Metrocity Bankshares Stock Retained Earnings

MCBS Stock

USD 34.34 0.07 0.20%

MetroCity Bankshares fundamentals help investors to digest information that contributes to MetroCity Bankshares' financial success or failures. It also enables traders to predict the movement of MetroCity Stock. The fundamental analysis module provides a way to measure MetroCity Bankshares' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to MetroCity Bankshares stock.

	Last Reported	Projected for Next Year
Retained Earnings	315.4 M	161.2 M
Retained Earnings Total Equity	328.7 M	261.5 M

Retained Earnings is likely to drop to about 161.2 M in 2024. Retained Earnings Total Equity is likely to drop to about 261.5 M in 2024.

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MetroCity Bankshares Company Retained Earnings Analysis

MetroCity Bankshares' Retained Earnings is a balance sheet account that refers to the portion of company income that is retained by the firm. In other words, it is a part of earnings that is not paid out as dividends or otherwise distributed to owners. Retained Earnings are calculated by adding net income to last period retained earnings and subtracting any dividends paid to owners.

Retained Earnings

Beginning RE + Income

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Dividends

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Current MetroCity Bankshares Retained Earnings

315.36 M

Most of MetroCity Bankshares' fundamental indicators, such as Retained Earnings, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, MetroCity Bankshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

MetroCity Retained Earnings Driver Correlations

Understanding the fundamental principles of building solid financial models for MetroCity Bankshares is extremely important. It helps to project a fair market value of MetroCity Stock properly, considering its historical fundamentals such as Retained Earnings. Since MetroCity Bankshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of MetroCity Bankshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of MetroCity Bankshares' interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Total Liab	Total Current Assets	Intangible Assets	Common Stock	Net Tangible Assets	Accounts Payable	Long Term Debt	Net Receivables	Long Term Investments	Short Long Term Debt	Short Term Debt	Property Plant Equipment	Short Term Investments	Long Term Debt Total	Capital Surpluse	Earning Assets	Net Invested Capital	Capital Stock	Current Deferred Revenue
Total Assets		0.98	0.63	0.99	1.0	0.02	0.01	0.89	0.98	-0.66	0.91	0.98	-0.35	-0.14	-0.44	0.72	-0.67	-0.9	0.74	-0.66	0.9	0.86	-0.23
Total Stockholder Equity	0.98		0.55	1.0	0.98	-0.01	0.1	0.94	1.0	-0.69	0.83	0.98	-0.45	-0.19	-0.49	0.78	-0.75	-0.92	0.81	-0.69	0.85	0.9	-0.26
Net Debt	0.63	0.55		0.56	0.63	-0.19	-0.69	0.36	0.55	-0.26	0.7	0.66	0.1	0.19	-0.09	0.06	-0.18	-0.59	0.23	-0.27	0.77	0.46	-0.35
Retained Earnings	0.99	1.0	0.56		0.98	0.0	0.1	0.93	1.0	-0.69	0.84	0.98	-0.44	-0.19	-0.49	0.77	-0.75	-0.91	0.8	-0.69	0.85	0.9	-0.25
Total Liab	1.0	0.98	0.63	0.98		0.02	0.0	0.89	0.98	-0.66	0.92	0.98	-0.33	-0.13	-0.44	0.71	-0.66	-0.89	0.73	-0.65	0.91	0.85	-0.22
Total Current Assets	0.02	-0.01	-0.19	0.0	0.02		0.14	0.09	-0.03	-0.57	-0.03	-0.03	-0.52	0.48	0.39	0.19	-0.22	0.19	-0.19	-0.41	-0.24	-0.28	0.13
Intangible Assets	0.01	0.1	-0.69	0.1	0.0	0.14		0.22	0.09	-0.12	-0.17	-0.02	-0.47	-0.25	-0.21	0.54	-0.45	-0.08	0.37	-0.35	-0.25	0.16	0.29
Common Stock	0.89	0.94	0.36	0.93	0.89	0.09	0.22		0.92	-0.82	0.74	0.89	-0.62	-0.16	-0.43	0.91	-0.8	-0.88	0.9	-0.69	0.71	0.91	-0.23
Net Tangible Assets	0.98	1.0	0.55	1.0	0.98	-0.03	0.09	0.92		-0.66	0.83	0.99	-0.41	-0.21	-0.49	0.76	-0.73	-0.91	0.8	-0.67	0.85	0.9	-0.28
Accounts Payable	-0.66	-0.69	-0.26	-0.69	-0.66	-0.57	-0.12	-0.82	-0.66		-0.51	-0.64	0.8	-0.14	0.16	-0.77	0.74	0.59	-0.59	0.72	-0.41	-0.57	0.17
Long Term Debt	0.91	0.83	0.7	0.84	0.92	-0.03	-0.17	0.74	0.83	-0.51		0.87	-0.07	-0.02	-0.29	0.56	-0.38	-0.79	0.59	-0.49	0.96	0.73	-0.13
Net Receivables	0.98	0.98	0.66	0.98	0.98	-0.03	-0.02	0.89	0.99	-0.64	0.87		-0.36	-0.13	-0.42	0.7	-0.68	-0.92	0.76	-0.65	0.88	0.88	-0.3
Long Term Investments	-0.35	-0.45	0.1	-0.44	-0.33	-0.52	-0.47	-0.62	-0.41	0.8	-0.07	-0.36		-0.2	0.06	-0.75	0.87	0.4	-0.56	0.75	0.02	-0.43	0.18
Short Long Term Debt	-0.14	-0.19	0.19	-0.19	-0.13	0.48	-0.25	-0.16	-0.21	-0.14	-0.02	-0.13	-0.2		0.85	-0.09	-0.04	0.22	-0.25	-0.22	-0.19	-0.26	-0.11
Short Term Debt	-0.44	-0.49	-0.09	-0.49	-0.44	0.39	-0.21	-0.43	-0.49	0.16	-0.29	-0.42	0.06	0.85		-0.36	0.33	0.56	-0.52	0.16	-0.46	-0.57	0.2
Property Plant Equipment	0.72	0.78	0.06	0.77	0.71	0.19	0.54	0.91	0.76	-0.77	0.56	0.7	-0.75	-0.09	-0.36		-0.86	-0.77	0.91	-0.76	0.48	0.82	-0.17
Short Term Investments	-0.67	-0.75	-0.18	-0.75	-0.66	-0.22	-0.45	-0.8	-0.73	0.74	-0.38	-0.68	0.87	-0.04	0.33	-0.86		0.72	-0.78	0.88	-0.37	-0.74	0.3
Long Term Debt Total	-0.9	-0.92	-0.59	-0.91	-0.89	0.19	-0.08	-0.88	-0.91	0.59	-0.79	-0.92	0.4	0.22	0.56	-0.77	0.72		-0.89	0.64	-0.84	-0.95	0.35
Capital Surpluse	0.74	0.81	0.23	0.8	0.73	-0.19	0.37	0.9	0.8	-0.59	0.59	0.76	-0.56	-0.25	-0.52	0.91	-0.78	-0.89		-0.62	0.62	0.95	-0.37
Earning Assets	-0.66	-0.69	-0.27	-0.69	-0.65	-0.41	-0.35	-0.69	-0.67	0.72	-0.49	-0.65	0.75	-0.22	0.16	-0.76	0.88	0.64	-0.62		-0.41	-0.59	0.31
Net Invested Capital	0.9	0.85	0.77	0.85	0.91	-0.24	-0.25	0.71	0.85	-0.41	0.96	0.88	0.02	-0.19	-0.46	0.48	-0.37	-0.84	0.62	-0.41		0.79	-0.24
Capital Stock	0.86	0.9	0.46	0.9	0.85	-0.28	0.16	0.91	0.9	-0.57	0.73	0.88	-0.43	-0.26	-0.57	0.82	-0.74	-0.95	0.95	-0.59	0.79		-0.38
Current Deferred Revenue	-0.23	-0.26	-0.35	-0.25	-0.22	0.13	0.29	-0.23	-0.28	0.17	-0.13	-0.3	0.18	-0.11	0.2	-0.17	0.3	0.35	-0.37	0.31	-0.24	-0.38

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MetroCity Retained Earnings Historical Pattern

Today, most investors in MetroCity Bankshares Stock are looking for potential investment opportunities by analyzing not only static indicators but also various MetroCity Bankshares' growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's retained earnings growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of MetroCity Bankshares retained earnings as a starting point in their analysis.

MetroCity Bankshares Retained Earnings

Timeline

Retained Earnings shows how the firm utilizes its profits over time. In simple terms, investors can think of retained earnings as the amount of profit the company has reinvested in the business since its inceptions. However the methodology to make a decision over how much profit to retain is different between companies in different industries. For example, growing industries tend to retain more of their earnings than more matured industries as they need more assets investment to sustain their growth.

Competition

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Retained Earnings Over Time

Based on the latest financial disclosure, MetroCity Bankshares has a Retained Earnings of 315.36 M. This is 97.93% lower than that of the Banks sector and significantly higher than that of the Financials industry. The retained earnings for all United States stocks is 96.62% higher than that of the company.

MetroCity Retained Earnings Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses MetroCity Bankshares' direct or indirect competition against its Retained Earnings to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of MetroCity Bankshares could also be used in its relative valuation, which is a method of valuing MetroCity Bankshares by comparing valuation metrics of similar companies.

MetroCity Bankshares is currently under evaluation in retained earnings category among its peers.

MetroCity Bankshares Current Valuation Drivers

We derive many important indicators used in calculating different scores of MetroCity Bankshares from analyzing MetroCity Bankshares' financial statements. These drivers represent accounts that assess MetroCity Bankshares' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of MetroCity Bankshares' important valuation drivers and their relationship over time.

	2019	2020	2021	2022	2023	2024 (projected)
Market Cap	429.6M	369.4M	704.0M	549.6M	605.4M	431.3M
Enterprise Value	234.7M	350.0M	781.8M	782.9M	796.9M	453.3M

MetroCity Bankshares ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, MetroCity Bankshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to MetroCity Bankshares' managers, analysts, and investors.

Environmental

Governance

Social

MetroCity Fundamentals

	Return On Equity	0.15
	Return On Asset	0.0168
	Profit Margin	0.44 %
	Operating Margin	0.63 %
	Current Valuation	942.67 M
	Shares Outstanding	25.33 M
	Shares Owned By Insiders	26.21 %
	Shares Owned By Institutions	23.85 %
	Number Of Shares Shorted	106.87 K
	Price To Earning	8.01 X
	Price To Book	2.14 X
	Price To Sales	6.42 X
	Revenue	115.64 M
	Gross Profit	140.33 M
	EBITDA	71.97 M
	Net Income	51.61 M
	Cash And Equivalents	211.25 M
	Cash Per Share	8.35 X
	Total Debt	333.65 M
	Debt To Equity	7.87 %
	Book Value Per Share	16.07 X
	Cash Flow From Operations	78.8 M
	Short Ratio	2.53 X
	Earnings Per Share	2.33 X
	Target Price	34.0
	Number Of Employees	220
	Beta	0.6
	Market Capitalization	869.9 M
	Total Asset	3.5 B
	Retained Earnings	315.36 M
	Annual Yield	0.03 %
	Net Asset	3.5 B
	Last Dividend Paid	0.78

About MetroCity Bankshares Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze MetroCity Bankshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of MetroCity Bankshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of MetroCity Bankshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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When running MetroCity Bankshares' price analysis, check to measure MetroCity Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MetroCity Bankshares is operating at the current time. Most of MetroCity Bankshares' value examination focuses on studying past and present price action to predict the probability of MetroCity Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MetroCity Bankshares' price. Additionally, you may evaluate how the addition of MetroCity Bankshares to your portfolios can decrease your overall portfolio volatility.

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