Citizens Financial Group has shown stability over the past three months. With a Sharpe Ratio of 0.0829, the company achieved a return of 0.0829% per unit of risk during this period. We've identified 28 technical indicators for Citizens Financial that can help assess its volatility. To further evaluate the risk, consider using the company's Mean Deviation of 1.42, its Risk-Adjusted Performance of 0.09, and a Downside Deviation of 1.77. These metrics can help ensure that your risk assessments align with your expectations.
Main Points
Citizens Financial Group's robust fundamentals suggest it might continue its upward trend, with a market capitalization of
20.75B and a net income from continuing operations of
1.6B. The bank's price-to-earnings ratio of 11.73X indicates a reasonable valuation, potentially making it an attractive option for investors seeking stability in the regional banking sector.
Typically, a company's
financial statements are the reports that show the
financial position of the company. There are three main documents that fall into the category of financial statements. These documents include Cambiar Opportunity income statement, its balance sheet, and the statement of cash flows. Potential Cambiar Opportunity investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Cambiar Opportunity investors may use each financial statement separately, they are all related. The changes in Cambiar Opportunity's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Cambiar Opportunity's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our
technical analysis and
fundamental analysis pages.
The goal of Cambiar Opportunity
fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of Cambiar Opportunity performance into the future periods or doing a reasonable stock valuation. The intrinsic value of Cambiar Opportunity shares is the value that is considered the true value of the share. If
the intrinsic value of Cambiar is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares Cambiar Opportunity. Please read more on our
fundamental analysis page.
Instrument Allocation
The asset allocation of funds such as Cambiar Opportunity usually varies among a different mix of asset classes. Balanced mutual funds invest not only in bonds, which focus primarily on income, and stocks, which aim for investment growth, but also keep some reserve in cash or even exotic instruments. Below we show the current asset allocation of Cambiar Opportunity Fund
DetailsAnother Outlook On Cambiar Opportunity
There are few distinct groups of Citizens Financial stakehholders that the SEC considers insiders. Investors usually gain information through their work as corporate directors, officers, or employees. If these individuals share the information with a friend, family, or business partner and the person who receives the information exchanges stock in the company, he or shie is also an insider. Let's take a look at how the ownership of Citizens is distributed among investors.
Ownership Allocation
Citizens Financial holds a total of 440.7 Million
outstanding shares. The majority of Citizens Financial Group,
outstanding shares are owned by
other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Citizens Financial Group, to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Citizens Financial. Please pay attention to any change in the institutional holdings of Citizens Financial Group, as this could imply that something significant has changed or is about to change at the company. Please note that on February 14, 2024, Senator
Tommy Tuberville of US Senate acquired $15k to $50k worth of Citizens Financial Group,'s common stock.
| Retail Investors | 1.59 |
| Insiders | 0.68 |
| Institutions | 97.73 |
Please be aware that individual investors typically purchase shares for their personal accounts and usually in smaller quantities compared to institutional investors. While they might influence Citizens Financial's decisions if they own a significant combined portion of its shares, such influence is relatively rare. Conversely, institutional investors - like mutual funds, pension funds, hedge funds, and other investment companies - often have a substantial sway over Citizens Financial's decisions due to their larger holdings.
Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Citizens implies not a very effective usage of assets in January.
| Non Current Assets Total233.1 B | Non Currrent Assets Other221.8 B | | | | | | |
| Non Current Assets Total | 233.1 Billion | 41.56 |
| Non Currrent Assets Other | 221.81 Billion | 39.55 |
| Other Assets | (14.37 Billion) | -2.56 |
| Other Current Assets | 11.14 Billion | 1.99 |
| Total Current Assets | 60.84 Billion | 10.85 |
| Intangible Assets | 134.24 Million | 0.0239 |
| Net Tangible Assets | 14.49 Billion | 2.58 |
| Earning Assets | 33.71 Billion | 6.01 |
In finance, patience is often rewarded, and Citizens Financial Group's recent performance suggests it might be worth the wait. With a net income of $1.61 billion and a robust net interest income of $6.2 billion, the company demonstrates solid financial health. The forward dividend yield of 3.68% and a payout ratio of 66.14% indicate a commitment to returning value to shareholders, which could sustain investor interest. However, with a debt-to-equity ratio of 6.04%, potential investors should weigh the risks associated with its leverage. As February unfolds, the bank's ability to maintain its bullish momentum will likely hinge on its capacity to manage these financial dynamics effectively.
Citizens Financial has a small chance to finish above $48 in 2 months
Citizens Financial Group's semi-variance of 2.45 indicates that the stock hasn't seen much downside volatility lately, meaning it hasn't had many significant price drops. However, this doesn't necessarily mean the stock is poised for a big upward move. With this level of semi-variance, it's unlikely that Citizens Financial's stock will rise above $48 in the next couple of months. Investors should manage their expectations for short-term gains, as the stock seems to be on a more stable, but less exciting, trajectory.
The stock's low volatility, with a skewness of 2.88 and kurtosis of 17.61, suggests that while it may not be very volatile now, market conditions can change, especially in bear markets, affecting its price and investor sentiment.As we look ahead to February, Citizens Financial Group (CFG) presents an intriguing opportunity for investors. With an analyst overall consensus rating of "Buy" and a highest estimated target price of $57.17, there's a potential for growth that could be appealing to those looking to capitalize on the banking sector's momentum. However, it's important to weigh this against the possible downside price of $45.07, which suggests some volatility. The stock's valuation real value at $50.95 indicates a fair assessment of its current standing, but investors should remain vigilant and consider their risk tolerance before diving in. Balancing these factors will be key in deciding whether CFG will continue its upward trajectory or face some bumps along the way..
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Aina Ster is a Member of Macroaxis Editorial Board. Aina delivers weekly perspective on ongoing market and economic trends, analysis and tips from predictive analysis to forecasting across various financial instruments.
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