First Operating Income vs Net Income Analysis

FFWM Stock  USD 7.99  0.26  3.15%   
First Foundation financial indicator trend analysis is much more than just examining First Foundation latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether First Foundation is a good investment. Please check the relationship between First Foundation Operating Income and its Net Income accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Foundation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
To learn how to invest in First Stock, please use our How to Invest in First Foundation guide.

Operating Income vs Net Income

Operating Income vs Net Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of First Foundation Operating Income account and Net Income. At this time, the significance of the direction appears to have almost identical trend.
The correlation between First Foundation's Operating Income and Net Income is 0.97. Overlapping area represents the amount of variation of Operating Income that can explain the historical movement of Net Income in the same time period over historical financial statements of First Foundation, assuming nothing else is changed. The correlation between historical values of First Foundation's Operating Income and Net Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Operating Income of First Foundation are associated (or correlated) with its Net Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Income has no effect on the direction of Operating Income i.e., First Foundation's Operating Income and Net Income go up and down completely randomly.

Correlation Coefficient

0.97
Relationship DirectionPositive 
Relationship StrengthVery Strong

Operating Income

Operating Income is the amount of profit realized from First Foundation operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of First Foundation is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in First Foundation financial statement analysis. It represents the amount of money remaining after all of First Foundation operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.
Most indicators from First Foundation's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into First Foundation current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Foundation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
To learn how to invest in First Stock, please use our How to Invest in First Foundation guide.As of the 27th of November 2024, Selling General Administrative is likely to drop to about 66.4 M. In addition to that, Tax Provision is likely to drop to about 4.6 M
 2021 2022 2023 2024 (projected)
Interest Expense13.9M85.2M371.4M390.0M
Depreciation And Amortization4.9M5.9M8.2M4.2M

First Foundation fundamental ratios Correlations

0.760.890.910.95-0.020.84-0.490.870.43-0.610.970.760.960.890.560.54-0.80.91.00.930.320.870.930.510.81
0.760.520.610.660.520.42-0.540.650.12-0.630.860.460.660.650.310.84-0.790.570.760.650.440.540.760.530.94
0.890.520.880.82-0.120.97-0.530.690.73-0.330.820.840.90.940.680.25-0.490.990.890.80.340.950.720.130.59
0.910.610.880.77-0.010.81-0.590.70.57-0.570.870.790.980.920.770.5-0.590.890.910.740.460.930.720.340.69
0.950.660.820.77-0.190.77-0.310.910.3-0.580.890.710.860.750.440.46-0.810.830.951.00.190.750.960.580.71
-0.020.52-0.12-0.01-0.19-0.16-0.29-0.31-0.02-0.120.16-0.3-0.040.08-0.150.37-0.12-0.08-0.02-0.190.3-0.04-0.02-0.060.42
0.840.420.970.810.77-0.16-0.450.630.77-0.220.740.730.830.890.570.08-0.420.930.840.760.20.880.670.030.51
-0.49-0.54-0.53-0.59-0.31-0.29-0.45-0.34-0.540.2-0.53-0.6-0.55-0.55-0.7-0.510.16-0.55-0.49-0.28-0.66-0.57-0.250.06-0.47
0.870.650.690.70.91-0.310.63-0.340.16-0.590.810.780.770.660.480.6-0.780.720.870.90.230.640.870.640.68
0.430.120.730.570.3-0.020.77-0.540.160.180.360.570.520.650.69-0.130.170.690.420.280.390.660.12-0.540.17
-0.61-0.63-0.33-0.57-0.58-0.12-0.220.2-0.590.18-0.58-0.4-0.59-0.45-0.33-0.730.78-0.39-0.61-0.570.01-0.43-0.67-0.81-0.64
0.970.860.820.870.890.160.74-0.530.810.36-0.580.680.920.860.50.64-0.820.850.970.880.460.830.910.520.89
0.760.460.840.790.71-0.30.73-0.60.780.57-0.40.680.790.80.860.47-0.40.870.760.680.470.840.570.20.5
0.960.660.90.980.86-0.040.83-0.550.770.52-0.590.920.790.920.710.52-0.670.910.950.830.450.940.810.410.74
0.890.650.940.920.750.080.89-0.550.660.65-0.450.860.80.920.680.42-0.560.950.890.720.450.970.70.20.75
0.560.310.680.770.44-0.150.57-0.70.480.69-0.330.50.860.710.680.42-0.110.710.560.390.610.750.27-0.030.33
0.540.840.250.50.460.370.08-0.510.6-0.13-0.730.640.470.520.420.42-0.670.340.540.440.540.360.540.640.78
-0.8-0.79-0.49-0.59-0.81-0.12-0.420.16-0.780.170.78-0.82-0.4-0.67-0.56-0.11-0.67-0.54-0.8-0.82-0.06-0.5-0.94-0.88-0.79
0.90.570.990.890.83-0.080.93-0.550.720.69-0.390.850.870.910.950.710.34-0.540.90.810.410.970.740.190.63
1.00.760.890.910.95-0.020.84-0.490.870.42-0.610.970.760.950.890.560.54-0.80.90.930.320.870.930.510.82
0.930.650.80.741.0-0.190.76-0.280.90.28-0.570.880.680.830.720.390.44-0.820.810.930.150.730.960.590.7
0.320.440.340.460.190.30.2-0.660.230.390.010.460.470.450.450.610.54-0.060.410.320.150.470.12-0.090.45
0.870.540.950.930.75-0.040.88-0.570.640.66-0.430.830.840.940.970.750.36-0.50.970.870.730.470.670.190.63
0.930.760.720.720.96-0.020.67-0.250.870.12-0.670.910.570.810.70.270.54-0.940.740.930.960.120.670.710.79
0.510.530.130.340.58-0.060.030.060.64-0.54-0.810.520.20.410.2-0.030.64-0.880.190.510.59-0.090.190.710.53
0.810.940.590.690.710.420.51-0.470.680.17-0.640.890.50.740.750.330.78-0.790.630.820.70.450.630.790.53
Click cells to compare fundamentals

First Foundation Account Relationship Matchups

First Foundation fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets6.3B7.0B10.2B13.0B13.3B14.0B
Short Long Term Debt Total753M269M210.1M1.4B1.6B1.7B
Total Stockholder Equity613.9M695.7M1.1B1.1B925.3M567.5M
Property Plant And Equipment Net8.4M8.0M37.9M36.1M39.9M41.9M
Net Debt677.6M(360.7M)(911.6M)713.4M255.8M212.0M
Retained Earnings175.8M247.6M341.0M426.7M218.6M160.5M
Accounts Payable66.4M79.0M110.1M147.3M132.5M142.4M
Cash65.4M629.7M1.1B656.5M1.3B1.4B
Non Current Assets Total1.1B910.7M1.5B1.3B44.9M42.6M
Non Currrent Assets Other(1.1B)(8.6M)(20.8M)(24.2M)(1.5B)(1.4B)
Other Assets4.1B4.6B6.4B10.8B11.2B11.7B
Cash And Short Term Investments1.1B1.4B2.3B882.7M2.0B1.1B
Common Stock Total Equity38K44K45K56K64.4K67.6K
Common Stock Shares Outstanding42.6M44.9M44.9M56.5M56.4M40.2M
Short Term Investments1.0B807.4M1.2B226.2M703.2M600.4M
Liabilities And Stockholders Equity6.3B7.0B10.2B13.0B13.3B14.0B
Non Current Liabilities Total743M269M210.1M147.3M1.6B1.7B
Inventory2.9M815K6.1M(718.0M)(1.4B)(1.3B)
Other Stockholder Equity433.8M433.9M720.7M719.6M720.9M408.7M
Total Liab5.7B6.3B9.1B11.9B12.1B12.7B
Property Plant And Equipment Gross8.4M8.0M55.4M55.2M59.3M62.2M
Total Current Assets1.1B1.4B2.3B882.7M2.1B2.1B
Accumulated Other Comprehensive Income4.3M14.1M2.3M(11.9M)(14.2M)(13.5M)
Common Stock38K44K45K56K64.4K36.2K
Property Plant Equipment8.4M8.0M37.9M67.4M77.5M81.3M
Total Current Liabilities66.4M79.0M110.1M147.3M4.9B5.1B
Long Term Debt743M269M210.1M1.4B1.6B1.7B
Other Current Liab(66.4M)(79.0M)(110.1M)(147.3M)4.3B4.6B
Net Tangible Assets516.7M600.4M841.9M912.5M1.0B529.4M
Retained Earnings Total Equity128.5M175.8M247.6M341.0M392.1M411.7M
Capital Surpluse431.8M433.8M433.9M720.7M828.9M870.3M
Long Term Investments6.0B807.4M1.2B1.1B1.5B2.0B
Short Term Debt743M261.4M173.1M1.2B515.8M527.3M
Intangible Assets97.2M95.3M222.1M6.6M4.9M4.7M
Other Current Assets4.1B629.7M1.1B666.6M1.4B1.7B
Net Invested Capital1.4B964.7M1.3B2.5B2.5B1.7B

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When determining whether First Foundation is a strong investment it is important to analyze First Foundation's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Foundation's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Foundation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
To learn how to invest in First Stock, please use our How to Invest in First Foundation guide.
You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Foundation. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Foundation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.93)
Dividend Share
0.01
Earnings Share
(1.26)
Revenue Per Share
1.829
Quarterly Revenue Growth
(0.03)
The market value of First Foundation is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Foundation's value that differs from its market value or its book value, called intrinsic value, which is First Foundation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Foundation's market value can be influenced by many factors that don't directly affect First Foundation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Foundation's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Foundation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Foundation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.