities1.2B1.7B7.4M34.7M39.9M37.9M
Non Current Liabilities Total200.3M84.4M3.0B2.9B3.4B3.5B
Total Assets2.3B2.5B3.3B3.2B3.7B3.9B
Total Current Assets500.5M389.3M461.7M269.2M309.5M294.1M
Total Cash From Operating Activities(1.5M)34.6M82.7M31.9M36.7M18.7M

Bankwell Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Bankwell Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Bankwell Financial's managers, analysts, and investors.
91.3%
Environmental
89.7%
Governance
Social

Bankwell Fundamentals

Return On Equity0.0348
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-250%-200%-150%-100%-50%
Return On Asset0.0029
Profit Margin0.14 %
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-200%-150%-100%-50%
Operating Margin0.26 %
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-1,200%-1,000%-800%-600%-400%-200%
Current Valuation88.6 M
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-200%0%200%400%600%800%1,000%
Shares Outstanding7.86 M
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31100%200%300%400%500%
Shares Owned By Insiders12.05 %
Shares Owned By Institutions49.74 %
Number Of Shares Shorted100.87 K
Price To Earning24.09 X
Price To Book0.91 X
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-60%-50%-40%-30%-20%-10%
Price To Sales3.79 X
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-80%-60%-40%-20%
Revenue191.99 M
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-311,000%2,000%3,000%4,000%5,000%6,000%
Gross Profit64.38 M
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-311,000%2,000%3,000%4,000%5,000%6,000%
EBITDA51.67 M
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-35,000%-30,000%-25,000%-20,000%-15,000%-10,000%-5,000%
Net Income36.66 M
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-4,000%-3,000%-2,000%-1,000%
Cash And Equivalents178.33 M
Cash Per Share23.57 X
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-311,000%2,000%3,000%4,000%5,000%6,000%
Total Debt159.21 M
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31200%400%600%800%1,000%1,200%
Debt To Equity9.10 %
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-70%-60%-50%-40%-30%-20%-10%0%
Book Value Per Share35.38 X
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-311,000%2,000%3,000%4,000%
Cash Flow From Operations31.93 M
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-310%1,000%2,000%3,000%4,000%5,000%
Short Ratio6.97 X
Earnings Per Share1.17 X
Target Price40.0
Number Of Employees147
Beta0.86
Market Capitalization243.73 M
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31200%400%600%800%1,000%
Total Asset3.22 B
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-311,000%2,000%3,000%4,000%5,000%
Retained Earnings149.17 M
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-5,000%-4,000%-3,000%-2,000%-1,000%
Annual Yield0.03 %
Five Year Return2.03 %
Net Asset3.22 B
Last Dividend Paid0.8

About Bankwell Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Bankwell Financial Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Bankwell Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Bankwell Financial Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Currently Active Assets on Macroaxis

When determining whether Bankwell Financial is a strong investment it is important to analyze Bankwell Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Bankwell Financial's future performance. For an informed investment choice regarding Bankwell Stock, refer to the following important reports:
Check out Bankwell Financial Piotroski F Score and Bankwell Financial Altman Z Score analysis.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bankwell Financial. If investors know Bankwell will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bankwell Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.71)
Dividend Share
0.8
Earnings Share
1.17
Revenue Per Share
8.35
Quarterly Revenue Growth
(0.31)
The market value of Bankwell Financial is measured differently than its book value, which is the value of Bankwell that is recorded on the company's balance sheet. Investors also form their own opinion of Bankwell Financial's value that differs from its market value or its book value, called intrinsic value, which is Bankwell Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bankwell Financial's market value can be influenced by many factors that don't directly affect Bankwell Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bankwell Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bankwell Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bankwell Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.