Southern States Bancshares Stock Current Ratio

SSBK Stock

USD 37.22 0.20 0.53%

Southern States Bancshares fundamentals help investors to digest information that contributes to Southern States' financial success or failures. It also enables traders to predict the movement of Southern Stock. The fundamental analysis module provides a way to measure Southern States' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Southern States stock.

		Last Reported	Projected for Next Year
	Current Ratio	426.85	448.19

Current Ratio is expected to rise to 448.19 this year.

This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.

Southern States Bancshares Company Current Ratio Analysis

Southern States' Current Ratio is calculated by dividing the Current Assets of a company by its Current Liabilities. It measures whether or not a company has enough cash or liquid assets to pay its current liability over the next fiscal year. The ratio is regarded as a test of liquidity for a company.

Current Southern States Current Ratio

448.19

Most of Southern States' fundamental indicators, such as Current Ratio, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Southern States Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Southern Current Ratio Driver Correlations

Understanding the fundamental principles of building solid financial models for Southern States is extremely important. It helps to project a fair market value of Southern Stock properly, considering its historical fundamentals such as Current Ratio. Since Southern States' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Southern States' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Southern States' interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Tangible Assets	Net Debt	Retained Earnings	Accounts Payable	Net Receivables	Good Will	Total Liab	Total Current Assets	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Long Term Debt	Short Term Investments	Net Invested Capital	Long Term Investments	Short Long Term Debt	Capital Stock	Long Term Debt Total	Capital Surpluse	Current Deferred Revenue
Total Assets		0.99	0.99	0.53	0.98	-0.83	0.97	0.87	1.0	0.89	0.64	0.56	0.94	0.98	0.96	0.99	0.97	0.99	0.63	0.9	0.88	-0.69	0.72
Total Stockholder Equity	0.99		0.99	0.48	0.95	-0.89	0.98	0.92	0.99	0.93	0.64	0.66	0.97	0.99	0.92	0.98	0.94	0.98	0.63	0.9	0.82	-0.68	0.7
Net Tangible Assets	0.99	0.99		0.45	0.96	-0.86	0.97	0.89	0.99	0.93	0.59	0.61	0.95	0.99	0.93	0.98	0.94	0.98	0.58	0.89	0.83	-0.63	0.67
Net Debt	0.53	0.48	0.45		0.61	-0.38	0.59	0.41	0.54	0.19	0.61	0.17	0.39	0.47	0.7	0.56	0.67	0.51	0.61	0.39	0.78	-0.75	0.67
Retained Earnings	0.98	0.95	0.96	0.61		-0.73	0.95	0.79	0.98	0.79	0.67	0.42	0.86	0.93	0.98	0.96	1.0	0.95	0.66	0.84	0.94	-0.71	0.79
Accounts Payable	-0.83	-0.89	-0.86	-0.38	-0.73		-0.9	-0.99	-0.83	-0.89	-0.47	-0.93	-0.94	-0.91	-0.73	-0.82	-0.72	-0.82	-0.46	-0.73	-0.58	0.53	-0.46
Net Receivables	0.97	0.98	0.97	0.59	0.95	-0.9		0.94	0.97	0.86	0.59	0.68	0.93	0.98	0.94	0.96	0.94	0.95	0.59	0.81	0.86	-0.66	0.68
Good Will	0.87	0.92	0.89	0.41	0.79	-0.99	0.94		0.86	0.89	0.52	0.89	0.94	0.94	0.77	0.85	0.77	0.85	0.5	0.74	0.64	-0.56	0.53
Total Liab	1.0	0.99	0.99	0.54	0.98	-0.83	0.97	0.86		0.89	0.64	0.55	0.94	0.98	0.96	0.99	0.97	0.99	0.63	0.89	0.88	-0.69	0.72
Total Current Assets	0.89	0.93	0.93	0.19	0.79	-0.89	0.86	0.89	0.89		0.44	0.73	0.97	0.93	0.76	0.89	0.76	0.92	0.43	0.89	0.59	-0.5	0.43
Short Term Debt	0.64	0.64	0.59	0.61	0.67	-0.47	0.59	0.52	0.64	0.44		0.25	0.59	0.6	0.59	0.64	0.72	0.62	1.0	0.69	0.62	-0.93	0.94
Intangible Assets	0.56	0.66	0.61	0.17	0.42	-0.93	0.68	0.89	0.55	0.73	0.25		0.76	0.69	0.43	0.56	0.4	0.56	0.24	0.49	0.27	-0.31	0.18
Common Stock	0.94	0.97	0.95	0.39	0.86	-0.94	0.93	0.94	0.94	0.97	0.59	0.76		0.96	0.84	0.93	0.85	0.94	0.58	0.92	0.71	-0.66	0.58
Property Plant Equipment	0.98	0.99	0.99	0.47	0.93	-0.91	0.98	0.94	0.98	0.93	0.6	0.69	0.96		0.91	0.98	0.92	0.97	0.59	0.86	0.78	-0.63	0.66
Long Term Debt	0.96	0.92	0.93	0.7	0.98	-0.73	0.94	0.77	0.96	0.76	0.59	0.43	0.84	0.91		0.96	0.98	0.95	0.59	0.82	0.96	-0.71	0.71
Short Term Investments	0.99	0.98	0.98	0.56	0.96	-0.82	0.96	0.85	0.99	0.89	0.64	0.56	0.93	0.98	0.96		0.96	1.0	0.63	0.9	0.85	-0.7	0.69
Net Invested Capital	0.97	0.94	0.94	0.67	1.0	-0.72	0.94	0.77	0.97	0.76	0.72	0.4	0.85	0.92	0.98	0.96		0.95	0.72	0.85	0.95	-0.77	0.83
Long Term Investments	0.99	0.98	0.98	0.51	0.95	-0.82	0.95	0.85	0.99	0.92	0.62	0.56	0.94	0.97	0.95	1.0	0.95		0.61	0.92	0.84	-0.69	0.67
Short Long Term Debt	0.63	0.63	0.58	0.61	0.66	-0.46	0.59	0.5	0.63	0.43	1.0	0.24	0.58	0.59	0.59	0.63	0.72	0.61		0.69	0.61	-0.93	0.94
Capital Stock	0.9	0.9	0.89	0.39	0.84	-0.73	0.81	0.74	0.89	0.89	0.69	0.49	0.92	0.86	0.82	0.9	0.85	0.92	0.69		0.73	-0.77	0.64
Long Term Debt Total	0.88	0.82	0.83	0.78	0.94	-0.58	0.86	0.64	0.88	0.59	0.62	0.27	0.71	0.78	0.96	0.85	0.95	0.84	0.61	0.73		-0.73	0.76
Capital Surpluse	-0.69	-0.68	-0.63	-0.75	-0.71	0.53	-0.66	-0.56	-0.69	-0.5	-0.93	-0.31	-0.66	-0.63	-0.71	-0.7	-0.77	-0.69	-0.93	-0.77	-0.73		-0.85
Current Deferred Revenue	0.72	0.7	0.67	0.67	0.79	-0.46	0.68	0.53	0.72	0.43	0.94	0.18	0.58	0.66	0.71	0.69	0.83	0.67	0.94	0.64	0.76	-0.85

Click cells to compare fundamentals

Southern Current Ratio Historical Pattern

Today, most investors in Southern States Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Southern States' growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current ratio growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Southern States current ratio as a starting point in their analysis.

Southern States Current Ratio

Timeline

Typically, short-term creditors will prefer a high current ratio because it reduces their overall risk. However, investors may prefer a lower current ratio since they are more concerned about growing the business using assets of the company. Acceptable current ratios may vary from one sector to another, but the generally accepted benchmark is to have current assets at least as twice as current liabilities (i.e., Current Ration of 2 to 1).

Competition

Predict Southern States

Current Ratio Over Time

Southern Price To Sales Ratio

Price To Sales Ratio

3.58

At this time, Southern States' Price To Sales Ratio is quite stable compared to the past year.

Did you try this?

Run Portfolio Diagnostics Now

Portfolio Diagnostics

Use generated alerts and portfolio events aggregator to diagnose current holdings

All Next

Launch Module

Southern States ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Southern States' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Southern States' managers, analysts, and investors.

Environmental

Governance

Social

Southern Fundamentals

	Return On Equity	0.14
	Return On Asset	0.0127
	Profit Margin	0.37 %
	Operating Margin	0.50 %
	Current Valuation	213.02 M
	Shares Outstanding	9.88 M
	Shares Owned By Insiders	15.05 %
	Shares Owned By Institutions	52.70 %
	Number Of Shares Shorted	37.77 K
	Price To Earning	13.14 X
	Price To Book	1.36 X
	Price To Sales	4.25 X
	Revenue	82.9 M
	Gross Profit	74.41 M
	EBITDA	3.4 M
	Net Income	31.95 M
	Cash And Equivalents	246.06 M
	Cash Per Share	28.26 X
	Total Debt	183.67 M
	Book Value Per Share	27.46 X
	Cash Flow From Operations	39.35 M
	Short Ratio	1.56 X
	Earnings Per Share	3.51 X
	Target Price	37.5
	Number Of Employees	181
	Beta	0.22
	Market Capitalization	369.89 M
	Total Asset	2.45 B
	Retained Earnings	102.52 M
	Annual Yield	0.01 %
	Net Asset	2.45 B
	Last Dividend Paid	0.36

About Southern States Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Southern States Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Southern States using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Southern States Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect

When determining whether Southern States Banc is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Southern Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Southern States Bancshares Stock. Highlighted below are key reports to facilitate an investment decision about Southern States Bancshares Stock:

How To Invest In Southern

Details

Is Southern Stock a good investment?

Details

What is Southern States' Net Worth?

Details

Largest Regional Banks Companies

View

Largest Banks - Regional Companies

View

Check out Southern States Piotroski F Score and Southern States Altman Z Score analysis.

You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern States. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern States listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.037

Dividend Share

0.36

Earnings Share

3.51

Revenue Per Share

9.586

Quarterly Revenue Growth

0.372

The market value of Southern States Banc is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern States' value that differs from its market value or its book value, called intrinsic value, which is Southern States' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern States' market value can be influenced by many factors that don't directly affect Southern States' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Southern States' value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern States is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern States' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Southern States Bancshares Stock Current Ratio

Southern States Bancshares Company Current Ratio Analysis

Current Southern States Current Ratio

Southern Current Ratio Driver Correlations

Southern Current Ratio Historical Pattern

Southern Price To Sales Ratio

Price To Sales Ratio

3.58

Did you try this?

Run Portfolio Diagnostics Now

Portfolio Diagnostics

Southern States ESG Sustainability

Southern Fundamentals

About Southern States Fundamental Analysis

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY