Prudential Financial Stock Z Score

PRU Stock

USD 128.24 1.98 1.57%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out Prudential Financial Piotroski F Score and Prudential Financial Valuation analysis.

For more information on how to buy Prudential Stock please use our How to Invest in Prudential Financial guide.

At this time, Prudential Financial's Additional Paid In Capital is comparatively stable compared to the past year. Net Invested Capital is likely to gain to about 55.4 B in 2024, whereas Capital Surpluse is likely to drop slightly above 27.4 B in 2024. At this time, Prudential Financial's Income Before Tax is comparatively stable compared to the past year. Extraordinary Items is likely to gain to about 255.6 M in 2024, despite the fact that Gross Profit is likely to grow to (3 B).

Prudential Financial Company Z Score Analysis

Prudential Financial's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Prudential Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for Prudential Financial is extremely important. It helps to project a fair market value of Prudential Stock properly, considering its historical fundamentals such as Z Score. Since Prudential Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Prudential Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Prudential Financial's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Retained Earnings	Accounts Payable	Long Term Debt	Short Term Investments	Total Liab	Net Debt	Net Receivables	Total Current Assets	Short Term Debt	Common Stock	Treasury Stock	Good Will	Intangible Assets	Total Permanent Equity	Deferred Long Term Liab	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Long Term Investments	Short Long Term Debt	Cash And Equivalents	Net Invested Capital	Capital Stock	Current Deferred Revenue
Total Assets		0.79	0.51	0.28	0.52	0.9	1.0	0.4	-0.19	0.57	-0.73	0.12	-0.76	0.41	-0.26	0.38	0.47	0.61	-0.53	0.16	0.73	-0.52	-0.05	0.29	0.12	0.1
Total Stockholder Equity	0.79		0.35	0.21	0.19	0.61	0.75	0.25	-0.3	0.74	-0.35	0.2	-0.36	0.53	-0.15	0.26	0.46	0.91	-0.37	-0.12	0.73	-0.24	-0.41	0.75	0.2	0.26
Retained Earnings	0.51	0.35		0.16	-0.11	0.5	0.51	-0.41	0.03	0.59	-0.41	0.05	-0.68	0.39	-0.76	0.8	0.1	0.31	-0.53	0.45	0.27	-0.63	0.36	-0.12	0.05	-0.05
Accounts Payable	0.28	0.21	0.16		-0.12	0.32	0.28	-0.1	0.08	0.04	-0.38	-0.05	-0.18	0.03	-0.22	0.24	0.49	0.14	-0.48	0.14	0.14	-0.66	0.06	0.05	-0.05	-0.09
Long Term Debt	0.52	0.19	-0.11	-0.12		0.34	0.54	0.81	-0.09	-0.01	-0.57	0.03	-0.47	0.0	0.5	-0.27	-0.03	0.04	0.12	0.07	0.35	-0.02	0.03	-0.03	0.03	0.0
Short Term Investments	0.9	0.61	0.5	0.32	0.34		0.91	0.26	-0.17	0.45	-0.6	0.16	-0.67	0.32	-0.44	0.4	0.47	0.48	-0.53	0.18	0.58	-0.51	0.08	0.15	0.16	0.11
Total Liab	1.0	0.75	0.51	0.28	0.54	0.91		0.41	-0.17	0.54	-0.75	0.11	-0.79	0.39	-0.26	0.38	0.46	0.57	-0.53	0.18	0.71	-0.53	-0.02	0.24	0.11	0.09
Net Debt	0.4	0.25	-0.41	-0.1	0.81	0.26	0.41		-0.43	-0.07	-0.27	0.34	-0.09	-0.08	0.68	-0.62	0.13	0.23	0.28	-0.37	0.27	0.25	-0.38	0.3	0.34	0.36
Net Receivables	-0.19	-0.3	0.03	0.08	-0.09	-0.17	-0.17	-0.43		-0.18	-0.23	-0.95	-0.24	-0.01	-0.25	0.43	-0.1	-0.61	-0.39	0.86	-0.2	-0.29	0.69	-0.55	-0.95	-0.99
Total Current Assets	0.57	0.74	0.59	0.04	-0.01	0.45	0.54	-0.07	-0.18		-0.23	0.16	-0.39	0.72	-0.46	0.38	0.06	0.71	-0.18	0.11	0.48	-0.29	-0.18	0.54	0.16	0.17
Short Term Debt	-0.73	-0.35	-0.41	-0.38	-0.57	-0.6	-0.75	-0.27	-0.23	-0.23		0.3	0.89	-0.29	0.24	-0.43	-0.42	-0.06	0.63	-0.49	-0.5	0.77	-0.26	0.25	0.3	0.31
Common Stock	0.12	0.2	0.05	-0.05	0.03	0.16	0.11	0.34	-0.95	0.16	0.3		0.29	0.0	0.19	-0.42	0.03	0.55	0.44	-0.74	0.02	0.29	-0.54	0.49	1.0	0.95
Treasury Stock	-0.76	-0.36	-0.68	-0.18	-0.47	-0.67	-0.79	-0.09	-0.24	-0.39	0.89	0.29		-0.31	0.46	-0.65	-0.28	-0.08	0.66	-0.58	-0.54	0.72	-0.43	0.32	0.29	0.32
Good Will	0.41	0.53	0.39	0.03	0.0	0.32	0.39	-0.08	-0.01	0.72	-0.29	0.0	-0.31		-0.36	0.33	-0.01	0.47	-0.11	0.19	0.39	-0.38	-0.24	0.36	0.0	0.01
Intangible Assets	-0.26	-0.15	-0.76	-0.22	0.5	-0.44	-0.26	0.68	-0.25	-0.46	0.24	0.19	0.46	-0.36		-0.82	-0.2	-0.08	0.61	-0.48	-0.11	0.62	-0.38	0.23	0.19	0.23
Total Permanent Equity	0.38	0.26	0.8	0.24	-0.27	0.4	0.38	-0.62	0.43	0.38	-0.43	-0.42	-0.65	0.33	-0.82		0.21	0.06	-0.78	0.62	0.34	-0.67	0.49	-0.28	-0.42	-0.44
Deferred Long Term Liab	0.47	0.46	0.1	0.49	-0.03	0.47	0.46	0.13	-0.1	0.06	-0.42	0.03	-0.28	-0.01	-0.2	0.21		0.36	-0.7	-0.04	0.54	-0.34	-0.03	0.17	0.03	0.06
Net Tangible Assets	0.61	0.91	0.31	0.14	0.04	0.48	0.57	0.23	-0.61	0.71	-0.06	0.55	-0.08	0.47	-0.08	0.06	0.36		-0.1	-0.4	0.56	-0.04	-0.59	0.88	0.55	0.59
Long Term Debt Total	-0.53	-0.37	-0.53	-0.48	0.12	-0.53	-0.53	0.28	-0.39	-0.18	0.63	0.44	0.66	-0.11	0.61	-0.78	-0.7	-0.1		-0.51	-0.45	0.71	-0.37	0.21	0.44	0.43
Capital Surpluse	0.16	-0.12	0.45	0.14	0.07	0.18	0.18	-0.37	0.86	0.11	-0.49	-0.74	-0.58	0.19	-0.48	0.62	-0.04	-0.4	-0.51		-0.07	-0.53	0.81	-0.55	-0.74	-0.87
Long Term Investments	0.73	0.73	0.27	0.14	0.35	0.58	0.71	0.27	-0.2	0.48	-0.5	0.02	-0.54	0.39	-0.11	0.34	0.54	0.56	-0.45	-0.07		-0.28	-0.11	0.33	0.02	0.14
Short Long Term Debt	-0.52	-0.24	-0.63	-0.66	-0.02	-0.51	-0.53	0.25	-0.29	-0.29	0.77	0.29	0.72	-0.38	0.62	-0.67	-0.34	-0.04	0.71	-0.53	-0.28		-0.3	0.29	0.29	0.33
Cash And Equivalents	-0.05	-0.41	0.36	0.06	0.03	0.08	-0.02	-0.38	0.69	-0.18	-0.26	-0.54	-0.43	-0.24	-0.38	0.49	-0.03	-0.59	-0.37	0.81	-0.11	-0.3		-0.75	-0.54	-0.69
Net Invested Capital	0.29	0.75	-0.12	0.05	-0.03	0.15	0.24	0.3	-0.55	0.54	0.25	0.49	0.32	0.36	0.23	-0.28	0.17	0.88	0.21	-0.55	0.33	0.29	-0.75		0.49	0.55
Capital Stock	0.12	0.2	0.05	-0.05	0.03	0.16	0.11	0.34	-0.95	0.16	0.3	1.0	0.29	0.0	0.19	-0.42	0.03	0.55	0.44	-0.74	0.02	0.29	-0.54	0.49		0.95
Current Deferred Revenue	0.1	0.26	-0.05	-0.09	0.0	0.11	0.09	0.36	-0.99	0.17	0.31	0.95	0.32	0.01	0.23	-0.44	0.06	0.59	0.43	-0.87	0.14	0.33	-0.69	0.55	0.95

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To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.

Competition

Predict Prudential Financial

Based on the company's disclosures, Prudential Financial has a Z Score of 0.0. This is 100.0% lower than that of the Insurance sector and about the same as Financials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.

Prudential Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Prudential Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Prudential Financial's managers, analysts, and investors.

Environmental

Governance

Social

Prudential Financial Institutional Holders

Institutional Holdings refers to the ownership stake in Prudential Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Prudential Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Prudential Financial's value.

		Shares
Nippon Life Insurance Co.	2024-09-30	2.6 M
Bank Of New York Mellon Corp	2024-06-30	2.5 M
Charles Schwab Investment Management Inc	2024-09-30	2.4 M
Bank Of America Corp	2024-06-30	2 M
Nuveen Asset Management, Llc	2024-06-30	1.7 M
Ameriprise Financial Inc	2024-06-30	1.5 M
Fmr Inc	2024-09-30	1.4 M
Amundi	2024-06-30	1.4 M
Mariner Wealth Advisors Llc	2024-06-30	1.4 M
Vanguard Group Inc	2024-09-30	41.6 M
Blackrock Inc	2024-06-30	31.4 M

Prudential Fundamentals

	Return On Equity	0.14
	Return On Asset	0.0045
	Profit Margin	0.06 %
	Operating Margin	0.03 %
	Current Valuation	61.38 B
	Shares Outstanding	355.93 M
	Shares Owned By Insiders	0.15 %
	Shares Owned By Institutions	59.39 %
	Number Of Shares Shorted	5.65 M
	Price To Earning	134.69 X
	Price To Book	1.45 X
	Price To Sales	0.62 X
	Revenue	(3.17 B)
	Gross Profit	9.95 B
	EBITDA	(116 M)
	Net Income	2.51 B
	Cash And Equivalents	17.25 B
	Cash Per Share	73.82 X
	Total Debt	20.87 B
	Debt To Equity	1.18 %
	Current Ratio	1.19 X
	Book Value Per Share	85.45 X
	Cash Flow From Operations	6.51 B
	Short Ratio	4.32 X
	Earnings Per Share	11.23 X
	Price To Earnings To Growth	0.53 X
	Target Price	128.54
	Number Of Employees	40.37 K
	Beta	1.28
	Market Capitalization	44.94 B
	Total Asset	721.12 B
	Retained Earnings	32.35 B
	Annual Yield	0.04 %
	Five Year Return	4.48 %
	Net Asset	721.12 B
	Last Dividend Paid	5.15

About Prudential Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Prudential Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Prudential Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Prudential Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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When running Prudential Financial's price analysis, check to measure Prudential Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Prudential Financial is operating at the current time. Most of Prudential Financial's value examination focuses on studying past and present price action to predict the probability of Prudential Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Prudential Financial's price. Additionally, you may evaluate how the addition of Prudential Financial to your portfolios can decrease your overall portfolio volatility.

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Prudential Financial Stock Z Score

Prudential Financial Company Z Score Analysis

Z Score

Sum Of

5 Factors

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Prudential Z Score Driver Correlations

Prudential Financial ESG Sustainability

Prudential Financial Institutional Holders

Prudential Fundamentals

About Prudential Financial Fundamental Analysis

Thematic Opportunities

Explore Investment Opportunities

Additional Tools for Prudential Stock Analysis

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