Southern States Bancshares Stock Working Capital

SSBK Stock

USD 37.22 0.20 0.53%

Southern States Bancshares fundamentals help investors to digest information that contributes to Southern States' financial success or failures. It also enables traders to predict the movement of Southern Stock. The fundamental analysis module provides a way to measure Southern States' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Southern States stock.

		Last Reported	Projected for Next Year
	Change In Working Capital	1.9 M	2 M

Change In Working Capital is expected to rise to about 2 M this year.

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Southern States Bancshares Company Working Capital Analysis

Southern States' Working Capital is a measure of company efficiency and operating liquidity. The working capital is usually calculated by subtracting Current Liabilities from Current Assets. It is an important indicator of the firm ability to continue its normal operations without additional debt obligations. .

Working Capital

Current Assets

-

Current Liabilities

More About Working Capital | All Equity Analysis

Southern Working Capital Driver Correlations

Understanding the fundamental principles of building solid financial models for Southern States is extremely important. It helps to project a fair market value of Southern Stock properly, considering its historical fundamentals such as Working Capital. Since Southern States' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Southern States' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Southern States' interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Tangible Assets	Net Debt	Retained Earnings	Accounts Payable	Net Receivables	Good Will	Total Liab	Total Current Assets	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Long Term Debt	Short Term Investments	Net Invested Capital	Long Term Investments	Short Long Term Debt	Capital Stock	Long Term Debt Total	Capital Surpluse	Current Deferred Revenue
Total Assets		0.99	0.99	0.53	0.98	-0.83	0.97	0.87	1.0	0.89	0.64	0.56	0.94	0.98	0.96	0.99	0.97	0.99	0.63	0.9	0.88	-0.69	0.72
Total Stockholder Equity	0.99		0.99	0.48	0.95	-0.89	0.98	0.92	0.99	0.93	0.64	0.66	0.97	0.99	0.92	0.98	0.94	0.98	0.63	0.9	0.82	-0.68	0.7
Net Tangible Assets	0.99	0.99		0.45	0.96	-0.86	0.97	0.89	0.99	0.93	0.59	0.61	0.95	0.99	0.93	0.98	0.94	0.98	0.58	0.89	0.83	-0.63	0.67
Net Debt	0.53	0.48	0.45		0.61	-0.38	0.59	0.41	0.54	0.19	0.61	0.17	0.39	0.47	0.7	0.56	0.67	0.51	0.61	0.39	0.78	-0.75	0.67
Retained Earnings	0.98	0.95	0.96	0.61		-0.73	0.95	0.79	0.98	0.79	0.67	0.42	0.86	0.93	0.98	0.96	1.0	0.95	0.66	0.84	0.94	-0.71	0.79
Accounts Payable	-0.83	-0.89	-0.86	-0.38	-0.73		-0.9	-0.99	-0.83	-0.89	-0.47	-0.93	-0.94	-0.91	-0.73	-0.82	-0.72	-0.82	-0.46	-0.73	-0.58	0.53	-0.46
Net Receivables	0.97	0.98	0.97	0.59	0.95	-0.9		0.94	0.97	0.86	0.59	0.68	0.93	0.98	0.94	0.96	0.94	0.95	0.59	0.81	0.86	-0.66	0.68
Good Will	0.87	0.92	0.89	0.41	0.79	-0.99	0.94		0.86	0.89	0.52	0.89	0.94	0.94	0.77	0.85	0.77	0.85	0.5	0.74	0.64	-0.56	0.53
Total Liab	1.0	0.99	0.99	0.54	0.98	-0.83	0.97	0.86		0.89	0.64	0.55	0.94	0.98	0.96	0.99	0.97	0.99	0.63	0.89	0.88	-0.69	0.72
Total Current Assets	0.89	0.93	0.93	0.19	0.79	-0.89	0.86	0.89	0.89		0.44	0.73	0.97	0.93	0.76	0.89	0.76	0.92	0.43	0.89	0.59	-0.5	0.43
Short Term Debt	0.64	0.64	0.59	0.61	0.67	-0.47	0.59	0.52	0.64	0.44		0.25	0.59	0.6	0.59	0.64	0.72	0.62	1.0	0.69	0.62	-0.93	0.94
Intangible Assets	0.56	0.66	0.61	0.17	0.42	-0.93	0.68	0.89	0.55	0.73	0.25		0.76	0.69	0.43	0.56	0.4	0.56	0.24	0.49	0.27	-0.31	0.18
Common Stock	0.94	0.97	0.95	0.39	0.86	-0.94	0.93	0.94	0.94	0.97	0.59	0.76		0.96	0.84	0.93	0.85	0.94	0.58	0.92	0.71	-0.66	0.58
Property Plant Equipment	0.98	0.99	0.99	0.47	0.93	-0.91	0.98	0.94	0.98	0.93	0.6	0.69	0.96		0.91	0.98	0.92	0.97	0.59	0.86	0.78	-0.63	0.66
Long Term Debt	0.96	0.92	0.93	0.7	0.98	-0.73	0.94	0.77	0.96	0.76	0.59	0.43	0.84	0.91		0.96	0.98	0.95	0.59	0.82	0.96	-0.71	0.71
Short Term Investments	0.99	0.98	0.98	0.56	0.96	-0.82	0.96	0.85	0.99	0.89	0.64	0.56	0.93	0.98	0.96		0.96	1.0	0.63	0.9	0.85	-0.7	0.69
Net Invested Capital	0.97	0.94	0.94	0.67	1.0	-0.72	0.94	0.77	0.97	0.76	0.72	0.4	0.85	0.92	0.98	0.96		0.95	0.72	0.85	0.95	-0.77	0.83
Long Term Investments	0.99	0.98	0.98	0.51	0.95	-0.82	0.95	0.85	0.99	0.92	0.62	0.56	0.94	0.97	0.95	1.0	0.95		0.61	0.92	0.84	-0.69	0.67
Short Long Term Debt	0.63	0.63	0.58	0.61	0.66	-0.46	0.59	0.5	0.63	0.43	1.0	0.24	0.58	0.59	0.59	0.63	0.72	0.61		0.69	0.61	-0.93	0.94
Capital Stock	0.9	0.9	0.89	0.39	0.84	-0.73	0.81	0.74	0.89	0.89	0.69	0.49	0.92	0.86	0.82	0.9	0.85	0.92	0.69		0.73	-0.77	0.64
Long Term Debt Total	0.88	0.82	0.83	0.78	0.94	-0.58	0.86	0.64	0.88	0.59	0.62	0.27	0.71	0.78	0.96	0.85	0.95	0.84	0.61	0.73		-0.73	0.76
Capital Surpluse	-0.69	-0.68	-0.63	-0.75	-0.71	0.53	-0.66	-0.56	-0.69	-0.5	-0.93	-0.31	-0.66	-0.63	-0.71	-0.7	-0.77	-0.69	-0.93	-0.77	-0.73		-0.85
Current Deferred Revenue	0.72	0.7	0.67	0.67	0.79	-0.46	0.68	0.53	0.72	0.43	0.94	0.18	0.58	0.66	0.71	0.69	0.83	0.67	0.94	0.64	0.76	-0.85

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Working Capital can be positive or negative, depending on how much of current debt the company is carrying on its balance sheet. In general terms, companies that have a lot of working capital will experience more growth in the near future since they can expand and improve their operations using existing resources. On the other hand, companies with small or negative working capital may lack the funds necessary for growth or future operation. Working Capital also shows if the company has sufficient liquid resources to satisfy short-term liabilities and operational expenses.

Competition

Predict Southern States

Working Capital Over Time

Southern Net Invested Capital

Net Invested Capital

272.01 Million

At this time, Southern States' Net Invested Capital is quite stable compared to the past year.

Based on the company's disclosures, Southern States Bancshares has a Working Capital of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The working capital for all United States stocks is 100.0% higher than that of the company.

Southern Working Capital Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Southern States' direct or indirect competition against its Working Capital to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Southern States could also be used in its relative valuation, which is a method of valuing Southern States by comparing valuation metrics of similar companies.

Southern States is currently under evaluation in working capital category among its peers.

Southern States ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Southern States' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Southern States' managers, analysts, and investors.

Environmental

Governance

Social

Southern Fundamentals

	Return On Equity	0.14
	Return On Asset	0.0127
	Profit Margin	0.37 %
	Operating Margin	0.50 %
	Current Valuation	213.02 M
	Shares Outstanding	9.88 M
	Shares Owned By Insiders	15.05 %
	Shares Owned By Institutions	52.70 %
	Number Of Shares Shorted	37.77 K
	Price To Earning	13.14 X
	Price To Book	1.36 X
	Price To Sales	4.25 X
	Revenue	82.9 M
	Gross Profit	74.41 M
	EBITDA	3.4 M
	Net Income	31.95 M
	Cash And Equivalents	246.06 M
	Cash Per Share	28.26 X
	Total Debt	183.67 M
	Book Value Per Share	27.46 X
	Cash Flow From Operations	39.35 M
	Short Ratio	1.56 X
	Earnings Per Share	3.51 X
	Target Price	37.5
	Number Of Employees	181
	Beta	0.22
	Market Capitalization	369.89 M
	Total Asset	2.45 B
	Retained Earnings	102.52 M
	Annual Yield	0.01 %
	Net Asset	2.45 B
	Last Dividend Paid	0.36

About Southern States Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Southern States Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Southern States using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Southern States Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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When determining whether Southern States Banc is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Southern Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Southern States Bancshares Stock. Highlighted below are key reports to facilitate an investment decision about Southern States Bancshares Stock:

How To Invest In Southern

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Is Southern Stock a good investment?

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What is Southern States' Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out Southern States Piotroski F Score and Southern States Altman Z Score analysis.

You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern States. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern States listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.037

Dividend Share

0.36

Earnings Share

3.51

Revenue Per Share

9.586

Quarterly Revenue Growth

0.372

The market value of Southern States Banc is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern States' value that differs from its market value or its book value, called intrinsic value, which is Southern States' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern States' market value can be influenced by many factors that don't directly affect Southern States' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Southern States' value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern States is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern States' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Southern States Bancshares Stock Working Capital

Southern States Bancshares Company Working Capital Analysis

Working Capital

Current Assets

-

Current Liabilities

Southern Working Capital Driver Correlations

Southern Net Invested Capital

Net Invested Capital

272.01 Million

Southern Working Capital Peer Comparison

Southern States ESG Sustainability

Southern Fundamentals

About Southern States Fundamental Analysis

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

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