| 2015 | 2016 | 2017 | 2018 (projected) | TFS Financial Cash and Equivalents | 231,239,000 | 268,218,000 | 269,775,000 | 310,241,250 | TFS Financial Total Assets | 12,906,062,000 | 13,692,563,000 | 14,137,331,000 | 12,723,597,900 |
TFS Financial good news are not so good
 | By Vlad Skutelnik | Macroaxis Story |
Even with considerably steady technical indicators, TFS Financial is not utilizing all of its potentials. The current stock price chaos, may contribute to medium term losses for the stakeholders. We found thirty-three available drivers for TFS Financial Corporation which can be compared to its competition. To make sure the equity is not overpriced, please validate all TFS Financial fundamentals including its Debt to Equity, and the relationship between EBITDA and Number of Employees . Given that TFS Financial has Number of Shares Shorted of 2.26 M, we advise you double-check TFS Financial Corporation current market performance to make sure the company can sustain itself next year. Use TFS Financial to enhance returns of your portfolios. The stock experiences normal upward fluctuation. Check odds of TFS Financial to be traded at $19.87 in 30 days.
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Reviewed by Michael Smolkin
The firm currently holds 3.85 B in liabilities with Debt to Equity (D/E) ratio of 6.77 indicating TFS Financial may have difficulties to generate enough cash to satisfy its financial obligations. The entity dividends can provide a clue to current valuation of the stock. TFS Financial one year expected dividend income is about $0.42 per share. The company has Profit Margin (PM) of 26.81 % which can be a sign that it executes well on its competitive strategies and has a good control over its expenditures. This is very large. Similarly, it shows Operating Margin (OM) of 39.54 % which suggests for every 100 dollars of sales it generated a net operating income of 0.4.
Typically, a company's financial statements are the reports that show the financial position of the company. There are three main documents that fall into the category of financial statements. These documents include TFS Financial income statement, its balance sheet, and the statement of cash flows. Potential TFS Financial investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although TFS Financial investors may use each financial statement separately, they are all related. The changes in TFS Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on TFS Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
The goal of TFS Financial fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of TFS Financial performance into the future periods or doing a reasonable stock valuation. The intrinsic value of TFS Financial shares is the value that is considered the true value of the share. If the intrinsic value of TFS is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares TFS Financial. Please read more on our fundamental analysis page. How effective is TFS Financial in utilizing its assets?
TFS Financial reports assets on its Balance Sheet. It represents the amount of TFS resources that either has an existing economic value or will provide some form of benefits in the future. By effectively utilizing its assets, TFS Financial aims to generate revenue, control costs, drive operational efficiency, and enhance profitability. Optimizing asset utilization helps maximize shareholder value and maintain a competitive position in the Regional Banks space. To get a better handle on how balance sheet or income statements item affect TFS volatility, please check the breakdown of all its fundamentals.Are TFS Financial Earnings Expected to grow?
The future earnings power of TFS Financial involves the interaction of many company-specific, industry, and economic forces. Earnings estimates embody investors' opinions of TFS Financial factors such as sales growth, product demand, competitive industry environment, profit margins, and cost controls. TFS Financial stock prices adjust as these expectations change or are proven wrong. The main thing to remember is that equities with high expected earnings growth tend to underperform the market because it is usually difficult to meet the market's high expectations. Companies with low earnings expectations tend to do better than expected. Please use our latest analysis of TFS expected earnings.
And What about dividends?
A dividend is the distribution of a portion of TFS Financial earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. TFS Financial dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. TFS one year expected dividend income is about USD0.85 per share.
Dividend Yield is expected to rise to 0.02 this year, although the value of Dividends Paid is projected to rise to (56 M). | Last Reported | Projected for Next Year | ||
| Dividends Paid | -59 M | -56 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.74 | 0.50 | |
| Dividend Paid And Capex Coverage Ratio | 0.15 | 0.14 |
Investing in dividend-paying stocks, such as TFS Financial is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in TFS Financial must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for TFS Financial. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.TFS Financial Gross Profit
TFS Financial Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing TFS Financial previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show TFS Financial Gross Profit growth over the last 10 years. Please check TFS Financial's gross profit and other fundamental indicators for more details.
Another Deeper Perspective
TFS Financial has beta of 0.11. As returns on market increase, TFS Financial returns are expected to increase less than the market. However during bear market, the loss on holding TFS Financial will be expected to be smaller as well. The current investor indifference towards the small price fluctuations of TFS Financial has created some momentum for investors as it was traded today as low as 18.79 and as high as 18.99 per share. The company management did not add any value to TFS Financial investors in September. However, most investors can still diversify their portfolios with TFS Financial to hedge your portfolio against high-volatility market scenarios. The stock standard deviation of daily returns for 30 days (very short) investing horizon is currently 0.938. The very small Stock volatility is a good signal to investors with longer term investment horizons. TFS Financial maintains number of employees of 17. TFS Financial is trading at 18.92. This is 0.32 percent up. Day high is 18.99. TFS Financial Consolidated Income is considerably stable at the moment. TFS Financial Income Tax Expense is considerably stable at the moment. Furthermore, TFS Financial Invested Capital Average is increasing over the last 5 years.
All in all, our overall buy-hold-sell recommendation on the business is Strong Hold. We believe TFS Financial is undervalued with below average odds of distress for the next two years.
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