Horizon Bancorp Stock Current Valuation
| HBNC Stock | USD 18.52 0.24 1.31% |
Valuation analysis of Horizon Bancorp helps investors to measure Horizon Bancorp's intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. The current year's Enterprise Value is expected to grow to about 1 B, whereas Enterprise Value Over EBITDA is forecasted to decline to 12.78. Fundamental drivers impacting Horizon Bancorp's valuation include:
Price Book 1.0465 | Enterprise Value 1.8 B | Price Sales 4.3497 | Forward PE 10.627 | Trailing PE 38.0833 |
Overvalued
Today
Please note that Horizon Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of Horizon Bancorp is based on 3 months time horizon. Increasing Horizon Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Horizon Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Horizon Stock. However, Horizon Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.52 | Real 15.23 | Target 12.9 | Hype 18.43 | Naive 17.85 |
The real value of Horizon Stock, also known as its intrinsic value, is the underlying worth of Horizon Bancorp Company, which is reflected in its stock price. It is based on Horizon Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Horizon Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Horizon Bancorp helps investors to forecast how Horizon stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Horizon Bancorp more accurately as focusing exclusively on Horizon Bancorp's fundamentals will not take into account other important factors: Horizon Bancorp Company Current Valuation Analysis
Horizon Bancorp's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current Horizon Bancorp Current Valuation | 1.82 B |
Most of Horizon Bancorp's fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Horizon Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Horizon Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for Horizon Bancorp is extremely important. It helps to project a fair market value of Horizon Stock properly, considering its historical fundamentals such as Current Valuation. Since Horizon Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Horizon Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Horizon Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Horizon Current Valuation Historical Pattern
Today, most investors in Horizon Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Horizon Bancorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current valuation growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Horizon Bancorp current valuation as a starting point in their analysis.
Horizon Bancorp Current Valuation |
| Timeline |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, Horizon Bancorp has a Current Valuation of 1.82 B. This is 94.46% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 89.06% higher than that of the company.
Horizon Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Horizon Bancorp's direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Horizon Bancorp could also be used in its relative valuation, which is a method of valuing Horizon Bancorp by comparing valuation metrics of similar companies.Horizon Bancorp is currently under evaluation in current valuation category among its peers.
Horizon Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Horizon Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Horizon Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Horizon Fundamentals
| Return On Equity | 0.0291 | |||
| Return On Asset | 0.0027 | |||
| Profit Margin | 0.11 % | |||
| Operating Margin | 0.35 % | |||
| Current Valuation | 1.82 B | |||
| Shares Outstanding | 43.72 M | |||
| Shares Owned By Insiders | 2.95 % | |||
| Shares Owned By Institutions | 68.91 % | |||
| Number Of Shares Shorted | 570.49 K | |||
| Price To Earning | 9.20 X | |||
| Price To Book | 1.05 X | |||
| Price To Sales | 4.35 X | |||
| Revenue | 220.47 M | |||
| Gross Profit | 245.55 M | |||
| EBITDA | 39 M | |||
| Net Income | 27.98 M | |||
| Cash And Equivalents | 112.47 M | |||
| Cash Per Share | 2.58 X | |||
| Total Debt | 1.47 B | |||
| Debt To Equity | 8.94 % | |||
| Book Value Per Share | 17.27 X | |||
| Cash Flow From Operations | 81.44 M | |||
| Short Ratio | 3.99 X | |||
| Earnings Per Share | 0.48 X | |||
| Target Price | 19.4 | |||
| Number Of Employees | 818 | |||
| Beta | 1.02 | |||
| Market Capitalization | 799.11 M | |||
| Total Asset | 7.93 B | |||
| Retained Earnings | 429.02 M | |||
| Annual Yield | 0.04 % | |||
| Five Year Return | 2.77 % | |||
| Net Asset | 7.93 B | |||
| Last Dividend Paid | 0.64 |
About Horizon Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Horizon Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Horizon Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Horizon Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Horizon Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horizon Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horizon Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horizon Bancorp Stock:Check out Horizon Bancorp Piotroski F Score and Horizon Bancorp Altman Z Score analysis. For information on how to trade Horizon Stock refer to our How to Trade Horizon Stock guide.You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horizon Bancorp. If investors know Horizon will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horizon Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.108 | Dividend Share 0.64 | Earnings Share 0.48 | Revenue Per Share 4.205 | Quarterly Revenue Growth 0.069 |
The market value of Horizon Bancorp is measured differently than its book value, which is the value of Horizon that is recorded on the company's balance sheet. Investors also form their own opinion of Horizon Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Horizon Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horizon Bancorp's market value can be influenced by many factors that don't directly affect Horizon Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horizon Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horizon Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horizon Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.