Diebold Nixdorf Incorporated Z Score

DBD Stock  USD 78.01  -0.90  -1.14%   

The Z-Score combines five ratios spanning liquidity, profitability, leverage, and efficiency into one composite. The latest calculation places Diebold Nixdorf at a Z-Score of 2.93, within the transition range. Diebold Nixdorf operates outside the asset-intensive profile the Z-Score was calibrated against, so readings should be contextualized with margin, cash flow, and sector-specific health measures.

Diebold Nixdorf Altman Z-Score
    
  2.93  

Reading Diebold Nixdorf Z-Score

Above 3.0: stronger financial health band
2.7-3.0: transition band
1.8-2.7: monitoring band
Below 1.8: higher distress probability band

Z-Score Importance for Diebold Nixdorf

In practice, Z-Score serves as a first-pass filter for financial risk. Scores deep in the distress band warrant investigation of near-term debt maturities and cash burn, while elevated scores indicate balance sheet capacity for acquisitions, buybacks, or margin compression.

  

Diebold Nixdorf's Z-Score is a linear multi-factor model designed to assess financial distress risk using a weighted combination of accounting ratios. Its interpretation depends on industry context and may be less directly comparable for asset-light business models. The model uses five fundamental business ratios that are weighted according to the algorithm of Professor Edward Altman who developed it in the late 1960s at New York University.

Z Score

 = 

Sum Of

5 Factors

ComponentValueWeightWeighted
Working Capital / Total Assets415.3 million / 3.85 billion1.20.13
Retained Earnings / Total Assets91.9 million / 3.85 billion1.40.03
EBITDA / Total Assets462.1 million / 3.85 billion3.30.4
Market Cap / Total Debt2.7 billion / 1.17 billion0.61.38
Revenue / Total Assets
3.81 billion / 3.85 billion0.9990.99
Z-Score
2.93
Note: Altman's original specification uses EBIT for the third factor. Using EBITDA instead of EBIT may overstate T3, potentially inflating the overall Z-Score relative to the original specification.

Z Score Driver Correlations

The matrix identifies which financial accounts at Diebold Nixdorf share the strongest relationships with Z Score. Highly correlated accounts often share underlying business drivers, while inverse relationships may reflect structural trade-offs.
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Diebold Nixdorf Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

$81.69 million
Accumulated Other Comprehensive Income stood at $77.8 million as of December 31, 2025.

Fundamental Drivers Relationships

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Important Fundamentals

Altman Z-Score Methodology & Financial Data

The Z-Score for Diebold Nixdorf integrates short-term liquidity with longer-term solvency and profitability indicators. Working Capital to Total Assets (X1) measures short-term liquidity relative to overall asset size. Diebold Nixdorf's solvency profile reflects current ratio of 1.12, debt-to-equity of 4.28, working capital of 415.3 million, retained earnings of 91.9 million.

Diebold Nixdorf Incorporated analytics rely on periodic company reporting and market reference feeds, with quality checks and normalization applied. Sell-side coverage, where present, supplements the data shown.

Editorial review and methodology oversight provided by: Gabriel Shpitalnik, Member of Macroaxis Editorial Board