Norwood Historical Balance Sheet

NWFL Stock  USD 30.90  0.03  0.1%   
Trend analysis of Norwood Financial Corp balance sheet accounts such as Total Current Liabilities of 1.7 B provides information on Norwood Financial's total assets, liabilities, and equity, which is the actual value of Norwood Financial Corp to its prevalent stockholders. By breaking down trends over time using Norwood Financial balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Financial Statement Analysis is much more than just reviewing and examining Norwood Financial Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Norwood Financial Corp is a good buy for the upcoming year.

Norwood Financial Inventory

(1.49 Billion)

  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

About Norwood Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of Norwood Financial Corp at a specified time, usually calculated after every quarter, six months, or one year. Norwood Financial Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of Norwood Financial and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which Norwood currently owns. An asset can also be divided into two categories, current and non-current.

Norwood Financial Balance Sheet Chart

At this time, Norwood Financial's Retained Earnings are quite stable compared to the past year. Cash is expected to rise to about 69.4 M this year, although the value of Net Debt will most likely fall to about 35.7 M.

Total Assets

Total assets refers to the total amount of Norwood Financial assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in Norwood Financial Corp books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Current Liabilities

Total Current Liabilities is an item on Norwood Financial balance sheet that include short term debt, accounts payable, accrued salaries payable, payroll taxes payable, accrued liabilities and other debts. Total Current Liabilities of Norwood Financial Corp are important to investors because some useful performance ratios such as Current Ratio and Quick Ratio require Total Current Liabilities to be accurate. The total amount of liabilities that a company is expected to pay within one year, including debts, accounts payable, and other short-term financial obligations.

Net Debt

The total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Non Current Assets Total

The total value of a company's long-term assets, which are not expected to be converted into cash or used up within one year or the operating cycle, including property, plant, and equipment, and intangible assets.

Long Term Investments

Long Term Investments is an item on the asset side of Norwood Financial balance sheet that represents investments Norwood Financial Corp intends to hold for over a year. Norwood Financial Corp long term investments may include different instruments such as stocks, bonds, real estate and cash.
Most accounts from Norwood Financial's balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into Norwood Financial Corp current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
At this time, Norwood Financial's Retained Earnings are quite stable compared to the past year. Cash is expected to rise to about 69.4 M this year, although the value of Net Debt will most likely fall to about 35.7 M.
 2021 2022 2023 2024 (projected)
Short and Long Term Debt Total90.8M82.3M114.2M62.6M
Total Assets2.1B2.0B2.2B2.3B

Norwood Financial balance sheet Correlations

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Click cells to compare fundamentals

Norwood Financial Account Relationship Matchups

Norwood Financial balance sheet Accounts

201920202021202220232024 (projected)
Total Assets1.2B1.9B2.1B2.0B2.2B2.3B
Short Long Term Debt Total118.7M105.8M90.8M82.3M114.2M62.6M
Other Current Liab(64.7M)(64.9M)(62.0M)(2.7M)1.5B1.6B
Total Current Liabilities64.7M64.9M62.0M44.9M1.6B1.7B
Total Stockholder Equity137.4M194.8M205.3M167.1M181.1M190.1M
Property Plant And Equipment Net14.2M17.8M17.3M17.9M21.7M22.8M
Net Debt103.3M(5.9M)(115.9M)50.4M48.1M35.7M
Retained Earnings86.5M93.8M110.0M130.0M135.3M142.0M
Cash15.4M111.7M206.7M31.9M66.1M69.4M
Non Current Assets Total236.0M274.2M453.7M466.4M2.1B2.2B
Non Currrent Assets Other(4.2M)(8.4M)(9.4M)(23.5M)1.7B1.8B
Other Assets765.3M1.2B995.4M1.1B5.6M5.3M
Cash And Short Term Investments225.6M338.3M613.5M450.8M66.1M128.9M
Net Receivables3.7M6.2M5.9M6.9M8.1M8.5M
Common Stock Total Equity634K824K827K829K953.4K1.0M
Common Stock Shares Outstanding6.3M7.2M8.2M8.2M8.1M6.4M
Liabilities And Stockholders Equity1.2B1.9B2.1B2.0B2.2B2.3B
Non Current Liabilities Total56.4M42.5M30.0M44.9M1.9B2.0B
Other Stockholder Equity49.1M95.0M94.7M93.6M92.3M96.9M
Total Liab1.1B1.7B1.9B1.9B2.0B2.1B
Property Plant And Equipment Gross14.2M17.8M35.9M37.8M38.2M40.1M
Total Current Assets229.3M344.5M619.4M457.7M66.1M62.8M
Accumulated Other Comprehensive Income1.2M5.1M(256K)(57.4M)(47.3M)(45.0M)
Short Term Debt62.3M63.3M60.8M42.3M44.4M30.7M
Common Stock634K824K827K829K831K463.1K
Accounts Payable2.4M1.6M1.2M2.7M10.5M11.0M
Other Liab9.2M14.3M14.4M10.7M12.3M6.9M
Long Term Debt56.4M42.5M30.0M40M69.8M73.3M
Short Term Investments210.2M226.6M406.8M418.9M406.3M426.6M
Inventory(20.7M)(118.9M)(214.3M)(39.1M)(1.6B)(1.5B)
Treasury Stock(400K)(342K)(1.8M)(3.3M)(3.0M)(2.8M)
Property Plant Equipment15.8M18.8M17.3M18.3M21.0M10.9M
Net Tangible Assets125.9M165.0M175.6M137.5M158.1M122.7M
Retained Earnings Total Equity86.5M93.8M110.0M130.0M149.5M87.6M
Capital Surpluse49.5M95.4M96.4M96.9M111.4M58.4M
Other Current Assets20.7M118.9M214.3M39.1M74.3M70.6M
Long Term Investments916.1M1.4B406.8M418.9M406.3M704.1M
Non Current Liabilities Other14.5M14.3M14.4M16.4M18.8M19.8M
Intangible Assets235K530K407K306K221K353.2K

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When determining whether Norwood Financial Corp is a strong investment it is important to analyze Norwood Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Norwood Financial's future performance. For an informed investment choice regarding Norwood Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Norwood Financial. If investors know Norwood will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Norwood Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.06)
Dividend Share
1.2
Earnings Share
1.59
Revenue Per Share
7.741
Quarterly Revenue Growth
0.025
The market value of Norwood Financial Corp is measured differently than its book value, which is the value of Norwood that is recorded on the company's balance sheet. Investors also form their own opinion of Norwood Financial's value that differs from its market value or its book value, called intrinsic value, which is Norwood Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Norwood Financial's market value can be influenced by many factors that don't directly affect Norwood Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Norwood Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Norwood Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Norwood Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.