As a savvy investor, it's crucial to stay updated with the latest market trends and forecasts. Today, we delve into the financials of HBT Financial (USA: HBT), a prominent player in the Financial Services sector, particularly in the Banks service category. HBT Financial has been a subject of interest for many analysts, and the latest consensus provides a fresh perspective on its stock performance. The company has shown a promising operating margin of 46.67%, which is a significant indicator of its profitability. Additionally, the firm's net income applicable to common shares stands at a robust
$56.5M, backed by a substantial net interest income of
$145.9M. The stock's beta of 0.8687 suggests a lower volatility compared to the market, making it a relatively safer bet for risk-averse investors. The company's forward dividend rate of 0.68 also adds to its appeal for those seeking steady income streams. The analyst's target price estimated value for HBT Financial is $20.333, with the lowest estimated target price being $19.5. The naive expected forecast value stands at $20.97, indicating potential upside. However, investors should also consider the possible downside price of $19.09 and the value at risk of -2.55. HBT Financial's market risk adjusted performance is 0.1472, and it has a Treynor Ratio of 0.1372, both suggesting a favorable risk-reward trade-off. The company's coefficient of variation is 1.3K, indicating a relatively high level of risk. In conclusion, HBT Financial's robust
financial performance and the latest
analyst consensus make it a stock worth considering for investors seeking a blend of stability and potential upside. However, like any investment, it's essential to factor in the inherent risks and align it with your investment goals and risk tolerance. HBT Financial is set to announce its earnings tomorrow, with the forthcoming quarterly report anticipated on July 24, 2023. While some private investors are showing indifference towards the banking sector, we will evaluate the viability of incorporating HBT as a potential hedging instrument for your existing portfolios. Should we adopt a more optimistic outlook in anticipation of a recovery?
What is the right price you would pay to acquire a share of Hbt Financial? For most investors, it would be the price that gives them a wide margin of safety to have minimal downside risk. In other words, most investors are always looking for undervalued stocks. Even if the
future performance is not entirely as expected, the loss of holding it is minimized, and the downside risk is negated. Please read more on our
stock advisor page.
What is happening with Hbt Financial this year
Annual and quarterly reports issued by Hbt Financial are formal
financial statements that are published yearly and quarterly and sent to Hbt stockholders. The reports show and break down the current year's ongoing operations and discuss plans for the upcoming year. Annual reports have been a requirement from the
Securities and Exchange Commission (SEC) for businesses owned by the public since 1934.
Companies such as Hbt Financial often view their annual report as an effective marketing tool to disseminate their perspective on company
future earnings or innovations. With this in mind, many companies devote large sums of money to making their reports attractive and informative. In such instances, the annual report becomes a forum through which a company can communicate to the general public any number of topics that may or may not be directly related to the actual data published in the reports.
Hbt Financial Gross Profit
Hbt Financial Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing Hbt Financial previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show Hbt Financial Gross Profit growth over the last 10 years. Please check Hbt Financial's
gross profit and other
fundamental indicators for more details.
Is Hbt a risky opportunity?
Let's check the volatility. Hbt is looking slightly risky at this time. Whether you invest your money or manage your clients' funds, remember that it is easy to forget that behind Hbt (USA Stocks:HBT) stock is an actual business venture. So, do not let stock picking become an abstract concept by ignoring the elementary risk calculations. acquiring a share of a Hbt Financial stock makes you a part-owner of that company.
Hbt Financial Current Consensus
Here is the newest trade recommendation based on an ongoing consensus estimate among financial analysis covering Hbt Financial. The Hbt consensus assessment is calculated by taking the average estimates from all of the analysts covering Hbt Financial
| Strong Buy1 | Buy1 | Hold2 | Strong Sell1 |
| Strong Buy | 1 | 20.0 |
| Buy | 1 | 20.0 |
| Hold | 2 | 40.0 |
| Sell | 0 | 0.0 |
| Strong Sell | 1 | 20.0 |
HBT Financial (NASDAQ: HBT), a key player in the Banks-Regional industry, has been attracting the attention of savvy investors due to its promising financial indicators. The company's operating margin stands at 0.47%, with an EBITDA of
$87.29M and a net income of $56.46M. The firm's operating income is also robust at $86.4M, demonstrating its ability to generate profits from its core business operations. The company's shares are currently trading at a price-to-book ratio of 1.58X and a price-to-earnings ratio of 10.00X, indicating a potentially undervalued stock. The forward dividend rate is 0.68, which coupled with a yield of 0.0343%, may appeal to income-focused investors. HBT Financial's risk-adjusted performance is 0.0587, with a beta of 0.87, suggesting a lower volatility compared to the overall market. However, the probability of bankruptcy stands at
42.51%, which investors should consider in their risk assessment. The company's total assets amount to a substantial
$4.28B, with retained earnings of $232M. The firm's current valuation is $659.78M, which, given its strong
financial performance and potential upside of 3.14, suggests that HBT Financial could be a solid addition to a diversified investment portfolio.
Hbt Financial is likely to close below $19.55 next week
Based on the most recent data, Hbt Financial's latest Jensen Alpha has risen to 0.09, suggesting a potential for returns higher than anticipated. However, market indicators hint at a possible downtrend in the near future. This implies that Hbt Financial's stock, currently trading above $19.55, is likely to experience downward pressure in the coming week. Investors should closely monitor this stock for potential selling opportunities. As of July 23rd, Hbt Financial maintains a Market Risk Adjusted Performance of 0.1472, a risk-adjusted performance of 0.0587, and a Downside Deviation of 1.69. Hbt Financial's
technical analysis allows you to use historical prices and volume momentum to identify a pattern that can predict the direction of the company's future prices. In simple terms, this information can be used to determine if the company will indeed follow its model of historical price patterns, or if the prices will eventually revert. We have analyzed nineteen technical drivers for Hbt Financial, which can be compared to its rivals.
We recommend checking out Hbt Financial's information ratio, potential upside, as well as the relationship between the Potential Upside and Kurtosis to determine if Hbt Financial is priced fairly, given that the market reflects its last-minute price of $19.95 per share. Considering that Hbt Financial has a Jensen Alpha of 0.0862, we strongly advise you to verify Hbt Financial's regular market performance to ensure the company can sustain itself in the future. In conclusion, HBT Financial's (USA Stocks:HBT) stock performance in August may not be as volatile as the title suggests. The analyst overall consensus indicates a 'Hold' with an estimated target price of
20.333, which is relatively close to the current market value of
19.95. The highest estimated target price is 21, suggesting a possible upside price of 22.85, while the possible downside price is 19.09. The number of analyst holds, strong buys, and strong sells are evenly distributed, indicating a mixed sentiment among analysts. Therefore, while there is potential for growth, investors should exercise caution and closely monitor market trends before making any decisions. .
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Gabriel Shpitalnik is a Member of Macroaxis Editorial Board. Gabriel is a young entrepreneur and writes predominantly on the business, technology, and finance sector. He likes to analyze different equity instruments across a wide range of industries focusing primarily on consumer products and evolving technologies.
View Profile This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Gabriel Shpitalnik do not own shares of Hbt Financial. Please refer to our
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