Ally Net Interest Income vs Total Operating Expenses Analysis

0HD0 Stock   39.19  0.17  0.44%   
Ally Financial financial indicator trend analysis is way more than just evaluating Ally Financial prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Ally Financial is a good investment. Please check the relationship between Ally Financial Net Interest Income and its Total Operating Expenses accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ally Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Ally Stock please use our How to Invest in Ally Financial guide.

Net Interest Income vs Total Operating Expenses

Net Interest Income vs Total Operating Expenses Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Ally Financial Net Interest Income account and Total Operating Expenses. At this time, the significance of the direction appears to have significant contrarian relationship.
The correlation between Ally Financial's Net Interest Income and Total Operating Expenses is -0.29. Overlapping area represents the amount of variation of Net Interest Income that can explain the historical movement of Total Operating Expenses in the same time period over historical financial statements of Ally Financial, assuming nothing else is changed. The correlation between historical values of Ally Financial's Net Interest Income and Total Operating Expenses is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Interest Income of Ally Financial are associated (or correlated) with its Total Operating Expenses. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Total Operating Expenses has no effect on the direction of Net Interest Income i.e., Ally Financial's Net Interest Income and Total Operating Expenses go up and down completely randomly.

Correlation Coefficient

-0.29
Relationship DirectionNegative 
Relationship StrengthInsignificant

Net Interest Income

The difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities.

Total Operating Expenses

The total costs associated with the day-to-day operations of a business, excluding the cost of goods sold but including selling, general, and administrative expenses.
Most indicators from Ally Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Ally Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ally Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Ally Stock please use our How to Invest in Ally Financial guide.Selling General Administrative is likely to drop to about 2.1 B in 2024. Tax Provision is likely to drop to about 486 M in 2024
 2021 2022 2023 2024 (projected)
Gross Profit8.7B7.9B15.8B8.1B
Total Revenue10.7B12.3B7.1B9.8B

Ally Financial fundamental ratios Correlations

0.580.11-0.68-0.770.760.24-0.03-0.07-0.440.24-0.85-0.12-0.70.960.260.240.25-0.750.640.630.5-0.660.09-0.690.73
0.58-0.54-0.63-0.120.86-0.170.610.59-0.7-0.17-0.650.37-0.860.560.0-0.460.79-0.70.850.860.55-0.63-0.16-0.730.77
0.11-0.540.3-0.61-0.380.15-0.89-0.890.420.150.12-0.860.490.01-0.050.91-0.840.17-0.39-0.33-0.090.430.010.38-0.36
-0.68-0.630.30.24-0.52-0.07-0.31-0.30.19-0.070.46-0.20.53-0.66-0.320.17-0.410.52-0.54-0.32-0.10.410.040.59-0.49
-0.77-0.12-0.610.24-0.36-0.450.550.60.23-0.450.630.570.25-0.66-0.32-0.690.230.51-0.22-0.34-0.40.24-0.280.29-0.34
0.760.86-0.38-0.52-0.360.050.530.49-0.770.05-0.90.4-0.990.80.12-0.340.75-0.880.910.910.73-0.830.02-0.910.95
0.24-0.170.15-0.07-0.450.05-0.15-0.19-0.271.0-0.210.0-0.050.210.930.14-0.03-0.29-0.04-0.040.210.020.96-0.250.22
-0.030.61-0.89-0.310.550.53-0.151.0-0.45-0.15-0.230.93-0.630.10.05-0.970.85-0.410.620.420.33-0.45-0.04-0.610.56
-0.070.59-0.89-0.30.60.49-0.191.0-0.41-0.19-0.180.93-0.590.060.01-0.980.83-0.360.590.380.28-0.43-0.08-0.570.52
-0.44-0.70.420.190.23-0.77-0.27-0.45-0.41-0.270.68-0.370.76-0.47-0.210.37-0.740.63-0.56-0.88-0.530.54-0.370.62-0.77
0.24-0.170.15-0.07-0.450.051.0-0.15-0.19-0.27-0.210.0-0.050.210.930.14-0.03-0.29-0.04-0.040.210.020.96-0.250.22
-0.85-0.650.120.460.63-0.9-0.21-0.23-0.180.68-0.21-0.170.87-0.88-0.190.04-0.490.89-0.76-0.81-0.680.77-0.150.82-0.88
-0.120.37-0.86-0.20.570.40.00.930.93-0.370.0-0.17-0.520.060.16-0.940.79-0.290.440.250.22-0.430.11-0.550.46
-0.7-0.860.490.530.25-0.99-0.05-0.63-0.590.76-0.050.87-0.52-0.76-0.140.46-0.80.88-0.93-0.88-0.730.83-0.030.93-0.96
0.960.560.01-0.66-0.660.80.210.10.06-0.470.21-0.880.06-0.760.220.110.33-0.770.680.650.51-0.710.07-0.760.79
0.260.0-0.05-0.32-0.320.120.930.050.01-0.210.93-0.190.16-0.140.22-0.050.13-0.360.1-0.050.21-0.050.88-0.360.26
0.24-0.460.910.17-0.69-0.340.14-0.97-0.980.370.140.04-0.940.460.11-0.05-0.790.23-0.44-0.26-0.180.3-0.010.44-0.38
0.250.79-0.84-0.410.230.75-0.030.850.83-0.74-0.03-0.490.79-0.80.330.13-0.79-0.530.670.710.42-0.650.06-0.70.68
-0.75-0.70.170.520.51-0.88-0.29-0.41-0.360.63-0.290.89-0.290.88-0.77-0.360.23-0.53-0.9-0.73-0.820.65-0.220.93-0.93
0.640.85-0.39-0.54-0.220.91-0.040.620.59-0.56-0.04-0.760.44-0.930.680.1-0.440.67-0.90.770.81-0.7-0.1-0.920.89
0.630.86-0.33-0.32-0.340.91-0.040.420.38-0.88-0.04-0.810.25-0.880.65-0.05-0.260.71-0.730.770.68-0.69-0.02-0.710.83
0.50.55-0.09-0.1-0.40.730.210.330.28-0.530.21-0.680.22-0.730.510.21-0.180.42-0.820.810.68-0.520.13-0.750.73
-0.66-0.630.430.410.24-0.830.02-0.45-0.430.540.020.77-0.430.83-0.71-0.050.3-0.650.65-0.7-0.69-0.520.040.72-0.77
0.09-0.160.010.04-0.280.020.96-0.04-0.08-0.370.96-0.150.11-0.030.070.88-0.010.06-0.22-0.1-0.020.130.04-0.180.21
-0.69-0.730.380.590.29-0.91-0.25-0.61-0.570.62-0.250.82-0.550.93-0.76-0.360.44-0.70.93-0.92-0.71-0.750.72-0.18-0.94
0.730.77-0.36-0.49-0.340.950.220.560.52-0.770.22-0.880.46-0.960.790.26-0.380.68-0.930.890.830.73-0.770.21-0.94
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Ally Financial Account Relationship Matchups

Ally Financial fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets180.6B182.2B184.0B191.8B196.4B191.5B
Total Current Liabilities16.4B8.8B39.5B34.5B46.8B49.1B
Total Stockholder Equity14.4B14.7B17.1B12.9B13.8B11.7B
Property Plant And Equipment Net9.7B10.5B12.2B11.8B10.5B10.2B
Net Debt36.2B8.7B12.1B14.7B10.6B10.1B
Retained Earnings(4.1B)(4.3B)(1.6B)(384M)154M161.7M
Cash3.6B15.6B5.1B5.6B6.9B6.9B
Non Current Assets Total175.1B164.3B177.7B184.7B189.4B168.5B
Non Currrent Assets Other159.8B136.1B153.6B161.4B166.0B145.9B
Other Assets166.9B92.0B95.5B116.5B3.6B3.4B
Cash And Short Term Investments3.6B15.6B5.1B5.6B6.9B6.9B
Common Stock Shares Outstanding395.4M377.1M365.2M318.6M305.1M328.3M
Non Current Liabilities Total149.8B158.6B127.5B144.4B129.5B143.8B
Other Stockholder Equity(3.1B)(3.2B)(5.2B)(6.8B)(6.9B)(6.5B)
Total Liab166.2B167.5B167.0B179.0B182.6B174.0B
Total Current Assets5.5B17.9B6.4B7.2B6.9B8.3B
Intangible Assets69M50M129M98M73M69.4M
Common Stock21.4B21.5B21.7B21.8B22.0B23.4B
Short Long Term Debt Total39.8B24.3B17.2B20.3B17.6B33.9B
Liabilities And Stockholders Equity180.6B182.2B184.0B191.8B196.4B189.2B
Accumulated Other Comprehensive Income123M631M(158M)(4.1B)(3.8B)(3.6B)
Other Current Liab1.1B856M32.8B27.1B46.1B48.4B
Current Deferred Revenue36M104M176M169M103M96.7M
Accounts Payable535M602M584M435M509M457.6M
Other Current Assets5.5B17.9B6.4B7.2B10.5B9.6B
Short Term Debt13.9B6.5B5.2B6.0B7.7B10.6B
Other Liab4.2B4.7B4.9B5.1B5.8B4.8B
Net Tangible Assets14.0B14.3B13.8B9.6B8.7B10.4B
Long Term Debt35.2B24.8B16.9B17.0B15.3B22.1B
Net Receivables333M2.7B727M950M1.1B1.0B
Deferred Long Term Liab1.8B1.9B2.0B1.9B2.2B1.9B
Property Plant Equipment9.7B10.5B12.2B11.8B13.6B11.4B
Earning Assets37.1B40.4B52.3B43.7B50.2B45.1B

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