German Historical Financial Ratios

GABC Stock  USD 45.66  0.30  0.65%   
German American is recently reporting on over 106 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as PTB Ratio of 2.01 or Days Sales Outstanding of 165 will help investors to properly organize and evaluate German American Bancorp financial condition quickly.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

About German Financial Ratios Analysis

German American BancorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate German American investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on German financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across German American history.

German American Financial Ratios Chart

At present, German American's PTB Ratio is projected to increase slightly based on the last few years of reporting. The current year's Days Sales Outstanding is expected to grow to 165.23, whereas Dividend Yield is forecasted to decline to 0.03.
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Operating CyclePrice Book Value Ratio
Price Earnings To Growth RatioDays Of Payables Outstanding
Dividend Payout RatioPrice To Operating Cash Flows Ratio
Price To Free Cash Flows RatioPretax Profit Margin
Ebt Per EbitOperating Profit Margin
Effective Tax RateCompany Equity Multiplier
Long Term Debt To CapitalizationTotal Debt To Capitalization
Return On Capital EmployedDebt Equity Ratio
Ebit Per RevenueQuick Ratio
Dividend Paid And Capex Coverage RatioNet Income Per E B T
Cash RatioCash Conversion Cycle
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity

Price To Sales Ratio

Price to Sales Ratio is figured by comparing German American Bancorp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on German American sales, a figure that is much harder to manipulate than other German American Bancorp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is German American Bancorp dividend as a percentage of German American stock price. German American Bancorp dividend yield is a measure of German American stock productivity, which can be interpreted as interest rate earned on an German American investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Capex To Depreciation

The ratio of a company's capital expenditures to its depreciation expenses, indicating how much the company is investing in physical assets relative to the aging of existing assets.

Ev To Sales

The Enterprise Value to Sales ratio, a valuation metric used to compare the value of a company, including debt and excluding cash, to its sales revenue.
Most ratios from German American's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into German American Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
At present, German American's PTB Ratio is projected to increase slightly based on the last few years of reporting. The current year's Days Sales Outstanding is expected to grow to 165.23, whereas Dividend Yield is forecasted to decline to 0.03.
 2021 2022 2023 2024 (projected)
Dividend Yield0.02150.02460.03070.0295
Price To Sales Ratio4.74.233.824.69

German American fundamentals Correlations

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Click cells to compare fundamentals

German American Account Relationship Matchups

German American fundamentals Accounts

201920202021202220232024 (projected)
Price To Sales Ratio4.824.194.74.233.824.69
Dividend Yield0.01910.02290.02150.02460.03070.0295
Ptb Ratio1.61.411.551.971.442.01
Book Value Per Share22.2223.5425.1918.9522.4523.57
Free Cash Flow Yield0.07260.06070.09720.0930.09990.0678
Operating Cash Flow Per Share2.533.483.83.733.433.61
Stock Based Compensation To Revenue0.0067480.0050120.0078260.0089710.0093020.005652
Capex To Depreciation1.090.750.530.780.61.16
Pb Ratio1.61.411.551.971.442.01
Free Cash Flow Per Share2.163.223.623.473.243.4
Roic0.0750.06760.08150.110.140.12
Net Income Per Share2.292.343.172.782.913.05
Capex To Revenue0.04910.03370.02130.03020.02290.0218
Cash Per Share4.113.0714.984.0656.6959.53
Pocfratio14.19.510.269.999.4415.09
Interest Coverage2.283.9210.766.411.651.19
Capex To Operating Cash Flow0.140.07650.04650.07140.05660.0538
Pfcf Ratio13.7716.4710.2910.7610.0120.0
Days Payables Outstanding1.0K1.2K809.97681.21783.391.0K
Income Quality1.351.341.11.491.21.18
Ev To Operating Cash Flow18.5410.9811.311.379.9218.56
Pe Ratio15.5314.1212.2913.4311.1519.07
Ev To Free Cash Flow21.6611.8911.8512.2410.529.99
Earnings Yield0.06440.07080.08130.07450.08970.0508
Intangibles To Total Assets0.03050.02630.02280.03080.03030.0319
Net Debt To E B I T D A3.591.620.941.390.430.41
Current Ratio0.897.5510.121.7416.3130.29
Tangible Book Value Per Share17.0318.6120.3812.5116.1316.94
Graham Number33.8635.2442.3934.4138.3140.23
Shareholders Equity Per Share22.2223.5425.1918.9522.4523.57

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When determining whether German American Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of German American's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of German American Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on German American Bancorp Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of German American. If investors know German will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about German American listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
1.08
Earnings Share
2.77
Revenue Per Share
8.341
Quarterly Revenue Growth
0.005
The market value of German American Bancorp is measured differently than its book value, which is the value of German that is recorded on the company's balance sheet. Investors also form their own opinion of German American's value that differs from its market value or its book value, called intrinsic value, which is German American's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because German American's market value can be influenced by many factors that don't directly affect German American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between German American's value and its price as these two are different measures arrived at by different means. Investors typically determine if German American is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, German American's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.