Bank Long Term Debt vs Retained Earnings Analysis

BAC Stock

USD 46.46 0.40 0.87%

Bank of America financial indicator trend analysis is way more than just evaluating Bank of America prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Bank of America is a good investment. Please check the relationship between Bank of America Long Term Debt and its Retained Earnings accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank of America. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

For information on how to trade Bank Stock refer to our How to Trade Bank Stock guide.

Long Term Debt vs Retained Earnings

Long Term Debt vs Retained Earnings Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Bank of America Long Term Debt account and Retained Earnings. At this time, the significance of the direction appears to have weak contrarian relationship.

The correlation between Bank of America's Long Term Debt and Retained Earnings is -0.06. Overlapping area represents the amount of variation of Long Term Debt that can explain the historical movement of Retained Earnings in the same time period over historical financial statements of Bank of America, assuming nothing else is changed. The correlation between historical values of Bank of America's Long Term Debt and Retained Earnings is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Long Term Debt of Bank of America are associated (or correlated) with its Retained Earnings. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Retained Earnings has no effect on the direction of Long Term Debt i.e., Bank of America's Long Term Debt and Retained Earnings go up and down completely randomly.

Correlation Coefficient

-0.06

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Long Term Debt

Long-term debt is a debt that Bank of America has held for over one year. Long-term debt appears on Bank of America balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on Bank of America balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Most indicators from Bank of America's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Bank of America current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank of America. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

For information on how to trade Bank Stock refer to our How to Trade Bank Stock guide.At present, Bank of America's Enterprise Value Over EBITDA is projected to decrease significantly based on the last few years of reporting. The current year's Enterprise Value Multiple is expected to grow to 15.38, whereas Tax Provision is forecasted to decline to about 1.7 B.

	2021	2022	2023	2024 (projected)
Interest Expense	4.7B	20.1B	73.3B	77.0B
Depreciation And Amortization	1.9B	2.0B	2.0B	1.6B

Interest Expense Depreciation And Amortization

Bank of America fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Cash And Short Term Investments	Net Receivables	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Current Assets	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Term Debt	Common Stock Total Equity	Common Stock	Other Liab	Accounts Payable	Other Assets
Total Assets		0.57	-0.28	0.09	0.92	0.8	-0.14	0.66	0.69	0.39	-0.6	0.79	0.69	0.56	0.19	0.48	-0.07	1.0	0.82	0.43	0.21	0.11	0.09	-0.21	0.26	0.24
Short Long Term Debt Total	0.57		0.47	-0.09	0.75	0.88	0.55	0.06	0.19	-0.01	-0.18	0.66	0.73	0.88	0.27	0.66	0.24	0.55	0.87	0.13	0.53	0.78	0.77	0.41	-0.23	0.41
Other Current Liab	-0.28	0.47		-0.41	-0.06	0.16	0.82	-0.78	-0.6	-0.57	0.41	0.03	0.23	0.44	0.14	0.1	0.45	-0.3	0.15	-0.48	0.2	0.74	0.75	0.76	-0.31	0.38
Total Current Liabilities	0.09	-0.09	-0.41		-0.03	0.12	-0.28	0.6	0.5	0.93	-0.38	-0.31	0.06	-0.24	0.62	0.06	-0.34	0.1	0.16	0.91	0.53	-0.2	-0.24	-0.21	-0.05	-0.91
Total Stockholder Equity	0.92	0.75	-0.06	-0.03		0.81	0.09	0.47	0.49	0.2	-0.34	0.83	0.84	0.81	0.22	0.52	0.06	0.9	0.82	0.3	0.27	0.43	0.41	-0.12	0.02	0.38
Property Plant And Equipment Net	0.8	0.88	0.16	0.12	0.81		0.33	0.4	0.47	0.31	-0.53	0.67	0.71	0.7	0.37	0.6	0.1	0.8	0.99	0.37	0.51	0.47	0.45	0.24	-0.01	0.24
Net Debt	-0.14	0.55	0.82	-0.28	0.09	0.33		-0.55	-0.64	-0.41	0.31	-0.06	0.31	0.51	0.29	0.03	0.31	-0.17	0.31	-0.39	0.36	0.72	0.72	0.7	-0.43	0.34
Retained Earnings	0.66	0.06	-0.78	0.6	0.47	0.4	-0.55		0.87	0.83	-0.67	0.32	0.19	-0.01	0.29	0.17	-0.41	0.68	0.4	0.79	0.28	-0.36	-0.38	-0.61	0.28	-0.35
Cash	0.69	0.19	-0.6	0.5	0.49	0.47	-0.64	0.87		0.74	-0.72	0.53	0.24	0.06	0.16	0.43	-0.31	0.7	0.48	0.78	0.26	-0.25	-0.27	-0.45	0.41	-0.26
Non Current Assets Total	0.39	-0.01	-0.57	0.93	0.2	0.31	-0.41	0.83	0.74		-0.63	-0.02	0.16	-0.14	0.57	0.16	-0.38	0.4	0.33	0.97	0.51	-0.27	-0.3	-0.34	0.16	-0.75
Non Currrent Assets Other	-0.6	-0.18	0.41	-0.38	-0.34	-0.53	0.31	-0.67	-0.72	-0.63		-0.39	-0.13	0.01	-0.26	-0.38	0.23	-0.63	-0.52	-0.57	-0.32	0.28	0.29	0.07	-0.41	0.21
Cash And Short Term Investments	0.79	0.66	0.03	-0.31	0.83	0.67	-0.06	0.32	0.53	-0.02	-0.39		0.62	0.71	-0.07	0.59	0.11	0.78	0.66	0.11	0.13	0.37	0.38	-0.05	0.33	0.59
Net Receivables	0.69	0.73	0.23	0.06	0.84	0.71	0.31	0.19	0.24	0.16	-0.13	0.62		0.87	0.42	0.44	0.27	0.67	0.73	0.29	0.43	0.67	0.64	0.2	-0.11	0.23
Common Stock Shares Outstanding	0.56	0.88	0.44	-0.24	0.81	0.7	0.51	-0.01	0.06	-0.14	0.01	0.71	0.87		0.25	0.51	0.29	0.53	0.69	0.02	0.45	0.86	0.85	0.29	-0.2	0.53
Non Current Liabilities Total	0.19	0.27	0.14	0.62	0.22	0.37	0.29	0.29	0.16	0.57	-0.26	-0.07	0.42	0.25		-0.16	-0.15	0.19	0.36	0.58	0.74	0.33	0.3	0.15	-0.33	-0.45
Other Current Assets	0.48	0.66	0.1	0.06	0.52	0.6	0.03	0.17	0.43	0.16	-0.38	0.59	0.44	0.51	-0.16		0.22	0.47	0.63	0.3	0.29	0.36	0.35	0.2	0.22	0.13
Other Stockholder Equity	-0.07	0.24	0.45	-0.34	0.06	0.1	0.31	-0.41	-0.31	-0.38	0.23	0.11	0.27	0.29	-0.15	0.22		-0.08	0.1	-0.32	-0.15	0.4	0.41	0.39	-0.17	0.35
Total Liab	1.0	0.55	-0.3	0.1	0.9	0.8	-0.17	0.68	0.7	0.4	-0.63	0.78	0.67	0.53	0.19	0.47	-0.08		0.81	0.44	0.2	0.07	0.05	-0.22	0.28	0.22
Property Plant And Equipment Gross	0.82	0.87	0.15	0.16	0.82	0.99	0.31	0.4	0.48	0.33	-0.52	0.66	0.73	0.69	0.36	0.63	0.1	0.81		0.4	0.49	0.45	0.43	0.23	0.0	0.19
Total Current Assets	0.43	0.13	-0.48	0.91	0.3	0.37	-0.39	0.79	0.78	0.97	-0.57	0.11	0.29	0.02	0.58	0.3	-0.32	0.44	0.4		0.57	-0.1	-0.14	-0.3	0.13	-0.71
Short Term Debt	0.21	0.53	0.2	0.53	0.27	0.51	0.36	0.28	0.26	0.51	-0.32	0.13	0.43	0.45	0.74	0.29	-0.15	0.2	0.49	0.57		0.52	0.5	0.34	-0.15	-0.28
Common Stock Total Equity	0.11	0.78	0.74	-0.2	0.43	0.47	0.72	-0.36	-0.25	-0.27	0.28	0.37	0.67	0.86	0.33	0.36	0.4	0.07	0.45	-0.1	0.52		1.0	0.55	-0.4	0.38
Common Stock	0.09	0.77	0.75	-0.24	0.41	0.45	0.72	-0.38	-0.27	-0.3	0.29	0.38	0.64	0.85	0.3	0.35	0.41	0.05	0.43	-0.14	0.5	1.0		0.56	-0.38	0.42
Other Liab	-0.21	0.41	0.76	-0.21	-0.12	0.24	0.7	-0.61	-0.45	-0.34	0.07	-0.05	0.2	0.29	0.15	0.2	0.39	-0.22	0.23	-0.3	0.34	0.55	0.56		-0.23	0.18
Accounts Payable	0.26	-0.23	-0.31	-0.05	0.02	-0.01	-0.43	0.28	0.41	0.16	-0.41	0.33	-0.11	-0.2	-0.33	0.22	-0.17	0.28	0.0	0.13	-0.15	-0.4	-0.38	-0.23		0.04
Other Assets	0.24	0.41	0.38	-0.91	0.38	0.24	0.34	-0.35	-0.26	-0.75	0.21	0.59	0.23	0.53	-0.45	0.13	0.35	0.22	0.19	-0.71	-0.28	0.38	0.42	0.18	0.04

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Bank of America Account Relationship Matchups

Bank of America fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	2.4T	2.8T	3.2T	3.1T	3.2T	1.7T
Short Long Term Debt Total	386.6B	399.1B	303.9B	302.9B	334.3B	285.8B
Other Current Liab	(24.2B)	(19.3B)	(23.8B)	(26.9B)	(32.1B)	(30.5B)
Total Current Liabilities	24.2B	19.3B	23.8B	26.9B	857.5B	900.4B
Total Stockholder Equity	264.8B	272.9B	270.1B	273.2B	291.6B	166.8B
Property Plant And Equipment Net	10.6B	11B	10.8B	11.5B	11.9B	9.4B
Net Debt	96.4B	(104.8B)	(51.5B)	65.5B	(7.1B)	(6.8B)
Retained Earnings	156.3B	164.1B	188.1B	207.0B	224.7B	235.9B
Cash	168.7B	387.0B	355.4B	237.5B	327.5B	343.8B
Non Current Assets Total	781.5B	963.7B	1.3T	1.2T	2.8T	3.0T
Non Currrent Assets Other	(781.5B)	(963.7B)	(1.3T)	(1.2T)	(1.1T)	(1.0T)
Cash And Short Term Investments	414.3B	621.5B	654.5B	458.3B	327.5B	279.3B
Net Receivables	55.9B	64.2B	72.7B	67.4B	96.7B	51.2B
Common Stock Shares Outstanding	9.4B	8.8B	8.6B	8.2B	8.1B	6.6B
Liabilities And Stockholders Equity	2.4T	2.8T	3.2T	3.1T	3.2T	1.7T
Non Current Liabilities Total	240.9B	262.9B	280.1B	2.5T	2.9T	3.0T
Other Current Assets	1.3T	1.2T	1.2T	133.8B	981.0B	762.1B
Other Stockholder Equity	23.4B	24.5B	(5.1B)	(21.2B)	(24.3B)	(23.1B)
Total Liab	2.2T	2.5T	2.9T	2.8T	2.9T	1.5T
Property Plant And Equipment Gross	9.2B	9.9B	10.6B	11B	12.7B	9.1B
Total Current Assets	490.0B	702.7B	742.0B	539.3B	1.3T	1.4T
Short Term Debt	24.2B	19.3B	23.8B	26.9B	32.1B	50.1B
Common Stock Total Equity	91.7B	86.0B	62.4B	59.0B	67.8B	94.8B
Accumulated Other Comprehensive Income	(6.6B)	(1.7B)	(5.1B)	(21.2B)	(17.8B)	(16.9B)
Common Stock	91.7B	86.0B	62.4B	59.0B	56.4B	93.5B
Other Liab	5.3B	11.1B	6.7B	5.6B	5.1B	4.8B
Accounts Payable	182.8B	181.8B	2.1T	224.1B	201.7B	352.2B
Other Assets	1.2T	1.2T	1.1T	1.3T	(952.7B)	(905.0B)
Long Term Debt	240.9B	262.9B	280.1B	276.0B	302.2B	282.8B
Short Term Investments	245.6B	234.5B	299.2B	220.8B	266.6B	236.1B
Inventory	285M	164M	130M	170M	(68.8B)	(72.2B)
Preferred Stock Total Equity	23.4B	24.5B	24.7B	28.4B	32.7B	17.3B
Intangible Assets	1.7B	1.6B	2.2B	2.1B	400M	380M
Property Plant Equipment	10.6B	11B	10.8B	11.5B	13.2B	11.1B
Retained Earnings Total Equity	156.3B	164.1B	188.1B	207.0B	238.1B	250.0B
Net Tangible Assets	195.9B	204.0B	176.3B	204.2B	234.8B	192.0B
Long Term Debt Total	362.4B	379.8B	280.1B	276.0B	248.4B	297.6B
Long Term Investments	702.0B	883.7B	1.2T	1.2T	1.0T	968.6B
Non Current Liabilities Other	165.1B	170.3B	192.3B	195.6B	176.1B	159.2B

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When determining whether Bank of America offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank of America's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank Of America Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank Of America Stock:

How To Invest In Bank

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Is Bank Stock a good investment?

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What is Bank of America's Net Worth?

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Largest Banks - Diversified Companies

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Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank of America. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

For information on how to trade Bank Stock refer to our How to Trade Bank Stock guide.

You can also try the Sync Your Broker module to sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors..

Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of America. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of America listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.10)

Dividend Share

0.98

Earnings Share

2.74

Revenue Per Share

11.95

Quarterly Revenue Growth

(0.01)

The market value of Bank of America is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of America's value that differs from its market value or its book value, called intrinsic value, which is Bank of America's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of America's market value can be influenced by many factors that don't directly affect Bank of America's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Bank of America's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of America is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of America's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Bank Long Term Debt vs Retained Earnings Analysis

Long Term Debt vs Retained Earnings

Long Term Debt vs Retained Earnings Correlation Analysis

Correlation Coefficient

Long Term Debt

Retained Earnings

Bank of America fundamental ratios Correlations

Bank of America Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Bank of America fundamental ratios Accounts

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COMPANY

Total Liab	+ 1.0	Total Assets
Common Stock	+ 1.0	Common Stock Total Equity
Property Plant And Equipment Gross	+ 0.99	Property Plant And Equipment Net
Total Current Assets	+ 0.97	Non Current Assets Total
Non Current Assets Total	+ 0.93	Total Current Liabilities
Total Stockholder Equity	+ 0.92	Total Assets

Other Assets	- 0.91	Total Current Liabilities
Retained Earnings	- 0.78	Other Current Liab
Other Assets	- 0.75	Non Current Assets Total
Non Currrent Assets Other	- 0.72	Cash
Other Assets	- 0.71	Total Current Assets
Non Currrent Assets Other	- 0.67	Retained Earnings