Northwest Retained Earnings vs Long Term Debt Analysis

NWBI Stock

USD 14.93 0.30 2.05%

Northwest Bancshares financial indicator trend analysis is infinitely more than just investigating Northwest Bancshares recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Northwest Bancshares is a good investment. Please check the relationship between Northwest Bancshares Retained Earnings and its Long Term Debt accounts. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northwest Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in Northwest Stock please use our How to Invest in Northwest Bancshares guide.

Retained Earnings vs Long Term Debt

Retained Earnings vs Long Term Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Northwest Bancshares Retained Earnings account and Long Term Debt. At this time, the significance of the direction appears to have weak relationship.

The correlation between Northwest Bancshares' Retained Earnings and Long Term Debt is 0.3. Overlapping area represents the amount of variation of Retained Earnings that can explain the historical movement of Long Term Debt in the same time period over historical financial statements of Northwest Bancshares, assuming nothing else is changed. The correlation between historical values of Northwest Bancshares' Retained Earnings and Long Term Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Retained Earnings of Northwest Bancshares are associated (or correlated) with its Long Term Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Long Term Debt has no effect on the direction of Retained Earnings i.e., Northwest Bancshares' Retained Earnings and Long Term Debt go up and down completely randomly.

Correlation Coefficient

0.3

Relationship Direction	Positive
Relationship Strength	Very Weak

View All Relationships

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Long Term Debt

Long-term debt is a debt that Northwest Bancshares has held for over one year. Long-term debt appears on Northwest Bancshares balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on Northwest Bancshares balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.

Most indicators from Northwest Bancshares' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Northwest Bancshares current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northwest Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in Northwest Stock please use our How to Invest in Northwest Bancshares guide.As of now, Northwest Bancshares' Enterprise Value Over EBITDA is decreasing as compared to previous years. The Northwest Bancshares' current Enterprise Value Multiple is estimated to increase to 18.57, while Selling General Administrative is projected to decrease to under 121.3 M.

	2021	2022	2023	2024 (projected)
Interest Expense	27.2M	28.1M	152.2M	78.4M
Depreciation And Amortization	17.7M	15.9M	24.5M	25.7M

Interest Expense Depreciation And Amortization

Northwest Bancshares fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Net Receivables	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Term Debt	Common Stock	Other Liab	Long Term Debt	Common Stock Total Equity
Total Assets		0.04	-0.54	0.2	0.95	0.81	-0.21	0.85	0.14	0.37	0.93	-0.85	0.97	0.67	0.86	0.7	0.15	0.88	1.0	0.73	0.7	0.13	-0.58	0.82	0.49	-0.59
Short Long Term Debt Total	0.04		-0.16	0.03	0.18	0.28	0.67	0.37	-0.01	0.04	0.19	-0.19	-0.04	0.2	0.12	-0.29	0.09	0.08	0.03	0.15	0.2	0.54	-0.44	-0.19	0.14	-0.45
Other Current Liab	-0.54	-0.16		-0.54	-0.39	-0.31	-0.31	-0.42	-0.53	0.28	-0.57	0.65	-0.6	0.01	-0.61	-0.64	-0.47	-0.64	-0.55	-0.76	-0.02	-0.15	0.1	-0.2	-0.8	0.12
Total Current Liabilities	0.2	0.03	-0.54		0.07	0.19	0.15	0.15	0.98	-0.26	0.25	-0.46	0.25	-0.18	0.5	0.5	0.99	0.49	0.21	0.63	-0.13	0.05	0.13	0.06	0.15	0.1
Total Stockholder Equity	0.95	0.18	-0.39	0.07		0.91	-0.12	0.95	-0.04	0.38	0.84	-0.75	0.91	0.7	0.79	0.46	0.04	0.82	0.94	0.61	0.73	0.2	-0.79	0.73	0.31	-0.8
Property Plant And Equipment Net	0.81	0.28	-0.31	0.19	0.91		0.08	0.9	0.03	0.2	0.66	-0.59	0.8	0.53	0.74	0.22	0.18	0.73	0.79	0.52	0.56	0.16	-0.88	0.52	0.07	-0.89
Net Debt	-0.21	0.67	-0.31	0.15	-0.12	0.08		0.08	0.12	-0.71	-0.23	0.21	-0.11	-0.51	0.03	-0.4	0.17	-0.14	-0.22	-0.09	-0.5	0.25	-0.17	-0.59	0.07	-0.18
Retained Earnings	0.85	0.37	-0.42	0.15	0.95	0.9	0.08		0.02	0.27	0.79	-0.71	0.81	0.61	0.77	0.34	0.14	0.77	0.83	0.61	0.63	0.38	-0.85	0.53	0.3	-0.86
Accounts Payable	0.14	-0.01	-0.53	0.98	-0.04	0.03	0.12	0.02		-0.26	0.22	-0.42	0.18	-0.22	0.45	0.56	0.97	0.4	0.16	0.59	-0.18	0.03	0.3	0.05	0.21	0.28
Cash	0.37	0.04	0.28	-0.26	0.38	0.2	-0.71	0.27	-0.26		0.52	-0.44	0.15	0.91	0.08	0.24	-0.25	0.24	0.37	0.22	0.9	0.14	-0.22	0.64	0.03	-0.21
Non Current Assets Total	0.93	0.19	-0.57	0.25	0.84	0.66	-0.23	0.79	0.22	0.52		-0.95	0.82	0.77	0.78	0.75	0.21	0.82	0.93	0.83	0.79	0.29	-0.46	0.78	0.63	-0.47
Non Currrent Assets Other	-0.85	-0.19	0.65	-0.46	-0.75	-0.59	0.21	-0.71	-0.42	-0.44	-0.95		-0.75	-0.68	-0.75	-0.79	-0.42	-0.9	-0.86	-0.94	-0.7	-0.26	0.37	-0.72	-0.63	0.39
Other Assets	0.97	-0.04	-0.6	0.25	0.91	0.8	-0.11	0.81	0.18	0.15	0.82	-0.75		0.48	0.88	0.68	0.19	0.86	0.97	0.68	0.51	0.05	-0.55	0.73	0.46	-0.57
Cash And Short Term Investments	0.67	0.2	0.01	-0.18	0.7	0.53	-0.51	0.61	-0.22	0.91	0.77	-0.68	0.48		0.39	0.36	-0.17	0.53	0.67	0.44	1.0	0.23	-0.51	0.79	0.2	-0.51
Net Receivables	0.86	0.12	-0.61	0.5	0.79	0.74	0.03	0.77	0.45	0.08	0.78	-0.75	0.88	0.39		0.69	0.47	0.81	0.86	0.68	0.43	0.33	-0.45	0.62	0.4	-0.47
Common Stock Shares Outstanding	0.7	-0.29	-0.64	0.5	0.46	0.22	-0.4	0.34	0.56	0.24	0.75	-0.79	0.68	0.36	0.69		0.44	0.7	0.72	0.77	0.39	0.04	0.13	0.68	0.67	0.11
Non Current Liabilities Total	0.15	0.09	-0.47	0.99	0.04	0.18	0.17	0.14	0.97	-0.25	0.21	-0.42	0.19	-0.17	0.47	0.44		0.45	0.17	0.59	-0.13	0.08	0.11	0.03	0.08	0.09
Other Stockholder Equity	0.88	0.08	-0.64	0.49	0.82	0.73	-0.14	0.77	0.4	0.24	0.82	-0.9	0.86	0.53	0.81	0.7	0.45		0.88	0.86	0.55	0.12	-0.53	0.71	0.45	-0.54
Total Liab	1.0	0.03	-0.55	0.21	0.94	0.79	-0.22	0.83	0.16	0.37	0.93	-0.86	0.97	0.67	0.86	0.72	0.17	0.88		0.74	0.69	0.12	-0.55	0.82	0.51	-0.57
Property Plant And Equipment Gross	0.73	0.15	-0.76	0.63	0.61	0.52	-0.09	0.61	0.59	0.22	0.83	-0.94	0.68	0.44	0.68	0.77	0.59	0.86	0.74		0.47	0.18	-0.28	0.5	0.66	-0.29
Total Current Assets	0.7	0.2	-0.02	-0.13	0.73	0.56	-0.5	0.63	-0.18	0.9	0.79	-0.7	0.51	1.0	0.43	0.39	-0.13	0.55	0.69	0.47		0.24	-0.52	0.8	0.21	-0.52
Short Term Debt	0.13	0.54	-0.15	0.05	0.2	0.16	0.25	0.38	0.03	0.14	0.29	-0.26	0.05	0.23	0.33	0.04	0.08	0.12	0.12	0.18	0.24		-0.29	-0.07	0.3	-0.3
Common Stock	-0.58	-0.44	0.1	0.13	-0.79	-0.88	-0.17	-0.85	0.3	-0.22	-0.46	0.37	-0.55	-0.51	-0.45	0.13	0.11	-0.53	-0.55	-0.28	-0.52	-0.29		-0.31	0.04	1.0
Other Liab	0.82	-0.19	-0.2	0.06	0.73	0.52	-0.59	0.53	0.05	0.64	0.78	-0.72	0.73	0.79	0.62	0.68	0.03	0.71	0.82	0.5	0.8	-0.07	-0.31		0.25	-0.32
Long Term Debt	0.49	0.14	-0.8	0.15	0.31	0.07	0.07	0.3	0.21	0.03	0.63	-0.63	0.46	0.2	0.4	0.67	0.08	0.45	0.51	0.66	0.21	0.3	0.04	0.25		0.04
Common Stock Total Equity	-0.59	-0.45	0.12	0.1	-0.8	-0.89	-0.18	-0.86	0.28	-0.21	-0.47	0.39	-0.57	-0.51	-0.47	0.11	0.09	-0.54	-0.57	-0.29	-0.52	-0.3	1.0	-0.32	0.04

Click cells to compare fundamentals

Northwest Bancshares Account Relationship Matchups

Northwest Bancshares fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	10.5B	13.8B	14.5B	14.1B	14.4B	8.1B
Short Long Term Debt Total	368.1M	411.8M	391.7M	900.2M	642.7M	621.5M
Other Current Liab	(93.9M)	(139.7M)	(140.9M)	(660.3M)	(412.6M)	(391.9M)
Total Current Liabilities	93.9M	139.7M	140.9M	660.3M	7.4B	7.7B
Total Stockholder Equity	1.4B	1.5B	1.6B	1.5B	1.6B	924.2M
Property Plant And Equipment Net	147.4M	161.5M	156.5M	145.9M	200.6M	116.7M
Net Debt	307.3M	(324.4M)	(887.5M)	760.9M	520.4M	299.4M
Retained Earnings	583.4M	555.5M	609.5M	641.7M	674.7M	450.4M
Accounts Payable	1.1M	2.1M	1.8M	3.2M	13.7M	14.4M
Cash	60.8M	736.3M	1.3B	139.4M	122.3M	116.1M
Non Current Assets Total	1.4B	2.1B	2.9B	2.6B	2.4B	1.5B
Non Currrent Assets Other	(1.4B)	(2.1B)	(2.9B)	(2.6B)	(2.4B)	(2.3B)
Other Assets	8.2B	9.5B	8.8B	10.1B	10.6B	5.7B
Cash And Short Term Investments	880.7M	2.1B	2.8B	1.4B	1.2B	802.7M
Net Receivables	25.8M	35.6M	25.6M	35.5M	47.4M	25.0M
Common Stock Shares Outstanding	105.8M	120.2M	127.0M	126.7M	127.0M	118.6M
Liabilities And Stockholders Equity	10.5B	13.8B	14.5B	14.1B	14.4B	8.1B
Non Current Liabilities Total	275.4M	274.2M	252.6M	243.2M	12.9B	13.5B
Other Stockholder Equity	805.8M	1.0B	1.0B	1.0B	1.0B	1.1B
Total Liab	9.1B	12.3B	12.9B	12.6B	12.9B	7.1B
Property Plant And Equipment Gross	147.4M	161.5M	336.6M	325.7M	321.4M	337.5M
Total Current Assets	906.5M	2.2B	2.9B	1.4B	1.3B	832.2M
Accumulated Other Comprehensive Income	(36.9M)	(33.5M)	(37.6M)	(171.2M)	(149.5M)	(142.0M)
Short Term Debt	92.7M	137.7M	139.1M	657.1M	398.9M	239.4M
Common Stock	1.0M	1.1M	1.3M	1.3M	1.3M	2.2M
Other Liab	106.3M	254.4M	223.2M	126.5M	145.5M	98.7M
Long Term Debt	121.8M	128.8M	391.7M	924.3M	243.8M	274.6M
Common Stock Total Equity	1.0M	1.1M	1.3M	1.3M	1.1M	2.1M
Short Term Investments	819.9M	1.4B	1.5B	1.2B	1.0B	646.3M
Inventory	(87.6M)	(774.1M)	(1.3B)	(175.3M)	(13.3B)	(12.7B)
Intangible Assets	23.1M	19.9M	12.8M	8.6M	5.3M	5.0M
Property Plant Equipment	147.4M	161.5M	156.5M	145.9M	167.8M	131.5M
Other Current Assets	87.6M	774.1M	1.3B	175.3M	169.7M	161.2M
Net Tangible Assets	984.1M	1.1B	1.2B	1.1B	1.3B	1.1B
Retained Earnings Total Equity	583.4M	555.5M	609.5M	641.7M	738.0M	601.6M
Long Term Debt Total	121.8M	128.8M	252.6M	243.2M	279.6M	147.0M
Capital Surpluse	805.8M	1.0B	1.0B	1.0B	1.2B	850.9M
Long Term Investments	9.6B	1.6B	2.3B	2.1B	1.9B	1.9B
Non Current Liabilities Other	179.3M	254.4M	223.2M	229.7M	264.2M	169.0M

Currently Active Assets on Macroaxis

RSI	Rush Street Interactive
OKTA	Okta Inc
BAC	Bank of America
S	SentinelOne
WD	Walker Dunlop

When determining whether Northwest Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Northwest Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Northwest Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Northwest Bancshares Stock:

How To Invest In Northwest

Details

Is Northwest Stock a good investment?

Details

What is Northwest Bancshares' Net Worth?

Details

Largest Regional Banks Companies

View

Largest Banks - Regional Companies

View

Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northwest Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in Northwest Stock please use our How to Invest in Northwest Bancshares guide.

You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northwest Bancshares. If investors know Northwest will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northwest Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.16)

Dividend Share

0.8

Earnings Share

0.77

Revenue Per Share

3.843

Quarterly Revenue Growth

(0.03)

The market value of Northwest Bancshares is measured differently than its book value, which is the value of Northwest that is recorded on the company's balance sheet. Investors also form their own opinion of Northwest Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Northwest Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northwest Bancshares' market value can be influenced by many factors that don't directly affect Northwest Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Northwest Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Northwest Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northwest Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Northwest Retained Earnings vs Long Term Debt Analysis

Retained Earnings vs Long Term Debt

Retained Earnings vs Long Term Debt Correlation Analysis

Correlation Coefficient

Retained Earnings

Long Term Debt

Northwest Bancshares fundamental ratios Correlations

Northwest Bancshares Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Northwest Bancshares fundamental ratios Accounts

Currently Active Assets on Macroaxis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Total Current Assets	+ 1.0	Cash And Short Term Investments
Common Stock Total Equity	+ 1.0	Common Stock
Non Current Liabilities Total	+ 0.99	Total Current Liabilities
Accounts Payable	+ 0.98	Total Current Liabilities
Other Assets	+ 0.97	Total Assets

Non Currrent Assets Other	- 0.95	Non Current Assets Total
Property Plant And Equipment Gross	- 0.94	Non Currrent Assets Other
Other Stockholder Equity	- 0.9	Non Currrent Assets Other
Common Stock Total Equity	- 0.89	Property Plant And Equipment Net
Common Stock	- 0.88	Property Plant And Equipment Net
Total Liab	- 0.86	Non Currrent Assets Other