First Net Profit Margin vs Pretax Profit Margin Analysis

FGBI Stock  USD 14.31  0.81  6.00%   
First Guaranty financial indicator trend analysis is much more than just examining First Guaranty Bancshares latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether First Guaranty Bancshares is a good investment. Please check the relationship between First Guaranty Net Profit Margin and its Pretax Profit Margin accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Guaranty Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Net Profit Margin vs Pretax Profit Margin

Net Profit Margin vs Pretax Profit Margin Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of First Guaranty Bancshares Net Profit Margin account and Pretax Profit Margin. At this time, the significance of the direction appears to have totally related.
The correlation between First Guaranty's Net Profit Margin and Pretax Profit Margin is 1.0. Overlapping area represents the amount of variation of Net Profit Margin that can explain the historical movement of Pretax Profit Margin in the same time period over historical financial statements of First Guaranty Bancshares, assuming nothing else is changed. The correlation between historical values of First Guaranty's Net Profit Margin and Pretax Profit Margin is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Profit Margin of First Guaranty Bancshares are associated (or correlated) with its Pretax Profit Margin. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Pretax Profit Margin has no effect on the direction of Net Profit Margin i.e., First Guaranty's Net Profit Margin and Pretax Profit Margin go up and down completely randomly.

Correlation Coefficient

1.0
Relationship DirectionPositive 
Relationship StrengthVery Strong

Net Profit Margin

The percentage of revenue left after all expenses have been deducted from sales. The measure is calculated by dividing net profit by revenue.

Pretax Profit Margin

Most indicators from First Guaranty's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into First Guaranty Bancshares current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Guaranty Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
As of now, First Guaranty's Enterprise Value Multiple is increasing as compared to previous years.
 2021 2022 2023 2024 (projected)
Interest Expense22.3M36.5M98.3M103.2M
Depreciation And Amortization4.2M3.1M4.0M2.7M

First Guaranty fundamental ratios Correlations

0.680.440.990.93-0.110.80.580.67-0.36-0.470.460.030.640.820.950.8-0.60.44-0.370.941.00.85-0.490.670.65
0.680.890.630.630.220.610.910.69-0.72-0.320.39-0.190.910.810.660.71-0.80.89-0.230.630.680.88-0.620.790.37
0.440.890.410.360.130.370.930.66-0.73-0.10.49-0.150.790.590.410.49-0.671.0-0.120.350.440.72-0.570.490.09
0.990.630.410.89-0.140.780.550.65-0.25-0.470.50.090.620.790.910.78-0.50.41-0.410.910.980.83-0.470.640.64
0.930.630.360.89-0.180.630.590.68-0.45-0.510.230.010.50.870.970.87-0.640.36-0.270.980.930.8-0.460.580.85
-0.110.220.13-0.14-0.180.10.0-0.550.050.040.05-0.450.39-0.13-0.08-0.07-0.060.130.03-0.11-0.11-0.050.050.37-0.29
0.80.610.370.780.630.10.360.46-0.24-0.120.520.110.680.560.710.57-0.540.36-0.290.690.80.67-0.240.720.22
0.580.910.930.550.590.00.360.78-0.77-0.30.32-0.160.760.80.570.68-0.720.93-0.210.540.580.83-0.690.550.41
0.670.690.660.650.68-0.550.460.78-0.65-0.310.290.170.490.790.630.67-0.640.66-0.220.620.670.79-0.570.40.54
-0.36-0.72-0.73-0.25-0.450.05-0.24-0.77-0.650.190.00.37-0.55-0.6-0.42-0.470.89-0.73-0.1-0.4-0.37-0.630.51-0.42-0.29
-0.47-0.32-0.1-0.47-0.510.04-0.12-0.3-0.310.190.320.17-0.32-0.64-0.38-0.270.3-0.10.66-0.41-0.47-0.490.77-0.49-0.68
0.460.390.490.50.230.050.520.320.290.00.320.20.430.080.380.32-0.080.490.070.330.460.330.10.22-0.19
0.03-0.19-0.150.090.01-0.450.11-0.160.170.370.170.2-0.28-0.040.01-0.090.31-0.14-0.370.020.03-0.10.19-0.30.02
0.640.910.790.620.50.390.680.760.49-0.55-0.320.43-0.280.670.540.55-0.710.78-0.30.510.640.82-0.570.890.2
0.820.810.590.790.87-0.130.560.80.79-0.6-0.640.08-0.040.670.820.81-0.740.59-0.450.820.820.92-0.750.670.79
0.950.660.410.910.97-0.080.710.570.63-0.42-0.380.380.010.540.820.88-0.640.41-0.21.00.950.81-0.370.570.72
0.80.710.490.780.87-0.070.570.680.67-0.47-0.270.32-0.090.550.810.88-0.590.50.010.880.80.81-0.310.550.72
-0.6-0.8-0.67-0.5-0.64-0.06-0.54-0.72-0.640.890.3-0.080.31-0.71-0.74-0.64-0.59-0.670.04-0.63-0.6-0.810.5-0.64-0.41
0.440.891.00.410.360.130.360.930.66-0.73-0.10.49-0.140.780.590.410.5-0.67-0.120.350.440.72-0.570.480.09
-0.37-0.23-0.12-0.41-0.270.03-0.29-0.21-0.22-0.10.660.07-0.37-0.3-0.45-0.20.010.04-0.12-0.19-0.37-0.320.68-0.34-0.28
0.940.630.350.910.98-0.110.690.540.62-0.4-0.410.330.020.510.821.00.88-0.630.35-0.190.940.8-0.350.560.77
1.00.680.440.980.93-0.110.80.580.67-0.37-0.470.460.030.640.820.950.8-0.60.44-0.370.940.85-0.490.670.66
0.850.880.720.830.8-0.050.670.830.79-0.63-0.490.33-0.10.820.920.810.81-0.810.72-0.320.80.85-0.650.730.59
-0.49-0.62-0.57-0.47-0.460.05-0.24-0.69-0.570.510.770.10.19-0.57-0.75-0.37-0.310.5-0.570.68-0.35-0.49-0.65-0.51-0.43
0.670.790.490.640.580.370.720.550.4-0.42-0.490.22-0.30.890.670.570.55-0.640.48-0.340.560.670.73-0.510.37
0.650.370.090.640.85-0.290.220.410.54-0.29-0.68-0.190.020.20.790.720.72-0.410.09-0.280.770.660.59-0.430.37
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First Guaranty Account Relationship Matchups

First Guaranty fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets2.1B2.5B2.9B3.2B3.6B2.0B
Short Long Term Debt Total79.9M110.5M43.2M176.9M275.4M289.2M
Total Current Liabilities19.1M55.3M7.7M144.3M2.6B2.7B
Total Stockholder Equity166.0M178.6M223.9M235.0M249.6M157.7M
Property Plant And Equipment Net55.7M59.9M58.6M58.2M69.8M36.8M
Net Debt13.4M(188.4M)(218.6M)94.1M(17.0M)(17.9M)
Retained Earnings43.3M57.4M56.7M76.4M68.0M54.9M
Accounts Payable6.0M5.3M4.5M4.3M11.8M12.4M
Cash66.5M298.9M261.7M82.8M286.1M300.4M
Non Current Assets Total503.4M317.9M441.6M527.6M100.4M95.4M
Non Currrent Assets Other(503.4M)(317.9M)(441.6M)(527.6M)(100.4M)(105.4M)
Other Assets1.2B1.6B2.0B2.1B3.2B2.1B
Cash And Short Term Investments406.9M537.5M472.4M214.3M286.5M361.7M
Net Receivables8.4M11.9M12.0M328.1M299.7M314.7M
Common Stock Shares Outstanding10.7M10.7M10.7M10.7M11.2M10.9M
Short Term Investments340.4M238.5M210.6M131.5M341K324.0K
Liabilities And Stockholders Equity2.1B2.5B2.9B3.2B3.6B2.0B
Non Current Liabilities Total66.8M60.5M40.0M144.3M3.3B3.5B
Other Current Assets80.7M313.8M276.1M96.3M303.4M350.1M
Total Liab2.0B2.3B2.7B2.9B3.3B1.8B
Property Plant And Equipment Gross56.5M59.9M100.2M102.7M117.0M122.9M
Total Current Assets415.4M549.4M484.4M542.3M286.5M272.1M
Accumulated Other Comprehensive Income2.2M647K(6.6M)(15.2M)(13.0M)(12.3M)
Short Term Debt13.1M50M3.2M140M70.3M73.8M
Intangible Assets7.2M6.6M5.9M5.0M4.3M3.7M
Other Liab5.4M6.0M3.6M4.9M5.6M4.3M
Long Term Debt66.8M60.5M40.0M36.9M209.1M219.6M
Inventory(80.7M)(313.8M)(276.1M)(98.8M)270.4M283.9M
Property Plant Equipment56.5M59.9M58.6M58.2M66.9M39.9M
Other Current Liab(19.1M)(55.3M)(4.5M)(144.3M)2.5B2.6B
Net Tangible Assets146.6M159.9M172.0M184.1M211.7M155.7M
Retained Earnings Total Equity43.3M57.4M56.7M76.4M87.8M61.2M
Long Term Debt Total63.3M57.1M40.0M36.9M42.5M42.5M
Long Term Investments427.0M238.5M364.2M451.5M404.1M369.6M
Short Long Term Debt13.1M50M3.2M140M60M36.7M

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When determining whether First Guaranty Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Guaranty's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Guaranty Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Guaranty Bancshares Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Guaranty Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Guaranty. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Guaranty listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.033
Dividend Share
0.56
Earnings Share
0.84
Revenue Per Share
7.78
Quarterly Revenue Growth
(0.01)
The market value of First Guaranty Bancshares is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Guaranty's value that differs from its market value or its book value, called intrinsic value, which is First Guaranty's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Guaranty's market value can be influenced by many factors that don't directly affect First Guaranty's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Guaranty's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Guaranty is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Guaranty's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.