Penns Woods Bancorp Stock Fundamentals
| PWOD Stock | USD 30.41 0.28 0.93% |
Penns Woods Bancorp fundamentals help investors to digest information that contributes to Penns Woods' financial success or failures. It also enables traders to predict the movement of Penns Stock. The fundamental analysis module provides a way to measure Penns Woods' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Penns Woods stock.
At present, Penns Woods' Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Other Operating Expenses is expected to grow to about 66.5 M, whereas Total Revenue is forecasted to decline to about 39.5 M. Penns | Select Account or Indicator |
Penns Woods Bancorp Company Return On Equity Analysis
Penns Woods' Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Penns Woods Return On Equity | 0.1 |
Most of Penns Woods' fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Penns Woods Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Penns Return On Equity Historical Pattern
Today, most investors in Penns Woods Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Penns Woods' growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's return on equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Penns Woods return on equity as a starting point in their analysis.
Penns Woods Return On Equity |
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For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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Penns Total Stockholder Equity
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Based on the latest financial disclosure, Penns Woods Bancorp has a Return On Equity of 0.1034. This is 92.87% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 133.35% lower than that of the firm.
Penns Woods Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Penns Woods's current stock value. Our valuation model uses many indicators to compare Penns Woods value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Penns Woods competition to find correlations between indicators driving Penns Woods's intrinsic value. More Info.Penns Woods Bancorp is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.09 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Penns Woods Bancorp is roughly 11.75 . At present, Penns Woods' Return On Equity is projected to slightly decrease based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value Penns Woods by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Penns Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Penns Woods' direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Penns Woods could also be used in its relative valuation, which is a method of valuing Penns Woods by comparing valuation metrics of similar companies.Penns Woods is currently under evaluation in return on equity category among its peers.
Penns Woods Current Valuation Drivers
We derive many important indicators used in calculating different scores of Penns Woods from analyzing Penns Woods' financial statements. These drivers represent accounts that assess Penns Woods' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Penns Woods' important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 250.3M | 183.2M | 167.0M | 187.9M | 160.1M | 126.0M | |
| Enterprise Value | 372.7M | 131.8M | 87.8M | 406.4M | 523.7M | 549.9M |
Penns Woods ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Penns Woods' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Penns Woods' managers, analysts, and investors.Environmental | Governance | Social |
Penns Fundamentals
| Return On Equity | 0.1 | ||||
| Return On Asset | 0.0088 | ||||
| Profit Margin | 0.29 % | ||||
| Operating Margin | 0.39 % | ||||
| Current Valuation | 519.48 M | ||||
| Shares Outstanding | 7.55 M | ||||
| Shares Owned By Insiders | 4.05 % | ||||
| Shares Owned By Institutions | 24.76 % | ||||
| Number Of Shares Shorted | 16.29 K | ||||
| Price To Earning | 11.75 X | ||||
| Price To Book | 1.13 X | ||||
| Price To Sales | 3.38 X | ||||
| Revenue | 63.34 M | ||||
| Gross Profit | 64.58 M | ||||
| EBITDA | 960 K | ||||
| Net Income | 16.61 M | ||||
| Cash And Equivalents | 36.86 M | ||||
| Cash Per Share | 5.23 X | ||||
| Total Debt | 401.09 M | ||||
| Debt To Equity | 0.67 % | ||||
| Book Value Per Share | 26.96 X | ||||
| Cash Flow From Operations | 18.82 M | ||||
| Short Ratio | 1.46 X | ||||
| Earnings Per Share | 2.64 X | ||||
| Number Of Employees | 308 | ||||
| Beta | 0.46 | ||||
| Market Capitalization | 225.43 M | ||||
| Total Asset | 2.2 B | ||||
| Retained Earnings | 107.24 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 4.91 % | ||||
| Net Asset | 2.2 B | ||||
| Last Dividend Paid | 1.28 |
About Penns Woods Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Penns Woods Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Penns Woods using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Penns Woods Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -4.4 M | -4.6 M | |
| Total Revenue | 63.3 M | 39.5 M | |
| Cost Of Revenue | 11.4 M | 8.5 M | |
| Stock Based Compensation To Revenue | 0.02 | 0.01 | |
| Sales General And Administrative To Revenue | 0.42 | 0.50 | |
| Capex To Revenue | 0.01 | 0.01 | |
| Revenue Per Share | 8.91 | 9.35 | |
| Ebit Per Revenue | 0.50 | 0.47 |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Penns Woods Bancorp is a strong investment it is important to analyze Penns Woods' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Penns Woods' future performance. For an informed investment choice regarding Penns Stock, refer to the following important reports:Check out Penns Woods Piotroski F Score and Penns Woods Altman Z Score analysis. You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Penns Woods. If investors know Penns will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Penns Woods listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.053 | Dividend Share 1.28 | Earnings Share 2.64 | Revenue Per Share 9.122 | Quarterly Revenue Growth 0.21 |
The market value of Penns Woods Bancorp is measured differently than its book value, which is the value of Penns that is recorded on the company's balance sheet. Investors also form their own opinion of Penns Woods' value that differs from its market value or its book value, called intrinsic value, which is Penns Woods' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Penns Woods' market value can be influenced by many factors that don't directly affect Penns Woods' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Penns Woods' value and its price as these two are different measures arrived at by different means. Investors typically determine if Penns Woods is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Penns Woods' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.