Enova Historical Income Statement

ENVA Stock

USD 104.72 2.70 2.65%

Historical analysis of Enova International income statement accounts such as Selling General Administrative of 121.5 M or Selling And Marketing Expenses of 435.2 M can show how well Enova International performed in making a profits. Evaluating Enova International income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Enova International's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Enova International latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Enova International is a good buy for the upcoming year.

Net Income Gross Profit

Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enova International. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.

For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.

About Enova Income Statement Analysis

Enova International Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Enova International shareholders. The income statement also shows Enova investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Enova International Income Statement Chart

At present, Enova International's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling And Marketing Expenses is expected to grow to about 435.2 M, whereas Depreciation And Amortization is forecasted to decline to about 36.2 M.

Interest Expense Selling General Administrative Selling And Marketing Expenses Total Revenue Gross Profit Cost Of Revenue

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Total Revenue

Total revenue comprises all receipts Enova International generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Enova International minus its cost of goods sold. It is profit before Enova International operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Cost Of Revenue

Cost of Revenue is found on Enova International income statement and represents the costs associated with goods and services Enova International provides. Indirect cost, such as salaries, is not included. In other words, cost of revenue is the total cost incurred to obtain a sale. It is more than the traditional cost of goods sold, since it includes specific selling and marketing activities.

Most accounts from Enova International's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Enova International current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enova International. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.

For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.At present, Enova International's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling And Marketing Expenses is expected to grow to about 435.2 M, whereas Depreciation And Amortization is forecasted to decline to about 36.2 M.

	2021	2022	2023	2024 (projected)
Interest Expense	76.5M	115.9M	194.8M	204.5M
Depreciation And Amortization	794.9M	1.4B	38.2M	36.2M

Interest Expense Depreciation And Amortization

Enova International income statement Correlations

	Depreciation And Amortization	Interest Expense	Selling General Administrative	Selling And Marketing Expenses	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Cost Of Revenue	Net Income From Continuing Ops	Non Operating Income Net Other	Tax Provision	Interest Income	Net Interest Income	Discontinued Operations	Reconciled Depreciation	Extraordinary Items	Minority Interest
Depreciation And Amortization		0.02	0.58	0.39	0.34	0.71	0.27	0.5	-0.93	0.69	0.65	0.73	0.01	0.72	0.64	-0.01	0.68	0.38	0.72	0.34	-0.55	-0.01	0.66	-0.63	-0.71
Interest Expense	0.02		0.45	0.49	0.4	0.2	0.3	0.52	0.25	0.5	-0.02	0.05	-0.88	0.07	-0.06	0.59	0.21	0.01	0.28	0.35	-0.54	-0.01	0.44	-0.35	-0.38
Selling General Administrative	0.58	0.45		0.65	0.69	0.84	0.61	0.77	-0.33	0.88	0.72	0.76	-0.3	0.75	0.65	0.46	0.66	0.32	0.78	0.71	-0.66	-0.15	0.81	-0.77	-0.83
Selling And Marketing Expenses	0.39	0.49	0.65		0.91	0.8	0.87	0.75	-0.13	0.61	0.75	0.4	-0.56	0.35	0.51	0.74	0.32	-0.13	0.63	0.59	-0.87	-0.04	0.88	-0.64	-0.75
Total Revenue	0.34	0.4	0.69	0.91		0.78	0.99	0.57	-0.08	0.57	0.76	0.51	-0.32	0.49	0.47	0.88	0.4	0.07	0.57	0.79	-0.9	-0.24	0.78	-0.74	-0.71
Gross Profit	0.71	0.2	0.84	0.8	0.78		0.73	0.81	-0.52	0.82	0.95	0.72	-0.23	0.68	0.76	0.46	0.58	0.12	0.81	0.67	-0.76	-0.14	0.93	-0.77	-0.83
Other Operating Expenses	0.27	0.3	0.61	0.87	0.99	0.73		0.47	-0.05	0.45	0.76	0.43	-0.22	0.42	0.39	0.88	0.3	0.01	0.47	0.8	-0.86	-0.26	0.7	-0.67	-0.62
Operating Income	0.5	0.52	0.77	0.75	0.57	0.81	0.47		-0.27	0.81	0.66	0.43	-0.66	0.38	0.58	0.37	0.38	-0.18	0.71	0.48	-0.59	-0.05	0.88	-0.57	-0.72
Ebit	-0.93	0.25	-0.33	-0.13	-0.08	-0.52	-0.05	-0.27		-0.42	-0.53	-0.54	-0.24	-0.53	-0.47	0.26	-0.46	-0.3	-0.49	-0.15	0.3	-0.03	-0.41	0.38	0.45
Ebitda	0.69	0.5	0.88	0.61	0.57	0.82	0.45	0.81	-0.42		0.6	0.82	-0.42	0.8	0.72	0.36	0.84	0.41	0.89	0.55	-0.66	-0.1	0.85	-0.8	-0.87
Total Operating Expenses	0.65	-0.02	0.72	0.75	0.76	0.95	0.76	0.66	-0.53	0.6		0.61	-0.03	0.57	0.67	0.42	0.4	0.01	0.67	0.66	-0.69	-0.13	0.83	-0.65	-0.72
Income Before Tax	0.73	0.05	0.76	0.4	0.51	0.72	0.43	0.43	-0.54	0.82	0.61		0.14	0.99	0.84	0.21	0.94	0.7	0.84	0.5	-0.51	-0.21	0.63	-0.82	-0.81
Total Other Income Expense Net	0.01	-0.88	-0.3	-0.56	-0.32	-0.23	-0.22	-0.66	-0.24	-0.42	-0.03	0.14		0.16	0.03	-0.45	0.0	0.35	-0.25	-0.17	0.44	-0.11	-0.49	0.19	0.31
Net Income	0.72	0.07	0.75	0.35	0.49	0.68	0.42	0.38	-0.53	0.8	0.57	0.99	0.16		0.76	0.23	0.95	0.75	0.8	0.53	-0.52	-0.21	0.6	-0.81	-0.79
Income Tax Expense	0.64	-0.06	0.65	0.51	0.47	0.76	0.39	0.58	-0.47	0.72	0.67	0.84	0.03	0.76		0.09	0.71	0.35	0.84	0.22	-0.39	-0.18	0.65	-0.68	-0.72
Cost Of Revenue	-0.01	0.59	0.46	0.74	0.88	0.46	0.88	0.37	0.26	0.36	0.42	0.21	-0.45	0.23	0.09		0.19	0.0	0.28	0.75	-0.81	-0.3	0.53	-0.56	-0.43
Net Income From Continuing Ops	0.68	0.21	0.66	0.32	0.4	0.58	0.3	0.38	-0.46	0.84	0.4	0.94	0.0	0.95	0.71	0.19		0.78	0.81	0.41	-0.49	-0.14	0.58	-0.78	-0.78
Non Operating Income Net Other	0.38	0.01	0.32	-0.13	0.07	0.12	0.01	-0.18	-0.3	0.41	0.01	0.7	0.35	0.75	0.35	0.0	0.78		0.39	0.14	-0.17	-0.02	0.07	-0.42	-0.36
Tax Provision	0.72	0.28	0.78	0.63	0.57	0.81	0.47	0.71	-0.49	0.89	0.67	0.84	-0.25	0.8	0.84	0.28	0.81	0.39		0.45	-0.59	-0.25	0.85	-0.88	-0.91
Interest Income	0.34	0.35	0.71	0.59	0.79	0.67	0.8	0.48	-0.15	0.55	0.66	0.5	-0.17	0.53	0.22	0.75	0.41	0.14	0.45		-0.74	-0.36	0.64	-0.71	-0.62
Net Interest Income	-0.55	-0.54	-0.66	-0.87	-0.9	-0.76	-0.86	-0.59	0.3	-0.66	-0.69	-0.51	0.44	-0.52	-0.39	-0.81	-0.49	-0.17	-0.59	-0.74		0.14	-0.81	0.74	0.74
Discontinued Operations	-0.01	-0.01	-0.15	-0.04	-0.24	-0.14	-0.26	-0.05	-0.03	-0.1	-0.13	-0.21	-0.11	-0.21	-0.18	-0.3	-0.14	-0.02	-0.25	-0.36	0.14		-0.04	0.53	0.02
Reconciled Depreciation	0.66	0.44	0.81	0.88	0.78	0.93	0.7	0.88	-0.41	0.85	0.83	0.63	-0.49	0.6	0.65	0.53	0.58	0.07	0.85	0.64	-0.81	-0.04		-0.77	-0.91
Extraordinary Items	-0.63	-0.35	-0.77	-0.64	-0.74	-0.77	-0.67	-0.57	0.38	-0.8	-0.65	-0.82	0.19	-0.81	-0.68	-0.56	-0.78	-0.42	-0.88	-0.71	0.74	0.53	-0.77		0.84
Minority Interest	-0.71	-0.38	-0.83	-0.75	-0.71	-0.83	-0.62	-0.72	0.45	-0.87	-0.72	-0.81	0.31	-0.79	-0.72	-0.43	-0.78	-0.36	-0.91	-0.62	0.74	0.02	-0.91	0.84

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Enova International Account Relationship Matchups

Enova International income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	171.9K	705.9M	794.9M	1.4B	38.2M	36.2M
Interest Expense	75.6M	86.7M	76.5M	115.9M	194.8M	204.5M
Selling General Administrative	109.2M	140.6M	157.0M	140.5M	160.3M	121.5M
Selling And Marketing Expenses	115.1M	69.8M	271.2M	382.6M	414.5M	435.2M
Total Revenue	1.2B	1.1B	1.2B	1.7B	2.1B	2.2B
Gross Profit	496.3M	597.5M	947.8M	1.1B	1.0B	562.2M
Other Operating Expenses	1.0B	812.6M	871.4M	1.4B	1.7B	1.8B
Operating Income	175.1M	107.4M	413.1M	384.0M	422.1M	233.4M
Ebit	190.0M	(308.3M)	(346.4M)	(931.2M)	422.1M	443.2M
Ebitda	190.2M	397.6M	448.4M	420.9M	460.3M	253.6M
Total Operating Expenses	323.7M	326.4M	611.2M	733.6M	613.0M	354.6M
Income Before Tax	170.1M	435.4M	337.2M	272.6M	227.2M	161.4M
Total Other Income Expense Net	(5.1M)	77.6M	(75.9M)	(111.4M)	(194.9M)	(185.1M)
Net Income	128.0M	377.8M	256.3M	207.4M	175.1M	121.1M
Income Tax Expense	42.1M	57.2M	80.1M	65.2M	52.1M	40.3M
Cost Of Revenue	678.5M	486.2M	260.2M	618.5M	1.1B	1.1B
Net Income Applicable To Common Shares	36.6M	377.8M	256.3M	207.4M	238.5M	130.5M
Net Income From Continuing Ops	128.0M	378.2M	257.1M	207.4M	191.2M	159.7M
Research Development	0.14	0.4	0.28	0.16	0.11	0.12
Non Operating Income Net Other	(2.5M)	164.3M	601K	4.5M	5.1M	4.9M
Tax Provision	42.1M	57.2M	80.1M	65.2M	61.3M	45.2M
Net Interest Income	(75.6M)	(86.7M)	(76.5M)	(115.9M)	(104.3M)	(109.5M)
Reconciled Depreciation	15.1M	19.7M	35.4M	36.9M	37.6M	27.4M

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When determining whether Enova International offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Enova International's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Enova International Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Enova International Stock:

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What is Enova International's Net Worth?

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For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.

You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Enova International. If investors know Enova will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Enova International listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.217

Earnings Share

6.28

Revenue Per Share

42.107

Quarterly Revenue Growth

0.194

Return On Assets

0.0398

The market value of Enova International is measured differently than its book value, which is the value of Enova that is recorded on the company's balance sheet. Investors also form their own opinion of Enova International's value that differs from its market value or its book value, called intrinsic value, which is Enova International's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Enova International's market value can be influenced by many factors that don't directly affect Enova International's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Enova International's value and its price as these two are different measures arrived at by different means. Investors typically determine if Enova International is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Enova International's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Enova Historical Income Statement

About Enova Income Statement Analysis

Enova International Income Statement Chart

Interest Expense

Total Revenue

Gross Profit

Cost Of Revenue

Enova International income statement Correlations

Enova International Account Relationship Matchups

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Enova International income statement Accounts

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Other Operating Expenses	+ 0.99	Total Revenue
Net Income	+ 0.99	Income Before Tax
Total Operating Expenses	+ 0.95	Gross Profit
Net Income From Continuing Ops	+ 0.95	Net Income
Net Income From Continuing Ops	+ 0.94	Income Before Tax
Reconciled Depreciation	+ 0.93	Gross Profit

Ebit	- 0.93	Depreciation And Amortization
Minority Interest	- 0.91	Reconciled Depreciation
Minority Interest	- 0.91	Tax Provision
Net Interest Income	- 0.9	Total Revenue
Extraordinary Items	- 0.88	Tax Provision
Total Other Income Expense Net	- 0.88	Interest Expense